On August 10, 2018, Citizens Business Bank and Community Bank completed its merger. About Citizens Business Bank Citizens Business Bank is consistently recognized as one of the top performing banks in the nation. The Bank offers a wide array of banking, lending, and investing* services through 68 Business Financial Centers and 3 Trust Office locations serving the Inland Empire, Los Angeles County, Orange County, San Diego County, Ventura County, Santa Barbara County, and the Central Valley area of California. CVB Financial Corp. (“CVBF”) is the holding company for Citizens Business Bank. CVBF is one of the 10 largest bank holding companies headquartered in California¹ with assets of approximately $11.5 billion Shares of CVBF common stock are listed on the Nasdaq under the ticker symbol “CVBF.” For investor information on CVBF, visit our Citizens Business Bank website at cbbank.com and click on the “Investors” tab. Contact Us Today 888.228.2265 | cbbank.com Member FDIC | Equal Housing Lender | Equal Opportunity Employer | NMLS #417441 *Not FDIC Insured | Not Bank Guaranteed | May Lose Value ¹As of 8.10.18

The Mississippi Bankers Association, established in 1889, is a private membership organization which brings together and represents banks and savings institutions in the State of Mississippi. The MBA provides education through seminars and conferences, information through various avenues such as The Mississippi Banker magazine, and representation in legislative and regulatory matters. The Association also sponsors and/or endorses products and services for banks. The Association benefits from the strong leadership provided by Mississippi bankers serving as officers and executive committee members. The MBA has many bank employees serving on standing committees, providing a feeling of community for bankers across the state. The MBA has a long tradition of educating and involving bankers to improve their professional lives and their relationships with customers.

We combine co-workings, serviced offices and experts from the fields of business, media and technology.

"We aim to cultivate pockets of culture that are set to evolve into true communities where friends can gather and enjoy life's special moments in a home of their own. We are dedicated to building homes with quality that you can see and touch that are designed to inspire and promote thoughtful, energetic living."

The Liberty National Bank in Paris is a banking company based out of 305 Lamar Ave, Paris, Texas, United States.

Bank of Winona is a banking company based out of 312 N Applegate St, Winona, MS, United States.

Spiro State Bank is a financial services company based out of 408 Dallas St, Talihina, Oklahoma, United States.

First State Bank of DeQueen is a financial services company based out of 402 W Collin Raye Dr, De Queen, AR, United States.

The Cooperative Association of Tractor Dealers, Inc. (“CATD”) is a management company owned by independent Capterpillar equipment dealers. CATD manages the commercial paper program of DCAT, LLC (“DCAT”) and the operations of CATD Exchange Services, LLC (“CES”). CATD has been in operation since 1981 and is headquarted in Memphis, TN. DCAT makes short-term working capital loans to the members of CATD and other entities who sell (or whose wholly owned subsidiaries sell) equipment supplied by Caterpillar. DCAT issues investment grade commercial paper (“CP”) and uses the proceeds solely to fund its loan program. DCAT operates a “maturity matched” program; all loans have the same maturity dates as the CP issued to fund them. CES provides qualified intermediary (“QI”) services to CATD members and their affiliates to facilitate the like-kind exchanges of commercial assets.

Accounts Receivable Factoring Firm, established in 1991, providing working capital to small- and medium-size businesses

Established in 1904. Reimagined in 2020. Member FDIC

Kennedy VA Employees Federal Credit Union is a banking company based out of 1030 Jefferson Ave, Memphis, TN, United States.