Premier Financial Corp. (Nasdaq: PFC), headquartered in Defiance, Ohio, is the holding company for Premier Bank. Premier Bank, headquartered in Youngstown, Ohio, operates 76 branches and 9 loan offices in Ohio, Michigan, Indiana and Pennsylvania and serves clients through a team of wealth professionals dedicated to each community banking branch. For more information, visit the company’s website at PremierFinCorp.com.

Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $3.3 billion, serving people and businesses throughout Washtenaw County, Livingston County, Plymouth and Birmingham. Bank of Ann Arbor helps. How can we help you? Member FDIC, Equal Housing Lender, NMLS ID: 718852

Farmers & Merchants State Bank is a $199,000,000 independent community bank located on Highway 19 in both Waterloo and Marshall, WI that provides full-service, mortgage (Home Loans Online), and internet banking services along with in-house financial services. An integral part of our communities since 1897, they are also a sponsor of the Marshall~ Waterloo Food Pantry and a designated drop-off site. At Farmers & Merchants State Bank, we pride ourselves on being part of the communities we serve, and we work hard to help those communities be successful. For more than 100 years, we’ve been your partner for life, and our employees will continue to be a resource for you. Our mission is to enrich your financial life with full-service products.

SB Financial Group LLC (Firm) is an independent financial services firm that clears through Commonwealth Financial Network as our Broker Dealer. At SB Financial Group, we inspire action plans toward financial freedom. We take time in our financial planning process to get to know your needs and desires, and we empower you to make decisions in your own best interest that improve your ability to attain your future goals. This process generally takes 3-4 meetings over the course of a month, through which we help plan for short, medium and long-term goals. Together we will also develop a thorough income and budget analysis and create an overall funding allocation for their plan. SB Financial Group, LLC works with you to create a beneficial plan and establish the foundation to help secure the future needs for your family. Securities and advisory services offered through Commonwealth Financial Network®, www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. SB Financial Group, LLC. 2000 Aerial Center Parkway, Suite 112, Morrisville, NC 27560. 919-819-7594 This communication is strictly intended for individuals residing in the states of NC, AL, AZ, CA, CO, FL, GA, LA, MA, MD, MI, NH, NY, PA, TN, TX, VA, WA. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Review our Terms of Use: www.commonwealth.com/termsofuse.html.

University Bancorp Inc is a financial services company based out of 110 Turnbull Ave, Mc Millan, Michigan, United States.

Signature Bank was founded in 2002 as a locally owned and operated bank that focuses on the business, institutional, governmental, and professional communities in Northwest Ohio, Southeast Michigan, and surrounding areas. We are owned by approximately 550 local shareholders and governed by a local board of directors. Our local decision making gives us the ability to provide custom solutions to our clients. Our Gold Standard Service philosophy is supported by our clients’ opinions. 99% of Signature Bank clients consistently recommend our banking services to others. Delivering great service on a daily basis means doing all the little things our clients have come to expect, whether it's a simple phone call regarding an account balance, a courier pickup, or expedited handling of a loan that enables a local business to take advantage of a timely opportunity. From day one, we have set out to make a difference - by going the extra mile for our clients, by being conscientious, by paying attention to the details - in short, by providing a level of service that’s simply unparalleled in the banking industry. That’s why we can say 𝑺𝒆𝒓𝒗𝒊𝒄𝒆 𝒊𝒔 𝒐𝒖𝒓 𝑺𝒊𝒈𝒏𝒂𝒕𝒖𝒓𝒆. Follow Us on Facebook and Instagram too! • https://www.facebook.com/signaturebankna • https://www.instagram.com/signaturebankna

At Croghan, we understand where you’re coming from. Literally. Because chances are, we were brought up with similar values. Honesty. Hard work. Commitment to family. So we hope you consider us more than just your neighbor. Think of us as friends. Better yet, like family. We’d love nothing more than to be here to listen, guide, and help you for years to come. With 17 branch locations, we're proud to serve consumers and businesses in the communities of Erie, Huron, Lucas, Ottawa, Sandusky, and Seneca counties. Regardless of location, we can serve customers across the country through our variety of digital banking products. Croghan Bancshares (OTCQB: CHBH) is the parent holding company of Croghan Colonial Bank, an Ohio state-chartered bank, locally owned and operated since 1888. MEMBER FDIC | Equal Housing Lender | NMLS #451442

County National Bank is deeply committed to the communities we serve. CNB currently has 13 full-service branches in four counties in south-central Michigan, providing personal and business banking services, and wealth management services. As a community bank, we work hard to be a valuable resource for small businesses and individuals alike. Our employees are dedicated to serving our customers, both as representatives of the bank and as members of the community. County National Bank encourages employees to participate in service organizations and local groups, to be more aware of the unique environment and needs of each customer. Decisions regarding the operation and services offered at CNB are all made locally. In addition to our commitment to the community, County National Bank has a history of excellence in banking, consistently providing solid financial performance. With the help of experienced, knowledgeable management and board of directors, we continue to grow. Our dedication to local, excellent banking strengthens the areas in which we live and work and improves the quality of life for those in our community.

Based in Bluffton, Ohio, Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services, including merchant capture, online and mobile business banking and credit card services. Member FDIC | Equal Housing Lender Citizens National Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. Applicants have rights under Federal Employment Laws. Posts on this site, including, but not limited to, images, links, and comments left by readers don't reflect Citizens National Bank's positions, strategies, or opinions. See our Community Guidelines: https://tinyurl.com/4mpnftsk

University of Michigan Credit Union (UMCU), headquartered in Ann Arbor, Michigan has over 100,000 members and assets of more than $1 billion. A non-profit financial cooperative owned and operated by its members, UMCU is committed to providing a variety of products and services. We offer loans, checking and savings accounts, investments, financial seminars, budget counseling, online and mobile banking and more. The credit union is regulated under the authority of the National Credit Union Administration (NCUA) which means its members'​ deposits are federally insured up to $250,000. In addition to nine Ann Arbor branches, one in Ypsilanti (EMU Credit Union), one Dearborn, and three in Flint, the University of Michigan Credit Union belongs to the CO-OP Network of ATMs and Credit Union Service Centers. With more than 30,000 ATM locations and 5,000 Service Centers nationwide, members of UMCU can take care of their finances from any where in the country. Our Purpose: To aMAIZE our members, community, and team by working together for our shared success.

Since 1904, The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis Center, Lima (Bellefontaine Avenue, Elida Road, Shawnee Road), Marion (Main Street, Richland Road), Ottawa, Paulding, Pemberville and Westerville. The Union Bank Company is a locally owned and operated subsidiary of United Bancshares, Inc. and is traded on Nasdaq under the symbol of UBOH.

Waterford Bank was founded by three individuals who together have more than 100 years of banking experience. From the beginning, Waterford chose to differentiate itself: The Bank is staffed with experienced talent that shares a commitment to have Waterford be the preeminent provider of integrated, customized financial services. We have a customer-centric focus that sees our products designed, our hours set and our employees hired simply to meet the needs of our clients. Underpinning the Bank is a team of experienced operations specialists who allow the Bank to offer a range of products and services that normally only much larger banks are in a position to offer. We believe exceptional service is the expectation and right of each client. Thanks to our local base, we can quickly customize solutions on an individual basis, helping our clients respond to changing market conditions with speed and agility. We feel this is an approach totally unique in our market and are committed to meet all the banking needs of our community, its businesses and its citizens. Check out our Privacy Notice at https://www.waterfordbankna.com/wp-content/uploads/2019/09/Waterford-Bank-Privacy-Notice1.pdf