ELM Resources has been a key piece of the student lending puzzle since 1994; connecting colleges, universities, lenders, students and families with tools that simplify and streamline the process for managing private student loans. As a not-for-profit, mutual benefit corporation, ELM was established to create efficiencies through technology for the student lending industry and maintains that core focus today as the only neutral provider of these services in the industry. ELM lives by the following key values every day: EXCELLENCE…In the products we create, in our support of those products and our company overall, and in the customer service we provide. LOYALTY…To our team members in creating a positive and rewarding work environment built on trust and respect for one another. MOTIVATION…To maintain a culture of open communication, teamwork and continuous improvement. ELM’s industry leading product, ELMOne, provides a common, non-proprietary and open data exchange and disbursement system that seamlessly links the diverse computing platforms of schools and lenders. Within the ELMOne suite, ELMSelect, ELMNet and ELM NDN each provide unparalleled efficiency in handling different phases of the private student loan process, such as financial fundamentals, lender comparison, school certification and loan disbursement processing. ELM Resources is the trusted provider for the industry, now processing over 70% of the private loan volume and growing. Our customers and team members regularly share their high levels of satisfaction with ELM. Year after year, our school and lender customers consistently rate their relationship with and services from ELM at 95%+ Very Satisfied/Satisfied. Through our annual team member survey via the Great Place to Work Institute, ELM Resources was certified as a “Great Place to Work” in November 2019 for the fourth consecutive year. In addition, ELM was named one of the Top 50 “Best Small Workplaces” in 2017-2019.

San Antonio Citizens Federal Credit Union was chartered on December 12, 1955, in San Antonio, FL. We began serving members on January 3, 1956, and we’ve continued to do so successfully for 60 years. We are the oldest financial institution in Pasco County still operating under our original charter. Over the years, we’ve expanded to 4 locations; San Antonio, Dade City, Zephyrhills and Wesley Chapel. Our unrelenting desire to create financially successful members is what inspired our founders, Joe Collura, Joe Herrman and friends, to establish our Credit Union; and is the same guiding principle we live by today. Our founders knew that by chartering a not-for-profit financial institution where the members are the owners, they would ensure years of successful operations based on the best interests of the members. We encourage you to join this organization and experience A Great Place to bank!

Manage important financial functions of the organizationMitigate financial risk analysis and decision for lending purposesManage financial activity for the long term financial goals of the organization Achieve a proper mix of equity and debt to minimize cost and maximize operational profit

Aegis Business Credit specializes in providing working capital and innovative financial solutions to growing small-medium size companies. We offer asset-based funding and A/R Factoring. Aegis works closely with banks to fund those clients that the bank currently cannot accept for loans. Our philosophy is to help our clients implement the discipline and structure necessary to qualify for traditional bank financing. This makes us unique. We want to hear your story. We have programs for businesses, bankers and referral sources. Credit lines from $500,000 - $3MM. Contact us to discuss how we can partner together to create solutions to grow your business. Our business is funding yours. Contact Michael Fussell 813.437.2511 [email protected]

Recruited to manage the accounting department and Human Resources responsibilities for the largest labor-based credit union ($74M) in Florida. (Fiserv Summit Core System) • Utilized stellar organization and time management skills to update, reconcile and deliver month-end financial reports prior to the scheduled due date • Awarded $7,500 approved grant funding by studying grant protocol and making the application • Upgraded recruitment and on-boarding processes by creating checklists, templates, authored documents to reflect current HR standards and communicated policies to the newly acquired workforce • Lowered expenses by utilizing negotiation skills to reduce contract pricing with PSCU • Oversaw and managed all general ledger, A/P, A/R activity and payroll reconciliation • Recruited, on-boarded and off-boarded employees as appropriate

FLORIDA WEST COAST CREDIT UNION is a banking company based out of 1225 Millennium Parkway, Brandon, Florida, United States.

FiCare is the credit union tailor made for healthcare professionals. As a member of the FiCare family, you will experience the financial expertise and personalized care that makes us healthcare's financial partner.

Neighborhood Lending Partners is a multi-bank lending consortium established in 1993 as a non-profit mortgage banking corporation, and was certified in 1997 as a CDFI. NLP serves the State of Florida, and has provided community lending programs for its member financial institutions benefitting low income communities and underserved populations for the past 25+ years. NLP offers products, services and programs that were created to incentivize the private sector to invest in affordable housing and community revitalization. NLP is actively engaged with local governments and housing authorities, providing NLP's services and loan products and encouraging use of NLP's underwriting models that allow for the recapture of the dwindling supply of public subsidy to the greatest degree possible. By combining local SHIP, HOME, CDBG and other funds with NLP resources, local governments are able to enhance and multiply the utilization of their funds; achieve maximum leveraging of their funds and produce a greater level of community impact and assistance.

Experience the Credit Union difference of 'people helping people'​.

Home Access Financial is a Florida-based, independent mortgage bank focused on serving the financing needs of our local communities and real estate Partners. With a diverse array of mortgage options and with a strong emphasis on providing a great client experience at every opportunity, HAF has gained a reputation throughout the State of Florida for our knowledge and excellence within the industry. Backed by 5-star reviews and national recognition for our innovative approach to the home lending experience, HAF will continue to deliver exceptional results and satisfaction to homeowners from the Atlantic to the Gulf. Call Us: (813) 515-7548 Visit Us: www.HomeAccessFinancial.com nmls# 1516011

American Nationwide Mortgage Company was established in 1996. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service and strive to distinguish ourselves as a leader in the industry. Mortgage programs... Just Right for You. By combining innovative mortgage programs and competitive rates, you will be offered a full range of financing choices tailored to your specific needs. That’s because our enormous pooled buying power gives us access to competitive mortgage rates and programs in the market. Professional Services: At American Nationwide Mortgage, our team of professionals uses our financial expertise and the latest technology to secure your financing quickly and efficiently. Our team understands complex underwriting guidelines and has access to hundreds of loan programs, which helps us provide you with financial flexibility. Why Wait? At American Nationwide Mortgage, we are ready to provide you with a pleasurable home buying or refinance experience by providing you with a loan program that fits your needs. So why wait? Call today to learn more about your options. Our process is designed to help us match your needs with the most attractive mortgage program in the country! Quick and Easy Loan Approval Process, call (813) 964-1268. American Nationwide Mortgage Company, Inc. NMLS #13392 Go to www.nmlsconsumeraccess.org to be directed to the NMLS Consumer access site.