FBS is an independent, privately held company that has thrived in the local marketplace by providing high quality, objective advice to employers for over 30 years. Our high touch approach to client relationships ensures a personal responsibility to deliver outstanding results in a true spirit of teamwork.

As an independent insurance agency, we serve residents of Maryland, District of Columbia, Virginia, West Virginia, North Carolina, New York , Delaware and Pennsylvania. In addition to providing policies for the ERIE Insurance Group, we at Schaefer & Delauder Insurance, here in Germantown and Frederick, MD (Montgomery and Frederick Counties), offer a wide variety of policies tailored to meet your individual needs from a number of the best insurance carriers in the industry such as Progressive, AIC, Foremost, Travelers, AFLAC, Illinois Mutual, Fidelity National, TAPCO and Golden Rule to name a few.

We are a family owned and operated consulting firm specializing in the design and implementation of advanced planning strategies for high net worth families and successful business owners. As a one-stop product resource, we can assist in evaluating your client’s needs and make recommendations based upon the experience and expertise of a major life insurance brokerage agency. We are a state-of-the-art resource center - a service organization providing estate and executive planning as well as marketing support for life, disability, long term care, critical illness, life settlements and annuity sales. We deliver the local, personal touches that are so critical to effective sales and service support and yet are so often ignored in today’s rush for greater profit.

EBERTS & HARRISON, INC. is an insurance company based out of 1604 RIDGESIDE DRIVE, MOUNT AIRY, Maryland, United States.

ARNDT-MCBEE INSURANCE AGENCY, INC. is an insurance company based out of P.O. BOX 1106, MARTINSBURG, West Virginia, United States.

R.H. Nicholson & Co., Inc. our priority is helping our customers find the best coverage in order to protect what matters most in life. As an independent agency, we work with a wide variety of top carriers to help you find the best coverage to suit your exact situation. No matter your insurance needs, we can help you find the perfect policy to give you peace of mind without breaking the bank. Contact us for a quote today!

Mass Benefits Consultants is an insurance company based out of 7212 Poplar St, Annandale, Virginia, United States.

Ensurise was formed to ensure the development of our agency partners and their clients by supporting the delivery of superior insurance solutions throughout the Mid-Atlantic region. Ensurise brings a new perspective to traditional insurance agency perpetuation and growth.

STYNCHULA, HERBERT & ASSOCIATES, INC. is a company based out of 3921 OLD LEE HIGHWAY, #73-C, FAIRFAX, Virginia, United States.

Thanks for stopping by! Helping you achieve financial freedom is our mission. At Potomac Wealth Advisors, we understand very well that freedom looks different for everyone. As unique as your situation is our formula to create the best solution for you and your family. In any of life’s seasons, it is wise to explore professional financial advice. We understand and are here to help you navigate the complicated financial environment through: ❏Career changes ❏Divorce ❏Death in the family ❏Marriage ❏Retirement ❏Business Success Successful client relationships are based on open communication and mutual understanding. Our team is committed to helping you strive towards the financial life you deserve. We will, ❏Listen carefully to better understand your situation ❏Summarize key areas impacting your financial success ❏Gain agreement on next steps ❏Objectively research available strategies ❏Recommend only what is in your best interest ❏Implement what we agree on ❏Communicate and adjust strategies when appropriate Do you have questions about your financial situation? Contact us today to schedule an appointment with one of our financial professionals. Call us today at 301.279.2221. At Potomac Wealth Advisors, we are dedicated to the community. We proudly support the Boys and Girls Club and we welcome opportunities to empower underserved youth. Securities and advisory services offered through Commonwealth Financial Network, Member www.FINRA.org/www.SIPC.com, a Registered Investment Adviser. This communication is strictly intended for individuals residing in the states of AZ, CA, CO, DE, DC, FL, GA, MD, MA, MO, NC, NJ, NM, NY, NC, OR, PA, SC, TX, VT, VA. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. 15245 Shady Grove Rd., Ste 410, Rockville. MD 20850 Terms of Use: www.commonwealth.com/termsofuse.html

Owned and operated by Jack and Doug Kohlenstein JLK Group is located in Sykesville and Annapolis, Maryland. Our mission is to provide a full range of comprehensive insurance and financial services combined with customer care that is second to none. As a local and family owned agency, the Kohlenstein family is proud to say we have served the needs of the community for over 30 years!!! JLK Group is an independent insurance agency dedicated to serving the needs of businesses, professionals and families throughout MD, DC, DE, VA, PA and WV. As an independent agency, JLK Group has access to variety of insurance carriers to offer insurance solutions that best fit your needs. Working with our carrier partners, we have the unique ability to offer one point of contact to handle all of your business, professional and personal insurance needs. With over 40 combined years of experience specializing in working with dental and oral surgery practices, JLK Group and The Kohlenstein Family have unique insights and industry specific knowledge. Our decades of expertise allow us to put together a complete insurance plan tailored to protect you, your practice and your future.

Saratoga Insurance Brokers is strategically located in Central Maryland with ability to service clients based in the Baltimore Washington Metropolitan area. Commercial Lines The commercial insurance department handles our corporate clients with an account executive, customer service manager and representative. This team approach works well in planning, bidding and securing your insurance coverages at competitive costs through financially dependable insurance company partners. For your business insurance needs we have the ability to provide coverage for the following: • Business Owners • General Liability • Property Coverage • Inland Marine • Crime • Glass & Sign • Boiler & Machinery • Electronic Data Processing • Worker’s Compensation • Business Automobile Coverage • Transportation Coverage • Motor Cargo • Garage and Dealers • Professional Liability • Builders Risk • Umbrella or Excess Liability • Surety Bonds • Fidelity Bonds Personal Lines Our personal lines department will assist you with professional and prompt service. Our automation is keyed to maintaining as much involvement on your account as you decide. We will contact you for your input when we see issues that could affect your insurance dollars and how they are determining your bottom line. For your personal insurance needs we have the ability to provide the following services: • Home Owners Insurance • Condominium Owners Insurance • Renters Insurance • Farm Owners Insurance • Builders Risk Coverage • Automobile Insurance • Motorcycle Insurance • Watercraft Insurance • Recreational Vehicle Insurance • Valuable Personal Items (Jewelry, Furs, Artwork, Personal Collections) • Personal Umbrella Insurance