Houston-The Woodlands-Sugar Land, TX is one of the most competitive job markets in the country and has over 50,000 employers, ranging from small businesses to large corporations. Employee benefits are an important component for all businesses in the market. Hotchkiss Insurance Houston is a local insurance broker serving the greater Houston region. they provide medical insurance, voluntary benefits and other services for small to mid size employers. their advisors have over 20 years of experience helping businesses choose the right employee benefits. Hotchkiss Insurance is a 40-year old, family-owned business that offers personal and business insurance, as well as employee benefits, in Texas. They are highly rated by customers based on their employer reviews.

CPro Associates is an Insurance Wholesale Broker with their only emphasis being on Workers' Compensation. and Occupational Injury. Focusing on the needs of our agents and their clients, CPro has redefined how Wholesalers can help their agents win business for the success of the insured, the agent and the carrier. With over 48 years of experience in the Workers Comp and Occupational Injury industry our mission is to assist you in placing your complex workers compensation risk through innovative solutions and world class carriers. We are the largest Wholesaler writer in the US of multi-year WC risks. We are always on the lookout for quality agent partners. Our proven marketing programs and dedicated staff will help you grow your business, and be assured that we never sell direct. SPECIALIZATION Transportation ● Construction ● Healthcare ● Manufacturing ● Service ● Retail/Wholesale ● Oil & Gas Contractors ● Property Management ● Contractors Middle Market Program: $25K minimum. Provides for those accounts that do not fit on-line systems due to size, class, multi-state exposure or Xmod. Large Workers Compensation: $250k minimum premium • Loss Sensitive Program o 3 year program o Not a Retro o No LOC or Deductibles EVER AGAIN o Profit Sharing: Reduced premium next month, not years after, for good loss experience o 50 states o A Rated Carriers o Bound business with Xmod as low as .65 and as high as 2.25 o We build the plan with you and help present the program to your insured. • RTW Insurance Programs o For accounts with Large Xmods that are trying to get a handle on claims. • Large Regional and SuperRegional carriers. o Different than yours: No Hartfords, Travelers or Liberty. Carriers we know like and trust. Michael Hardin, President mhardin@cproassociates.com David Cauble dcauble@cproassociates.com Brook Sarratt bsarratt@cproassociates.com www.cproassociates.com

managers (PBMs) and other specific pharmacy providers. One notable example of their successful collaboration is with Genesys Works National Office, an esteemed employer in the educational services sector. HUB International partnered with their HR and finance team to establish a tailored self-funding arrangement, PPO plan, and a pharmacy benefit management (PBM) program specifically designed to cater to the unique needs of their 110-member workforce. This highlights HUB International's ability to customize insurance solutions and offer specialized support to meet the specific requirements of their clients. Serving clients across Maryland, Virginia, and West Virginia, this Houston-based branch of HUB International extends its expertise to a diverse range of employers, including Acec Life/Health Insurance Trust Benefit Consortium and Genesys Works National Office. Their extensive knowledge and experience in the insurance industry, coupled with their unwavering commitment to customer satisfaction, make HUB International a trusted partner for large and midsize employers seeking comprehensive insurance and employee benefit solutions.

Sofer Steiner & Associates, LLP is a company based out of 2700 Post Oak Blvd., Ste. 1150, Houston, Texas, United States.

Insurica's Dallas, TX office stands out as a reliable partner for employer benefits, specializing in medical and ancillary benefits for local and regional employers. With a focus on expertise, this branch is an integral part of a reputable regional insurance broker firm. Their comprehensive knowledge extends to various industries, with a notable stronghold in the child care services sector. The Dallas team has successfully served prominent clients, exemplified by their partnership with Head Start of Greater Dallas, a leading child care services provider in Texas boasting 340+ participants. Additionally, their impact extends across state lines with the likes of Lifeserve Blood Center in Iowa, an ambulatory health care services industry player with 250+ participants. The diversity of their client portfolio showcases their adaptability and effectiveness in tailoring solutions to meet specific industry needs. What sets this office apart is not only their impressive client base but also their commitment to understanding the nuances of each sector they serve. Whether navigating the intricacies of child care services or addressing the unique challenges of ambulatory health care, Insurica's Dallas team demonstrates a versatile and client-centric approach, making them a valuable choice for employers seeking comprehensive and tailored benefit solutions.

Commercial, Personal, Group Health, and Individual Health Insurance Our Vision is to be your long term partner. We will gain your trust by providing asset protection and managing the risks that threaten your financial goals. We will treat our employees, clients, and marketing partners as we would like to be treated—with respect and appreciation. We will build relationships to endure the waves of change and make Hibbs-Hallmark & Company a premier agency in the United States.

For years, Wellspring Insurance Agency, Inc. has been helping people find the right insurance coverage — and get the most for their healthcare dollars. If you’re ready to compare popular plans online, get your free quotes now. If you’d like to talk about your options, please contact us. Our service is free, and it doesn’t stop once you purchase a plan. You’ll get our expert advice and help through every step of owning an insurance policy.