Getting or changing health insurance shouldn't be painful but the process can still be daunting for both the company and individual employees. Pricing, ever-changing carrier policies and government regulations, administering claims, communicating plan procedures to everyone in the organization - just the thought of these things can stop a well-intentioned initiative to improve benefits before it even gets started. Handled effectively, however, establishing or redesigning a plan can improve both the company's bottom line and the benefits to employees without hassle to either. The benefits your company offers are often key to acq...