In 1919, a group of community leaders in the small town of Orrstown, Pennsylvania saw the need to form a bank to meet the financial needs of the citizens. More than a century later, Orrstown Bank has become one of the region's most successful and influential community banks, offering a full range of consumer, business, and wealth management services. Headquartered in Shippensburg, Pennsylvania, with additional regional executive and administrative locations, including Harrisburg Pennsylvania, Orrstown Bank has grown to 21 banking offices and 4 business offices across 10 counties in Pennsylvania and Maryland. With $2.9 billion in assets, Orrstown Financial Services, Inc., the parent company of Orrstown Bank, is one of the largest independent community banks headquartered in the region and is publicly traded on the NASDAQ market under the symbol ORRF. At Orrstown Bank, we uphold the timeless tradition of providing personal service rooted in the community. Understanding clients' needs and building a trusting relationship is important to us. If you're looking for a bank big enough to provide products and services needed to achieve your financial goals but small enough to greet you by name, visit us and get to know Orrstown Bank. Orrstown Bank is an Equal Housing Lender and its deposits are insured up to the legal maximum by the FDIC. For more information about Orrstown Financial Services, Inc. and Orrstown Bank, visit www.Orrstown.com.

Meeting the financial needs of our customers by providing appropriate financial solutions is the core of our service philosophy at F&M Trust. We are a community bank offering personalized service for over 115 years. As we grow and expand into new communities, we remain focused on meeting the needs of the community, its families and its businesses. If you're currently an F&M Trust customer, we certainly appreciate your business and hope that you will continue to look to us for Financial Solutions to meet your needs. If you have not yet experienced F&M Trust, we encourage you to visit our nearest community office or give us a call...we look forward to the opportunity. Sincerely, Timothy Henry President and CEO

Bank of Clarke is a financial services company headquartered in Berryville, VA. We have 16 locations throughout the Shenandoah Valley, Loudoun County, and Fauquier County, Virginia. We're the bank for that. Bank NMLS # 402313

At Patriot, you're more than an account number - you're an owner! We are committed to serving all your financial needs and developing a solid, long-term relationship that will help you through every phase of your life. Mortgage, Home Equity, Vehicle loans, VISA Credit Cards, Savings accounts, Share Certificates, IRAs, Money Market, Retirement Services, Investment Strategies, and other products and services to fit your needs.

BCT - Bank of Charles Town, also known as The Community's Bank, is a historic community bank established in 1871. The bank serves its communities by providing Commercial and Retail Banking services, Residential Mortgages, and Trust and Wealth Management services. BCT was voted BEST BANK, BEST LOAN SERVICING, and BEST FINANCIAL PLANNER by the 2022 Readers' Choice Award of The Journal-News. American Banker selected BCT a “Best Bank To Work For” in 2019, 2020, and 2021. Forbes recognized BCT as a 2018 Best In State Bank. With it's main office located in Charles Town, West Virginia, BCT serves the Eastern Panhandle of West Virginia, Western Maryland, and Northern Virginia through 11 convenient Branch and Loan Production Offices in the following locations: - West Virginia: Charles Town (main office), Harpers Ferry, Kearneysville, Martinsburg, and Hedgesville - Maryland: Hagerstown - Virginia: Fredericksburg (LPO), Leesburg (Branch), Leesburg (LPO), Middleburg, and Purcellville Member FDIC | Equal Housing Lender

Welcome to CNB Bank! CNB Bank's success since 1934 has been a direct result of our unwavering commitment to providing exceptional service and products for our customers. We continue to be focused on building and maintaining long-term relationships with our customers and providing the financial services that will help keep our communities strong and growing. CNB Bank is one of a few remaining local community banks in the eastern panhandle of West Virginia and western Maryland. CNB Bank has eight community-banking offices, two in Morgan County, three in Berkeley County, one in Hancock and two in Hagerstown, Maryland. The Bank offers a full array of financial services consisting of lending, deposit, treasury management services and Investment Management and Trust Services. Our decisions are made right here locally, not in some corporate office far away. CNB Bank continues to invest in technology that will allow us to offer new services and products for our customers to make their banking easier, more convenient and faster. We have a dedicated and knowledgeable staff that pride themselves in providing a high level of quality customer service. Our staff is involved in organizations throughout our community; giving both financial and volunteer support to make the Eastern Panhandle and Western Maryland a better place to live. CNB Bank appreciates the important role of a local independent community bank where customers can find financial solutions delivered by people they know and trust. As a community bank, we have a familiarity with and understanding of our customers that large national and regional banks just can't match. The financial services sector is a changing industry. CNB Bank continues to introduce new services and products, expand our online presence and enter new markets. We remain focused and committed to the success of our customers, employees, communities and shareholders. Sincerely, Mark D. Harrell President/CEO

Heritage Financial, Inc. is a full service mortgage broker specializing in residential mortgage financing, Conventional, FHA, VA, and Reverse Mortgages. NMLS ID 181623 http://nmlsconsumeraccess.org MD Lic#181623 DC Lic# MLB181623 Licensed by the Virginia State Corporation Commission MC-5475

Integrity Home Mortgage Corporation is an Equal Housing Lender. NMLS ID #208516 (www.nmlsconsumeraccess.org). Integrity Home Mortgage Corporation first opened its doors in 2005 when Adam Huddleston, CEO and President, saw a need to improve the mortgage industry. Integrity was built with the concept to close loans on time and as promised while providing their customers with excellent customer care. At IHMC you will find a creative team of mortgage specialists available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from and will educate you and walk you through the process every step of the way. With our team of experienced loan officers, we will make your experience as hassle free as possible. Whether you are a first time home-buyer or a seasoned homeowner we are here to assist you with your mortgage financing. We understand that it is more than just an investment; it’s your home. All mortgage loan applicants are subject to underwriting and qualification guidelines. Integrity Home Mortgage Corporation is an Equal Housing Lender. NMLS ID #208516 (www.nmlsconsumeraccess.org). Corporate office 122 Pilot Circle, Winchester, VA 877-450-0222. For your Protection: Please do not relay any personal information on Social Media. If you are conducting business with Integrity Home Mortgage Corporation representative, all correspondence will come from validated sources of communication such as secure email and direct phone calls. You will never be asked to provide personal information via any Social Media Platform for any reason.

First Peoples Community Federal Credit Union is a member-owned cooperative committed to meeting the ongoing financial needs of its members in a safe, prudent personal manner, with the best service possible. As a community credit union, we support the development and expansion of the community. First Peoples Community Federal Credit Union serves any persons who live or work in Allegany, Garrett and Washington Counties in Maryland; Somerset, Bedford and Fulton Counties in Pennsylvania; and Mineral, Hampshire and Morgan Counties in West Virginia. Membership is also available to Verizon employees that headquartered in the counties of Frederick, Washington, Allegany, and Garrett in Maryland.

Bull Dog Federal Credit Union is a banking company based out of 580 Northern Ave, Hagerstown, MD, United States.

Established in 1910, FNB Bank has become a thriving community bank with over 60 employees. Headquartered in Romney, WV, FNB Bank has four branch locations in Hampshire & Mineral Counties in WV. Due to our proximity to Virginia and Maryland, our banking reach has grown to serve these bordering markets.