Welcome to the Adirondack Trust Company. We’re a local, independent, employee-owned bank, and we go above and beyond to create solutions for people, businesses and our community. Ask us about our innovative and personalized products—and expert consultation—in banking, insurance, risk management as well as wealth management. We’re dedicated to providing a comprehensive and diversified approach to your financial services needs. Trust us to be your lifetime financial partner, helping to manage all aspects of your financial life. Our specialties include: Personal Banking, Business Banking, Online Banking, Mobile Banking, Home Loans, Personal Loans, Business Loans, Commercial Real Estate Loans, Treasury Management, Insurance, Risk Management and Wealth Management Services. Member FDIC/Equal Housing Lender.

Pioneer is a full-service financial institution serving individuals, businesses, and communities with twenty-two locations throughout New York’s Capital Region. Recognized as a “Best Places to Work” by the Albany Business Review seven years running, Pioneer delivers a world-class working environment for its employees and strives to inspire progress by offering new products, services, and leading technologies for its customers. Pioneer is also committed to giving back to the communities in which it serves through its charitable Foundation, which provides resources to nonprofit organizations that help improve the quality of life for children in the Capital Region. For more information on Pioneer and how we’re moving All Together Forward, please visit www.pioneerny.com. Careers at Pioneer We offer a world-class work environment for people who are committed to working together to achieve goals, give back to their community, and deliver the highest level of personal service. In return for this commitment, we offer competitive pay, a positive team atmosphere, room for advancement, and many other benefits. In fact, we were recently named one of the Capital Region's Best Places to Work by the Albany Business Review. To see our current openings, visit https://www.pioneerny.com/company/culture-careers. Member FDIC | Equal Housing Lender

Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, NY. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity, and financial reliability. We offer our customers outstanding service and the best mortgage financing to suit their needs. Our mix of traditional & innovative mortgage products gives us the ability to deliver a variety of mortgage solutions. Homestead Funding is committed to working with you to ensure a smooth process from pre-qualification and mortgage evaluation to closing. After closing, we maintain contact to keep apprised of our customer's ever-changing goals so that we can continue to service their home financing needs. Company NMLS #3232. For licensing information, go to: (www.nmlsconsumeraccess.org) Detailed licensing information available under posts-documents. State licensing information: AL, AR, AZ - Mortgage Banker License #0943034, CA-Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, CT, CO-Homestead Funding Corp, NMLS #3232, 800-724-1329, DC, DE, FL, GA-Georgia Residential Mortgage Licensee #12845, IA, ID, IL - Illinois Residential Mortgage Licensee-# MB.6761119, IN, KS, KY, LA, MA - Massachusetts Mortgage Lender/Broker License # MC 3232, MD, ME, MI - Licensed in MI, NMLS #3232, MN - Licensed in MN - This is not an offer for a rate lock agreement, MT, NC, ND, NE, NH, NJ - Licensed by the NJ Department of Banking and Insurance, NM, NY - Licensed Mortgage Banker - NYS Department of Financial Services, OK, OR, PA, RI - Rhode Island Licensed Lender #20001118LL. Rhode Island Licensed Loan Broker #20011274LB, SC, SD, TN, TX, UT, VA - Licensed in VA NMLS #3232 (www.nmlsconsumeraccess.org)., VT, WA, WI - Licensed in WI, NMLS #3232, WV, WY. Equal Housing Lender