It’s official! Pacific Western Bank has merged with Banc of California. Please follow the Banc of California LinkedIn account for all the latest merger and conversion news and updates. Follow Banc of California: https://www.linkedin.com/company/banc-of-california

One size does not fit all, but we fit just about anyone. Our products and services are tailored to fit the needs of the community we serve. We have youth accounts, accounts geared for teens, services for couples starting out, people starting over, and those ready for retirement. Altura Credit Union was founded in Riverside in 1957. Over the many years, Altura has focused on its Members and their needs for products and services that will help them achieve their financial dreams. Today, we proudly serve more than 86,494 Members who are not only our Members, but our owners as well. Importantly, Altura is also strongly connected to the communities in which we do business. We have a long, proud history in Riverside County and regularly look for ways we can contribute. Working together with local schools, non-profits and caring citizens, we make our communities better. As a not-for-profit financial cooperative, Altura Credit Union is open to anyone who lives, works, worships or attends school in Riverside County, San Diego County, and selected cities in San Bernardino and Orange counties.

Voted San Diego’s Best Credit Union by the San Diego Reader in 2020, 2021 and 2022. We’re looking to make your life easier and your financial outlook a lot brighter. It’s important to know that we’re owned and governed by our members, and that our focus is not on profits but on great service. And we’d like to invite you to join the thousands of others in Southern California who benefit from banking at Frontwave Credit Union. For over 70 years, we've evolved and grown to now serve over 122,000 members worldwide with 13 branch locations across Southern California. Frontwave members enjoy access to over 30,000 fee-free ATM’s, and over 5,000 CO-OP Shared Branch locations to bank at. From coast to coast, no matter where life takes you, we'll be there to help make your financial dreams come true. When it comes to managing your day-to-day finances and planning for your goals, we offer solutions to meet all your banking needs. From free primary checking accounts, free online and mobile banking, low cost car and home loans, high-earning saving accounts, and everything in between. We’re Frontwave Credit Union. Dream big. We got you. Federally Insured by the NCUA | Equal Housing Opportunity

A NATIONAL LEADER ARS is a proven leader in the accounts receivable management industry: > Working with customers in all 50 states, through 4 regional offices throughout the United States > Longstanding relationships with the world’s largest, most sophisticated financial services organizations > More than 20 years helping people find workable repayment solutions AN INDUSTRY INNOVATOR The companies we serve rely on ARS to maintain and enhance their reputation. Each person we work with benefits from: > A progressive approach to recovery, with repayment solutions customized to each person’s needs > Advanced technology that lets people choose the most convenient way and time to work with us > Best-in-class customer care that emphasizes collaboration, not confrontation AN EMPOWERING EMPLOYER BE MORE! The entrepreneurial spirit flourishes at ARS! Our people-centric culture emphasizes: > Individualism. We don’t want everyone to be the same. > True meritocracy. It’s not how long you’ve been here – it’s what you achieve. > Zero-gravity communication. Titles don’t matter; communication does. > Professional development — plus perks like our wellbeing program.

HCN Bank was founded in 1974 by a group of community leaders from the Hemet and San Jacinto area who were involved in various businesses, including real estate, auto, agriculture, and engineering. Until January of 2023, we operated as The Bank of Hemet. The original mission was to create a "friends and family" bank that was safe and sound, a nice environment for both clients and employees, and a company committed to the community. Today, these beliefs still exist, although our community has expanded. While we have six branches throughout the Inland Empire, we are currently lending in over 40 states and have deposit clients in 44. We specialize in providing commercial real estate loans to investors who lease to tenants throughout the United States, including triple net (NNN) properties, mobile home communities, and most income producing real estate. We are also very connected to the local business community near our branches, providing financing solutions to them and other small and medium sized businesses. In addition, we specialize in corporate banking, with an emphasis on serving school districts, cities, non-profit organizations, and middle market businesses requiring treasury management services. While we will always invite clients into our office and continue our high-touch approach, we strive to find user-friendly technology for clients who favor these channels. We consider ourselves a community bank leader in providing technology-based solutions to our customer base, and we take an active role in educating our client base on subjects such as cybersecurity, network protection, and staying safe online. Lastly, we pride ourselves on performance, knowing that a consistently high performing and well capitalized bank will always be a safe and sound bank. Over the last 20 years we have received a number of state and national awards and, because we never deviated from our business model, we have remained successful during the good times and bad. Member FDIC.

Franklin Loan Center is a DBA of Franklin Loan Corporation Equal Housing Lender NMLS 237653 Franklin Loan Center Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act, 4131316 We offer a diverse array products to meet your lending needs, including Conventional, Jumbo, FHA 203(B),(K) , VA, Reverse Mortgages, Homepath, Private Money, and Commercial Lending. We also have the ability to broker out for Stated, Bank Statement and HELOC programs. We continually add new programs, tools and skills to our platform to ensure every client and Loan Officer has access to a variety of loan options. Our expert in house team of processors, underwriters, docs and funders provides a platform committed to service. Franklin Loan Center takes care of all aspects of your loan and provides a Loan Officer Assistant to those who qualify. Your lending team knows you and the specifics of your file. We monitor and help guide your client through the entire process. All of these things combined give you first class attention that you and your borrower deserves... In short, we treat your loan as if it were our own. A mortgage company must hold a valid license in a given state in order to do mortgage loans in that state. Below is the list of state licenses for Franklin Loan Center: Arizona 0946296 California DBO 4131316 California DRE 01069837 Colorado CO237653 Florida MLD1787 Georgia 64273 Hawaii HI-237653 Idaho MBL-2080237653 Maryland 22719 Nebraska 237653 Nevada 4759 New Mexico DRE01069837 Oregon ML-5559 Pennsylvania 60682 Tennessee 160737 Texas 237653 Washington CL-237653

HCN Bank was founded in 1974 by a group of community leaders from the Hemet and San Jacinto area who were involved in various businesses, including real estate, auto, agriculture, and engineering. Until January of 2023, we operated as The Bank of Hemet. The original mission was to create a "friends and family" bank that was safe and sound, a nice environment for both clients and employees, and a company committed to the community. Today, these beliefs still exist, although our community has expanded. While we have six branches throughout the Inland Empire, we are currently lending in over 40 states and have deposit clients in 44. We specialize in providing commercial real estate loans to investors who lease to tenants throughout the United States, including triple net (NNN) properties, mobile home communities, and most income producing real estate. We are also very connected to the local business community near our branches, providing financing solutions to them and other small and medium sized businesses. In addition, we specialize in corporate banking, with an emphasis on serving school districts, cities, non-profit organizations, and middle market businesses requiring treasury management services. While we will always invite clients into our office and continue our high-touch approach, we strive to find user-friendly technology for clients who favor these channels. We consider ourselves a community bank leader in providing technology-based solutions to our customer base, and we take an active role in educating our client base on subjects such as cybersecurity, network protection, and staying safe online. Lastly, we pride ourselves on performance, knowing that a consistently high performing and well capitalized bank will always be a safe and sound bank. Over the last 20 years we have received a number of state and national awards and, because we never deviated from our business model, we have remained successful during the good times and bad. Member FDIC.

Workwell Technologies specializes in streamlining time and attendance processes for small and mid-sized businesses. Easy to use and readily accessible, Workwell Technologies’ products are designed expressly for today’s modern entrepreneur. Today, more than 1.6 million hourly employees utilize a Workwell device daily to simplify and track their time and attendance.

ADF, through its Personify Financial brand, is the trusted financial partner for tens of thousands of underestimated and under-banked Americans. Combining state-of-the-art technology and world-class application of advanced data science and machine learning, ADF is setting a new standard for assessing near-prime and non-prime borrower credit and fraud risk. Follow us to stay updated with updates, and job openings

MortgageOne, Inc. (NMLS #88912) was founded by Bryce Schetselaar (NMLS #474282) in March 2012 upon the principles of integrity and providing the right loan for every borrower’s situation. Bryce and his team are dedicated to providing clarity and simplicity to the most complex financial transaction many will ever go through. MortgageOne wants to be your “lender for life”....a company you can rely on to give expert mortgage advice throughout the years. MortgageOne strives to be a great partner for our Real Estate professional, communicating clearly and honestly and delivering closing documents to escrow or the closing table ahead of the closing date! MortgageOne is licensed in fifteen states (CA, AZ, AR, UT, OR, WA, ID, CO, NM, TX, OK, TN, AR, VA, MD, and GA) and has offices in both California, Arizona, Texas and Utah. See company licensing information at https://www.mortgageonehomeloans.com/state-by-state-licensing/ OR see the NMLS Consumer Access at: https://nmlsconsumeraccess.org/ MortgageOne, Inc. is not affiliated with the U.S. Government, HUD, FHA, VA or any other government agencies. MortgageOne, Inc. is an Equal Housing Lender MortgageOne's policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance or exercise of rights under the Consumer Credit Protection Act or any other prohibited basis identified under state law.

DebtWave Credit Counseling, Inc. provides credit counseling, a debt management program, student loan consolidation, a financial education program, and community outreach through the San Diego Financial Literacy Center. It is our passion at DebtWave to provide you with the best education and most appropriate programs to manage your debt. Because we know how difficult it is to reduce debt, we want to make it simple by offering services that are both informative and practical. We provide credit counseling and excellent customer service. We can teach you how to manage your credit card debt and help you become debt-free in 3-5 years. https://debtwave.org/state-licenses/

LendSpark provides Equipment Financing, Real Estate and Working Capital to businesses of all sizes. We are client focused, and offer responsive, flexible and solution oriented options to fuel their business growth and achieve their business goals. In the past three years, LendSpark executives have arranged or financed over $500 million in business loans for start-ups, small and mid-market companies including dentists, doctors, contractors, manufacturers, clothing companies, software, ecommerce companies and dozens more. A portion of our clients have even been pre-profit or bad credit. We strongly believe that small business growth is the foundation of the US economy and is critical to our economic growth. In today's ever changing economy, small businesses need access to funding to purchase new equipment, hire new employees, buy more inventory and market their products and services. The underwriting requirements of traditional banks have left many businesses without business financing. Without traditional bank funds, businesses have turned to online lenders who promise alternative loans, but tend to sell just one product: high-cost merchant advances. One-size-fits-all financing does not serve a business’s long-term goals. Instead of working to push individual business loan products or to simply “sell debt” as online lenders do, LendSpark has developed a broad range of funding options (see below) to offer our clients. We are often able to present several financing options, even for bad credit borrowers and brand new businesses. We are looking to build relationships that help businesses grow and thrive through all economic cycles. Business owners can feel confident in their business funding decisions when they use LendSpark Business Financing. Call us today at 888-444-7069 or Visit us at www.lendspark.com