Virginia National Bank opened in Charlottesville, Virginia in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth. The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success. Exceptional service begins and ends with people. That's why we say, "It's all about people...and always will be."​

Bank of the James was founded in 1999 as we watched many of our local banks being taken over by large corporate banks and institutions. We saw the level of service and quality of banking available to our community erode as decisions were being made in other states, and customer service was defined by an automated message at the other end of a 800 number. When Bank of the James opened its doors, it brought together many of the area's finest bankers. From a start-up team of 12 employees and 10 directors, the Bank has achieved the reputation as being one of the area's leading financial institutions. Today our Company has more than 100 employees, 12 members serving on our Board of Directors and over 40 business men and women who serve on our regional advisory boards. We're committed to restoring your faith in banks. We combine experienced knowledge of the banking world with an intimate understanding of the communities in which we live and work. We're unencumbered by the layers of bureaucracy that plague large institutions. We make all of our decisions at the local level which means you get answers quickly so you can move forward with your life & plans. We focus on relationships first. By getting to know you, we're able to find solutions that let you meet your goals and fulfill your dreams. We're creative and understanding, plus we have the flexibility to customize loans and provide financial solutions that suit your situation. We offer innovative products and services, such as online banking, mobile banking, and remote deposit capture, so you can bank from anywhere in the world. In addition, our fees & interest rates are very competitive. What really defines us is our team. Experienced, professional, and extremely approachable, our executives and staff are also immersed in their communities, where they donate time, energy, and expertise to local charities and organizations. We're making a difference – in banking and in our community.

Old Dominion National Bank is an independent, locally-owned and managed bank serving the Washington, D.C. metro area with executive headquarters in the heart of Northern Virginia at Tysons Corner. ODNB offers services that come with long-lasting, personal relationships with established banking professionals, serving small to medium-sized businesses, nonprofits, and consumer customers. We offer a full range of financial products and services, including everything from commercial and consumer loans, treasury and cash management, merchant card services, virtual vault, debit and credit card services for personal and business accounts; to checking, saving, money market deposit accounts, certificates of deposit, individual retirement accounts, online banking, and mobile banking. ODNB prides itself on offering products and services comparable to those of larger banks, making decisions in the local markets we serve. ODNB has retail and lending offices serving Washington DC Metro, Northern Virginia, Charlottesville, and Albemarle County. Member FDIC and Equal Housing Lender

The Farmers Bank of Appomattox was founded with the vision of helping our community grow and thrive. That vision is still true today for the communities we serve. We now have five branches and employ over 75 banking professionals. Our Mission: The Farmers Bank of Appomattox will strive to maximize earnings by practicing Banking Built on Values where our customers and shareholders can expect excellence in service based on honesty, integrity, and accountability delivered by knowledgeable and valued employees who are committed to serving our communities as genuine professionals. Our Core Values: -Accountability -Accuracy -Excellence in Service -Honesty & Integrity -Knowledgeable -Open & Clear Communication -Positive Attitude -Respect for Others Defining Our Bank: -Team First: We Value our Co-Workers -Excellence in Service: We Value Our Customers -Focus on Profitability: We Value Our Shareholders -Focus on Stewardship: We Value Our Communities