The Future Needs a Heritage Heritage Bank of Commerce, founded in 1994, is a community business bank headquartered in San Jose. For over 25 years, HBC has provided a consultative relationship banking approach with clients, offering valuable services to help them achieve their long-term business goals. The Bank combines the classic values of relationship-based, customer-focused community banking, with a forward-looking, strategic approach. Our solution-driven team of experienced, dedicated and innovative bankers, partner with you to find a custom solution that fits your business needs. Our large spectrum of credit and loan products spans from factoring to open lines of credits, cash management solutions to support and leverage your business cash flow, as well as a dedicated HOA Specialty Banking department servicing the HOA community with the latest in banking technology. Bank Focused on People Working with People With over 800 Non-profit organizations spanning a wide variety of industries, we know the intricacy of banking for non-profits. At HBC, we take a strong consultative approach empowering you to make meaningful business decisions that will allow you to have a strong impact in your community. As a conservative three plus billion dollar, publicly traded, 5-Star Bauer Financial rated, FDIC insured bank we check all the traditional boxes for a financial institution. But community banking is much more. HBC is involved on a deeper level with industry, business and community leaders, and is able to leverage this network successfully for our client’s business goals. As part of our mission to give back, our relationship managers are required to be active in their community. They serve on boards, are deeply involved with their local business organizations and chambers, and are taking active roles in shaping their business areas. Member FDIC | Equal Housing Lender | NMLS ID# 486849

Meriwest Credit Union delivers financial value to individuals and small businesses in the Greater Bay Area of California and Tucson, AZ. We provide to those who are seeking above market rates on deposits, low loan rates, lower fees, product options and an experience that makes you feel confident about your decision to do business with us. If you need a reference, just ask our members! More than one-third of our new members are referred from members who consistently rate us high in service and have rated the interaction with our employees as their greatest source of satisfaction. Meriwest members enjoy the security of banking with an organization that's established, financially sound and has a strong local heritage. Our 1st Time Home Buyers Assistance program allows home buyers the opportunity to find their perfect first home. With online approvals in just a short time, they enjoy the peace of mind of knowing exactly what they can afford and have been approved for. Meriwest's FLOW account helps teens and young adults manage money through an individual experience. Meriwest's Business Banking brings a personalized banking experience to local small businesses through benefits scarcely offered such as: • Free business checking • Premier business interest checking • CRE and Commercial Loans Meriwest offers the convenience and comfort of banking where you will always receive a welcoming experience. Our members enjoy banking at financial centers that feel more like home as we feature: • Complimentary Peet's coffee • No teller lines • Financial news and offers • Access to a cybercafé • Mobile Banking Because Meriwest is networked with other credit unions you can conduct your transactions at a location convenient to you. Or if you prefer, you can use our Online or Mobile banking services for anytime account access. All good reasons to break free from your bank and join the move to Meriwest. Find a Financial Center: www.meriwest.com/locations

Our goal at Avidbank is to advance our clients’ success by offering innovative financial solutions and service. Our experienced people create long-term relationships by providing an individualized banking experience based on mutual effort, ingenuity and trust. We specialize in commercial & industrial lending, venture lending, structured finance, asset-based lending, sponsor finance, construction and commercial real estate lending. Avidbank provides a different approach to banking.

We’re just what you’d expect in a financial institution and more than you ever imagined. For more than 70 years, we’ve focused our attention on providing members with the best financial solutions possible. With more than 50,000 members, Santa Clara County Federal Credit Union—more commonly known as County Federal—remains steadfast in our commitment to county, city and school employees and the affiliated organizations that support them. We provide this family of organizations with exceptional service based on a philosophy we call the County Federal Experience. It revolves around our innovative products and solutions, coupled with our empathetic approach that empowers, enriches and enhances our members’ financial lives. With services like online bill pay, mobile check deposit, and so much more, you can get access to precisely what you want in whatever manner that suits your need. Our members can take advantage of our entire line of products—and work with our seasoned financial experts throughout the entire process. County Federal has been able to develop outreach programs to benefit those in our community. We have helped many young members reach their educational goals through our scholarship program. We also dedicate time and money to various non-profit organizations within our field of membership. At County Federal, you’ll know right away that you aren’t just a customer, you’re a member. And that means preferred rates, a comprehensive line of products and services—and the kind of personal service that builds Relationships for Life. County Federal was originally chartered in the State of California under the name Santa Clara County Employees Credit Union. County Federal serves Santa Clara County employees, but also San Benito County, many cities within Santa Clara County, Santa Clara County Office of Education, Valley Medical Center and many other agencies, companies and non-profit organizations affiliated with the County.

ABOUT SANTA CRUZ COUNTY BANK Santa Cruz County Bank was founded in 2004. It is a top-rated, locally-owned and operated, full-service community bank headquartered in Santa Cruz, California. The bank has branches in Aptos, Capitola, Cupertino, Monterey, Salinas, Santa Cruz, Scotts Valley and Watsonville. Santa Cruz County Bank is distinguished from "big banks" by its relationship-based service, problem-solving focus, and direct access to decision makers. The bank is a leading SBA lender in Santa Cruz, Santa Clara and Monterey counties. As a full-service bank, Santa Cruz County Bank offers competitive deposit and lending solutions for businesses and individuals; including business loans, lines of credit, commercial real estate financing, construction lending, asset-based lending, agricultural loans, SBA and USDA government-guaranteed loans, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment, and treasury management. True to its community roots, Santa Cruz County Bank has supported regional well-being by actively participating in and donating to local not-for-profit organizations. Santa Cruz County Bank stock is publicly traded on the OTCQX marketplace under the symbol SCZC. Stock purchase orders may be placed online, through a brokerage firm, or through Market Makers listed in the Investor Relations section of the bank’s website. For more information about Santa Cruz County Bank, visit www.sccountybank.com.

Excite Credit Union is the community’s credit union, a community-focused financial institution that has been serving the needs of our neighbors for over 70 years. With $650 million in assets and over 44,000 members, we're proud to be a stable and financially sound institution that is federally insured by the NCUA. Our commitment to the communities we serve runs deep. Designated a CDFI – Community Development Financial Institution, awarded to organizations that offer economic opportunities to underserved people and communities, Excite believes in the power of people coming together to build a financially stronger future. As the community's credit union, we're dedicated to empowering our Members with the tools and resources they need to achieve their financial goals. We serve nine counties across California and North Carolina, including Santa Clara, Santa Cruz, San Mateo, San Francisco, Monterey, Alameda, New Hanover, Pender, and Brunswick counties. We're also proud to offer our great benefits to over 400 local businesses in our community, supporting our fellow entrepreneurs and helping to grow our local economy. Visit us at excitecu.org to learn more about how we can help you build a brighter financial future.

PremierOne Credit Union is a not-for-profit financial cooperative serving those who live, worship, work or go to school in the following counties: Santa Clara County, Santa Cruz County, Monterey County, San Benito County, Alameda County, San Mateo County, Merced County, San Joaquin County, and Stanislaus County. Making decisions focused on our member/owners best interest, we offer products and services that rival larger banks, with personalized service our members have enjoyed for many years. Your savings are Federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government agency. PremierOne Credit Union is an Equal Housing Lender. View our Privacy Policy at http://www.premieronecu.org/privacy.

For more than sixteen years Pinnacle Bank has been the trusted bank of choice for businesses throughout Santa Clara, San Benito and Monterey Counties. By offering the ideal blend of advanced banking technology with professional bankers who truly know and care about their clients. Pinnacle Bank provides a level of personalized service that the big mega-banks simply can't match. Pinnacle Bank is a member of FDIC and an Equal Housing Lender

Private Lender Services Corp. is a legal services company based out of 46 N 2Nd St, Campbell, CA, United States.

• Provide excellent customer service via call center, home banking and in-branch. • Daily GL accounting and reconciliation. • Process accounts payable successfully. • Process daily operational reports such as ATM, ACH, Debit Card and Share Draft. • Accurate processing of legal orders. • Preparation of month-end and quarterly reports. • Processing of insurance products. Cross-sell products and services. • Data entry and other related administrative duties as needed.

A business bank focused on small to medium size businesses, their owners/operators and their employees. To Pacific Valley Bank, being truly local means having strong roots in the community, an unmatched knowledge of local industry, and relationships with community and business leaders. We believe supporting the community means much more than simply offering financial support. By volunteering, educating, and sharing our expertise and experience, we can proudly say that we truly support the communities where we live and work. Member FDIC, Equal Housing Lender. NMLS #431480

Monterey County Bank, a wholly-owned subsidiary of Northern California Bancorp, Inc., provides retail and commercial banking products and services to individuals and small and medium-sized businesses in California. The company’s deposit products include personal and business checking accounts, savings accounts, money market investment accounts, certificates of deposit, and retirement accounts. Its lending products are business focused and include commercial real estate loans, commercial and industrial loans and small and medium-sized business lending. Monterey County Bank is the # 1 provider of SBA 7(A) Small Business Loans in Monterey County. The company also provides drive-through facilities, night depository facilities, safe deposit box facilities, cashiers’ checks, U.S. Savings Bonds, and wire transfers. As of December 31, 2017, it operated four branches located primarily on the Monterey Peninsula.