WHAT WE DO WCF serves the financial needs of individuals, families, trusts and businesses. We craft plans that evolve with you because we understand that each stage of an individual’s or organization’s life brings new financial risks and opportunities. WHY WE'RE UNIQUE Each of WCF’s services is centered on a single guiding objective: to help people live a better and more fulfilled life. We are confident yet humble, and are authentically dedicated to helping people. We’re not for everybody. But for those who belong here, we’re perfect. HISTORY OF THE FIRM Our firm was established over 35 years ago in Santa Barbara, California. In that time, we’ve evolved from a boutique shop that served a small number of clients to a company of more than 30 employees with more than 600 clients in five locations: Santa Barbara, Los Angeles, San Diego, San Francisco and San Luis Obispo.

Founded in 2000, Midwood financial services is the nations largest independently owned distributor of financial products and services to more than 250 banks in the United States. The company’s strength comes from its focus to continuously match it’s clients with the best product solutions and distribution strategies available in the financial industry. Midwood’s achievements are driven by its independence from any one financial product manufacturer. This gives Midwood the freedom to review, analyze and evaluate the widest range of products and services – selecting only those that meet the most stringent criteria for consumer oriented features, benefits and costs. Utilizing a national team of Regional Sales Directors, Midwood provides unsurpassed support to the sales and marketing efforts of licensed representatives within its client firms. Midwood designs and develops cutting-edge sales and marketing concepts in order to inspire compliant goal setting and achievement. A supporting team of internal Key Account Managers works in tandem with the RSD's to support sales and product administration. Unlike other firms, the Key Account Managers are dedicated to their specific accounts, eliminating confusion and increasing service effectiveness and quality. The National Sales Manager coordinates and directs the efforts of the RSD's and Key Account Managers to meet and exceed the sales targets and business goals of Midwood's partner firms. In 2005, recognizing the increasing importance of training and education in today's complex regulatory and continuously evolving financial services environment, Midwood established a Training and Education Department. Headed by our Training Director, Midwood promulgates proprietary training modules and related materials specific to the needs of its client financial institutions and brokerage firms. The Marketing Department designs and develops original marketing concepts which are provided as needed to its clients. Working with partner product providers, Midwood seamlessly integrates all marketing layers to support educational and sales goals.

Goldco is a leader in the precious metals industry, with over a decade of experience helping customers protect their retirement savings. If you have an IRA, 401(k), 403(b), TSP, savings or similar tax-advantaged retirement account, a Goldco Specialist can help you protect those assets with a Precious Metals IRA. We also offer direct sales of gold and silver to our customers. If you have a savings account, a Precious Metals Specialist can help you diversify those funds with precious metals. Whether you want to roll over retirement assets into a Precious Metals IRA or buy gold and silver directly, a Precious Metal Specialist can help you navigate each step of the process.  Goldco is a privately held firm specializing in wealth and asset protection. We are rated A+ by the Better Business Bureau and Triple-A by Business Consumer Alliance. Our quality customer service, dependability, and ethical business practices have resulted in thousands of satisfied customers and positive reviews.

JH Capital is a specialty finance business that offers end-to-end solutions to customers at every stage of the distressed credit cycle, from default to rehabilitation. Its largest segment buys defaulted consumer receivables and strategically places the accounts for collection. Additionally, JH Capital helps consumers rehabilitate their credit profile by advocating on their behalf in the settlement of third-party debt. By leveraging a proprietary combination of data and models, JH Capital can offer loans to select, prequalified consumers, pioneering financial solutions that aim to restore their credit profiles and refinance their existing obligations. JH Capital has a high level of earnings visibility created by contracted, fixed-price forward flow agreements to purchase debt from major financial institutions. Its data-driven, analytical culture has yielded consistent and predictable results relative to expectation. For more information, visit https://jhcapitalgroup.com/.