With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time. You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why,” “who” and “how.” And we are your single financial solution. With more than 100 years’ experience on our side, we’ve carved out a singular niche. We’re one bank that’s both individualized and highly innovative. Large enough to offer everything you desire. Small enough to know you by name. Today, it’s far easier to overlook the importance of one. But at First Bank, we serve and highly value the individual. We believe one person can make a difference. One leader can set the pace. One choice can have an impact. And we’re one bank that’s here to help. First Bank There’s power in one.

Bank of Clarke is a financial services company headquartered in Berryville, VA. We have 16 locations throughout the Shenandoah Valley, Loudoun County, and Fauquier County, Virginia. We're the bank for that. Bank NMLS # 402313

BCT - Bank of Charles Town, also known as The Community's Bank, is a historic community bank established in 1871. The bank serves its communities by providing Commercial and Retail Banking services, Residential Mortgages, and Trust and Wealth Management services. BCT was voted BEST BANK, BEST LOAN SERVICING, and BEST FINANCIAL PLANNER by the 2022 Readers' Choice Award of The Journal-News. American Banker selected BCT a “Best Bank To Work For” in 2019, 2020, and 2021. Forbes recognized BCT as a 2018 Best In State Bank. With it's main office located in Charles Town, West Virginia, BCT serves the Eastern Panhandle of West Virginia, Western Maryland, and Northern Virginia through 11 convenient Branch and Loan Production Offices in the following locations: - West Virginia: Charles Town (main office), Harpers Ferry, Kearneysville, Martinsburg, and Hedgesville - Maryland: Hagerstown - Virginia: Fredericksburg (LPO), Leesburg (Branch), Leesburg (LPO), Middleburg, and Purcellville Member FDIC | Equal Housing Lender

Welcome to CNB Bank! CNB Bank's success since 1934 has been a direct result of our unwavering commitment to providing exceptional service and products for our customers. We continue to be focused on building and maintaining long-term relationships with our customers and providing the financial services that will help keep our communities strong and growing. CNB Bank is one of a few remaining local community banks in the eastern panhandle of West Virginia and western Maryland. CNB Bank has eight community-banking offices, two in Morgan County, three in Berkeley County, one in Hancock and two in Hagerstown, Maryland. The Bank offers a full array of financial services consisting of lending, deposit, treasury management services and Investment Management and Trust Services. Our decisions are made right here locally, not in some corporate office far away. CNB Bank continues to invest in technology that will allow us to offer new services and products for our customers to make their banking easier, more convenient and faster. We have a dedicated and knowledgeable staff that pride themselves in providing a high level of quality customer service. Our staff is involved in organizations throughout our community; giving both financial and volunteer support to make the Eastern Panhandle and Western Maryland a better place to live. CNB Bank appreciates the important role of a local independent community bank where customers can find financial solutions delivered by people they know and trust. As a community bank, we have a familiarity with and understanding of our customers that large national and regional banks just can't match. The financial services sector is a changing industry. CNB Bank continues to introduce new services and products, expand our online presence and enter new markets. We remain focused and committed to the success of our customers, employees, communities and shareholders. Sincerely, Mark D. Harrell President/CEO

Integrity Home Mortgage Corporation is an Equal Housing Lender. NMLS ID #208516 (www.nmlsconsumeraccess.org). Integrity Home Mortgage Corporation first opened its doors in 2005 when Adam Huddleston, CEO and President, saw a need to improve the mortgage industry. Integrity was built with the concept to close loans on time and as promised while providing their customers with excellent customer care. At IHMC you will find a creative team of mortgage specialists available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from and will educate you and walk you through the process every step of the way. With our team of experienced loan officers, we will make your experience as hassle free as possible. Whether you are a first time home-buyer or a seasoned homeowner we are here to assist you with your mortgage financing. We understand that it is more than just an investment; it’s your home. All mortgage loan applicants are subject to underwriting and qualification guidelines. Integrity Home Mortgage Corporation is an Equal Housing Lender. NMLS ID #208516 (www.nmlsconsumeraccess.org). Corporate office 122 Pilot Circle, Winchester, VA 877-450-0222. For your Protection: Please do not relay any personal information on Social Media. If you are conducting business with Integrity Home Mortgage Corporation representative, all correspondence will come from validated sources of communication such as secure email and direct phone calls. You will never be asked to provide personal information via any Social Media Platform for any reason.

First Peoples Community Federal Credit Union is a member-owned cooperative committed to meeting the ongoing financial needs of its members in a safe, prudent personal manner, with the best service possible. As a community credit union, we support the development and expansion of the community. First Peoples Community Federal Credit Union serves any persons who live or work in Allegany, Garrett and Washington Counties in Maryland; Somerset, Bedford and Fulton Counties in Pennsylvania; and Mineral, Hampshire and Morgan Counties in West Virginia. Membership is also available to Verizon employees that headquartered in the counties of Frederick, Washington, Allegany, and Garrett in Maryland.

Established in 1910, FNB Bank has become a thriving community bank with over 60 employees. Headquartered in Romney, WV, FNB Bank has four branch locations in Hampshire & Mineral Counties in WV. Due to our proximity to Virginia and Maryland, our banking reach has grown to serve these bordering markets.

We are a community bank that partners with our customers to enhance their lives and enrich our communities through local-decision making.

ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union serves individuals who live, work, worship, attend school in and businesses and other legal entities located in: Allegany County, MD, Garrett County, MD, Washington County, MD, Bedford County, PA, Somerset County, PA, Hampshire County, WV and Mineral County, WV. We are an Equal Housing Lender that proudly serves financial needs of many. The mission of ACT 1st Federal Credit Union is to fulfill the needs of ALL of its member owners by becoming their primary financial institution by providing innovative products and services to individuals of all ages to meet all of their financial goals. We are member focused people helping people, combining neighborhood friendliness with the services, products and technologies you deserve. ACT 1st cares about your privacy. View our policy: https://www.act1stfcu.org/notices/privacy-policy/

Chessie Federal Credit Union is a Credit Union based out of Cumberland, MD with locations also in Keyser and Grafton, WV. The mission of Chessie Federal Credit Union is to provide personal financial services to our membership in an efficient, friendly & convenient manner.

The Bank of Romney is a locally owned community bank serving Romney, West Virginia and the surrounding communities. Our mission is to serve the financial needs of our community, its businesses, and its citizens. We will first strive to provide any financial service that serves the needs of businesses and families within our community.

Since 1908, Middletown Valley Bank has been a cornerstone for our customers’ financial planning, residents and businesses alike. Though many advances of the 21st century have made the financial world more competitive, Middletown Valley Bank continues to provide the flexibility and responsiveness only a true community bank can offer. Our exceptional customer service combined with state-of-the-art technology, provides our customers with the best banking experience.