Capstone, an insurance broker based in New York, NY, offers a comprehensive range of services focusing on risk management, employee benefits, and insurance brokerage. Established in 2013, Capstone stands out in the mature insurance industry for its client-centric approach and technically sound risk management strategies. Their mission is to deliver results-driven solutions that surpass the expectations typically associated with traditional insurance and benefits brokers. The firm excels in serving local and regional employers, particularly in the medical and ancillary benefits sectors. They demonstrate significant expertise in the outpatient care centers industry, with notable clients such as Bright Harbor Healthcare in New Jersey, which has over 230 participants. This expertise is a testament to their ability to manage complex employee benefits programs effectively. Capstone's approach to employee benefits emphasizes productivity, growth, and a strong workplace culture, aiming to improve the overall health and wellbeing of employees. This focus on enhancing the bottom line through employee wellness is a cornerstone of their service offering, reflecting their commitment to ensuring the best possible outcomes for both employers and employees. Incorporating these elements into a business description for Capstone's New York location provides a comprehensive overview for potential employer benefits buyers, highlighting Capstone's strengths and specialized areas of service.

We believe an insurance broker is only as good as the team that is servicing your account. That's why we suggest you get a second opinion about your insurance program. Meeker Sharkey & Hurley handles accounts with complex insurance and employee benefit requirements. We dig deep into clients’ coverage matters, identify risk exposures, and determine how to best insure them. Our focus is not only on the price of insurance but also on disaster recovery, safety, business efficiency and productivity, and employee health. Our goal is to improve our clients’ business operations. We are focused on service as opposed to a large agency that tends to focus on its biggest accounts. When a client calls us, they have a specific person that they can talk to that will address their concerns. We know people by name and not their policy number. We are coverage and service driven with competitive prices versus just being price driven without the service you need. This is the difference between our team and the traditional approach to insurance. The Meeker Sharkey Approach: - Focus is on your business risks - Your issues are evaluated continuously - Risk management and employee benefits are integrated to reach business goals - We get to know your organization thoroughly via site tours and employee interviews - In-depth analysis of coverage and benefits to address critical business risks - Implement alternative solutions to manage business risks we identify - Selected based on proven performance over time and value delivered - Flexible - based on value delivered

Labor First LLC in Philadelphia, PA, stands as a trusted insurance broker with a proven track record of providing expert services to local and regional employers, specializing in medical and ancillary benefits. With a focus on industries such as general freight trucking and building equipment contractors, this office location boasts a wealth of experience that sets them apart in the competitive insurance landscape. One of Labor First LLC's strengths lies in their deep understanding of employer needs, exemplified by their impressive client portfolio. Notable among their top customers are the Board of Trustees of Local 295 IBT Employer Group Welfare Fund, a key player in the general freight trucking industry based in NY with over 530 participants. Additionally, they serve the Board of Trustees-Teamsters Local 671 Health Services in CT, a significant force in the general freight trucking industry with 830+ participants, and the Plumbers & Pipefitters LU No572 Health & Welfare Fund in TN, a leader in the building equipment contractors industry with 340+ participants. As a local brokerage firm, Labor First LLC is deeply rooted in the community, providing personalized and tailored solutions to meet the diverse needs of their clients. Their extensive expertise in navigating the complexities of insurance in various industries makes them a reliable partner for employers seeking comprehensive and effective benefits solutions.

Custom Benefit Plans, located in New York, NY, stands out as a regional insurance broker firm with a strong focus on serving local and regional employers. They specialize in offering comprehensive medical and ancillary benefits solutions. Their proficiency is particularly notable in several key industries, demonstrating a versatile and targeted approach to benefits management. In the child care services sector, Custom Benefit Plans has made a significant impact by partnering with Bakerripley, based in Texas. They cater to over 1330 participants, showcasing their ability to handle large-scale benefit needs with precision and efficiency. This expertise is mirrored in their collaboration with Grow Financial Federal Credit Union in the depository credit intermediation industry. Located in Florida, Grow Financial benefits from Custom Benefit Plans' tailored strategies, supporting over 290 participants. Their capabilities extend to the home health care services industry as well, as evidenced by their partnership with Sage Hospice in Arizona, where they manage benefits for more than 230 participants. The diversity of their client base, ranging from child care to financial services and healthcare, underscores Custom Benefit Plans' adaptability and understanding of varying industry needs. Their expertise in these sectors highlights their capability to deliver customized benefit solutions that align with the specific requirements of different industries. Custom Benefit Plans' approach combines local insight with the extensive resources of a regional broker, making them a valuable partner for employers seeking to optimize their benefits offerings. Their proven track record in handling complex benefit needs across various industries positions them as a reliable and skilled provider in the competitive New York market.

Based out of New York, NY, Educators is a dedicated local employee benefits broker committed to serving the needs of educational institutions and their staff. With a deep understanding of the unique challenges faced by educators, they provide tailored solutions to optimize benefits packages and enhance employee satisfaction. Educators' approach prioritizes personalization and comprehensive support. Through their website, educators-insurance.com, they offer easy access to a wealth of resources and information, empowering clients to make informed decisions about their benefits. From health insurance options to retirement planning, they navigate the complexities of the benefits landscape with expertise and care. Their client roster includes esteemed organizations such as the National Education Association of the United States and the New Jersey Education Association, reflecting their reputation for excellence and trust within the education community. Educators is more than just a broker; they're a partner dedicated to helping educational institutions thrive by ensuring their staff have access to top-tier benefits and support. Visit their website to learn more about how they can elevate your organization's benefits strategy.

Armfield Harrison & Thomas is a reputable regional insurance broker with an office located in Holmdel, New Jersey. With a strong focus on serving clients of large and midsize employers, they have established themselves as a trusted partner in the insurance industry. A notable example of their expertise is their collaboration with Fi-Tek, a leading employer in the computer systems design and related services industry, employing 130 members. Armfield Harrison & Thomas worked closely with the HR and finance team at Fi-Tek to develop a tailored pharmacy benefit management (PBM) and drug plan that caters specifically to the unique needs of their members. This showcases their strong experience in working with self-funded employers and their commitment to providing customized insurance solutions. With an extensive portfolio of employer clients in the Holmdel, New Jersey area, Armfield Harrison & Thomas has developed a solid reputation for delivering exceptional insurance services. Their roster of clients includes AdvantageCare Rehabilitation Services, Deep Foods Inc., Fieldstone Properties I LLC, and Fi-Tek. Armfield Harrison & Thomas's success can be attributed to their wide range of experience and expertise across client sizes and industries. They have developed strong competencies in office administrative services, health practitioners, and computer systems design and related services. This broad knowledge base enables them to provide comprehensive insurance solutions that effectively meet the needs of their diverse client base. Driven by a commitment to excellent service and a deep understanding of the insurance landscape, Armfield Harrison & Thomas is dedicated to building long-term partnerships with their clients. They strive to deliver tailored insurance coverage that provides peace of mind and addresses the specific risks and challenges faced by their clients in the ever-evolving business environment.

Hafetz & Associates is an independent insurance agency, specializing in employee health benefits and offering superior customer and broker services. We offer CE Courses, sales training, a fully-licensed staff, and over 25 years of award-winning experience. As a client you will have your own personal representative who will work on all of your health insurance solutions. Our experts will handle all of your billing and claim inquiries directly with your carrier, and we will make any employee additions and deletions from our offices. As one of a handful of Master Brokers for Horizon Blue Cross Blue Shield of New Jersey, we can develop customized solutions to fit your health insurance needs. Our ideas can improve your present group health insurance coverage and make sure you are getting the best plan for your money. Our commitment is to use our experience and knowledge to provide quality protection and personal service at an excellent value to individuals and groups.

Winston Benefits, located in the bustling heart of New York, NY, boasts a formidable presence as a very large office, offering comprehensive insurance brokerage services. Specializing in working with self-funded clients, this office is a valuable resource for employers seeking expertise in stop loss and limits, as well as insights into pharmacy costs and HR consulting. Their diverse portfolio of clientele includes renowned entities such as Fresh Direct Holdings, managing over 600 participants in the management of companies and enterprises industry in NY, Montefiore Medical Center with 2660+ participants in the hospitals industry, and Ace Asphalt of Arizona, a heavyweight in the heavy and civil engineering construction industry with 230+ participants. Winston Benefits showcases exceptional proficiency across various industries, including hospitals, retail trade, and home health care services. As part of a local brokerage firm, they bring a localized touch to their services. With extensive experience catering to midsize, large, and small employers, this broker demonstrates a nuanced understanding of the unique challenges faced by businesses of different scales. Their proven track record and strategic approach make them a reliable partner for employers navigating the complex landscape of employee benefits.

Hafetz & Associates is an independent insurance agency, specializing in employee health benefits and offering superior customer and broker services. We offer CE Courses, sales training, a fully-licensed staff, and over 25 years of award-winning experience. As a client you will have your own personal representative who will work on all of your health insurance solutions. Our experts will handle all of your billing and claim inquiries directly with your carrier, and we will make any employee additions and deletions from our offices. As one of a handful of Master Brokers for Horizon Blue Cross Blue Shield of New Jersey, we can develop customized solutions to fit your health insurance needs. Our ideas can improve your present group health insurance coverage and make sure you are getting the best plan for your money. Our commitment is to use our experience and knowledge to provide quality protection and personal service at an excellent value to individuals and groups.

Flex Facts, located in the heart of New York, NY, stands out as a premier insurance broker specializing in employer benefits. With a profound understanding of the local and regional landscape, this office demonstrates exceptional expertise in crafting tailored solutions for medical and ancillary benefits. Their extensive portfolio boasts a diverse range of clients, with a notable focus on the nursing and residential care facilities industry. One shining example is their collaboration with the Mfa Health Fund, a prominent player in the nursing and residential care facilities sector based in VA. Catering to over 420 participants, Flex Facts has seamlessly navigated the intricacies of this industry, showcasing their in-depth knowledge and commitment to client success. Affiliated with a respected local brokerage firm, Flex Facts brings a wealth of collective experience to the table. Their proactive approach and personalized service set them apart in the competitive insurance landscape. Whether it's navigating complex regulations or designing comprehensive benefit packages, Flex Facts in New York, NY, is a reliable partner for employers seeking top-notch insurance solutions. With a track record of excellence and a client-centric philosophy, Flex Facts is poised to continue making a positive impact on the businesses they serve.

E. Payne & Associates, Inc., based in the bustling heart of New York, NY, stands out as a trusted insurance broker specializing in employer benefits. With a solid track record, this office location has garnered a reputation for its exceptional expertise in the realm of medical and ancillary benefits. One of their notable strengths lies in their local and regional employer focus, catering to the unique needs and preferences of businesses in the area. They have fostered strong partnerships with a diverse range of clients, from small enterprises to larger organizations. Among their roster of satisfied customers, Care Plus NJ, a prominent player in the health practitioners industry, stands out as a prime example. E. Payne & Associates, Inc. has effectively served Care Plus NJ with tailored solutions, managing the benefits needs of their 260+ participants. This office is an integral part of a local brokerage firm, which not only adds to their local expertise but also ensures a personalized touch to every client interaction. E. Payne & Associates, Inc. is dedicated to providing comprehensive benefits solutions, with a keen understanding of the intricacies of the New York and New Jersey markets. Their commitment to excellence and their ability to deliver tailored benefits packages make them a valuable resource for employers seeking to provide top-tier benefits to their workforce. With E. Payne & Associates, Inc., you can trust that your company's employee benefits are in capable hands.