Live Oak Bank has had the privilege of helping thousands of passionate, driven people turn their dreams into reality. These everyday heroes aren’t in it for the fortune or the fame. They’re in it to make a difference, just like we are. As one of the last banks to get a charter before the start of the Great Recession, Live Oak emerged out of the rubble of 2008 as the first bank to keep the customer at the center of the business model. We put a groundbreaking spin on what banking could be, focused on service and technology to redefine banking. Live Oak is a digital, cloud-based bank serving small business owners in all 50 states. We are the #1 SBA 7(a) lender by dollar volume* in the country and our mission is to be America’s small business bank. We aim to fulfill that mission through banking products that help business owners buy, build and expand, along with FDIC-insured checking, high-yield savings and CD accounts to grow their hard-earned money. Our family of companies under the holding and parent company Live Oak Bancshares (NYSE: LOB), and our subsidiaries, partner with businesses who share a groundbreaking focus on service and technology to redefine banking. Our mantra is to treat every customer like the only customer and our mission is to be America’s small business bank.

OUR HISTORY Southern Bank and Trust Company was originally chartered as the Bank of Mount Olive on January 29, 1901. The bank was founded by a group of local businessmen who wanted a locally owned bank based in the community. The Bank officially began operations at 102 S. Center Street, Mount Olive with one employee and $10,000 in total assets. As it continued to slowly grow in the 50's and 60's, management within the bank realized that its name may not be well received in other communities. So in 1967, the name was changed to Southern Bank and Trust Company. Southern has continued to grow organically, as well as through the acquisitions of other financial institutions, through purchases of individual branches from other institutions, and through the establishment of de novo branches. The bank currently has assets of approximately $5 billion and operates approximately 60 locations in North Carolina and Virginia. HOW WE DO BUSINESS • We put safety and stability first. We do this through long-term perspective, sound credit practices and prudent management of our assets. This is how we’ve earned our customers’ trust for more than a century. • We work with integrity, applying the highest professional ethics in all circumstances. We do the right thing. • We build full financial relationships with our customers by gaining an understanding of their needs and goals and applying our knowledge, expertise and resources to provide solutions now and in the long term. • We provide excellent service through accuracy, courtesy, responsiveness and partnership - we do it right. • We hire the best talent in our local markets and value the contributions of each of our employees. • We are good corporate citizens, helping to build the communities we share. WHY WE EXIST Our Vision: To be the bank of preference by delivering a distinctive banking experience and unsurpassed dedication to our customers and communities.

Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers. *When refinancing your home mortgage, while your interest rate, monthly payment or loan type may decrease or change, your total finance charges may be higher over the life of the loan as a result of the refinancing. Alpha Mortgage Corporation's Main office is located at 1320 Airlie Rd Wilmington, NC 28403 We are your source for Wilmington NC Mortgages and home loans in North and South Carolina with offices in Wilmington NC, Cary NC, Jacksonville NC, Fayetteville NC, and Greensboro NC. We are also licensed in Florida, South Carolina & Virginia Alpha Mortgage is licensed in North Carolina (L-113831), Virginia (MC-4927), & South Carolina (93265). NMLS# 93265 Alpha Mortgage is licensed by Virginia State Corporation Commission as MC-4927 http://www.nmlsconsumeraccess.org

As a Bank Teller at First Carolina People's Credit Union, I provided a wide range of financial services to our members, including processing transactions, opening accounts, and answering questions about products and services. In this role, I was responsible for accurately and efficiently handling cash, checks, and other financial instruments, while also ensuring that our members' needs were met with a high level of customer service.In addition to my day-to-day responsibilities, I also assisted with various projects and initiatives, such as organizing promotional events and contributing to process improvement efforts. Throughout my time at First Carolina People's Credit Union, I developed a deep understanding of the banking industry and the regulatory environment in which it operates, as well as a strong commitment to maintaining the trust and confidence of our members.Overall, my experience as a Bank Teller at First Carolina People's Credit Union taught me the importance of attention to detail, strong customer service skills, and the ability to work effectively in a team-oriented environment.

Carolina Federal Credit Union has been a trusted financial organization for 50 years, federally chartered in 1969 to serve Carolina Freight Employees. We’ve expanded our field of membership to include EVERYONE who lives, works, goes to school or worships in Gaston or Cleveland County, eligible employees and retirees of our sponsored companies and associations, plus all family members.