NBT Bancorp Inc. is a financial services holding company headquartered in Norwich, N.Y. The company primarily operates through NBT Bank, N.A., a full-service community bank and two financial services companies. NBT Bank has over 150 locations in seven states with offices in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. NBT Bank is an Equal Housing Lender and member of FDIC. EPIC Advisors, Inc., based in Rochester, N.Y., is a full-service 401(k) plan recordkeeping firm. NBT Insurance Agency, LLC, based in Norwich, N.Y., is a full-service insurance agency.

For generations, Tompkins has helped the communities we serve thrive and grow. As a community-based financial institution, we consider it our duty to provide innovative financial solutions for local families and businesses as they navigate their financial journeys. Whether you’re a first-time homebuyer hoping to put down roots, or an entrepreneur looking to grow your business, Tompkins is here for you every step of the way. Looking back, we’ve served our communities since 1836, and we’ve evolved over time to better serve those who need us most. Our longevity gives us our strength, but adapting to the everchanging landscape allows us to continue to innovate and grow for the betterment of our customers, our company, and our community. When four community banks across New York State and Pennsylvania came together to form the Tompkins family of banks, we realized we were on to something special. For many years, Tompkins Trust Company, Tompkins Bank of Castile, Tompkins Mahopac Bank, and Tompkins VIST Bank operated independently as separately chartered financial institutions, while benefitting from the strength of a shared vision and mission. Now, we’ve come together as one, and we have our customers and communities to thank for helping us reach this next step in our journey. From our rich history comes an innovative vision – a community bank with local ties and leadership, but with broad financial capabilities and strength. Our team members understand the significance of local decision-making, leadership, and philanthropy but have the tools and resources necessary to provide innovative products and services to local families and businesses. It’s the best of both worlds.

BHG is transforming the financial industry; leveraging the power of data, analytics, and cutting-edge technology to become not only the number one source for professional loans, but also the creator of the largest community bank loan and product network in the country. Since 2001, BHG has originated more than $15 billion in loan solutions to top-quality borrowers, which community and midsize banks can access via a state-of-the-art loan delivery platform. Building on nearly two decades of innovation, BHG and its family of brands now offer a full suite of financial solutions that span business, consumer, and SBA 7(a) loans, credit cards, collection services, risk management services, and point-of-sale financing. With record growth year after year, BHG continues to be recognized regionally and nationally: earning a spot on the Inc. 5000 for 16 years running, and receiving accolades from Great Place to Work® and Fortune magazine, among others. BHG is partially owned by Pinnacle Bank (PNFP) and has headquarters in Davie, FL, Syracuse, NY and Atlanta, GA.

Empower Federal Credit Union is a full-service financial institution that provides savings, loan, and transaction services to members in Central New York, and in eight counties in New York State. Main offices are located in Syracuse NY. As a credit union, Empower is a financial cooperative and is not-for-profit. For information go to www.empowerfcu.com. Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA www.finra.org /SIPC www.sipc.org ) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

Member-owned and committed to the communities we serve for more than 50 years, Visions Federal Credit Union strives to build relationships that accommodate every stage of life. At Visions, it's not just the money that's there when you need it. We are. We provide a safe place to keep and grow earnings while lending the money that buys a vehicle, gets the kids off to college, or makes home-ownership a reality. At Visions FCU, we pride ourselves on being "People Helping People"​. We dedicate our careers to this philosophy to realize our greater social purpose. As a not-for-profit organization, Visions exists to serve its members by making every member matter. We feel lucky that we get to have a positive impact in three states (NY, NJ, and PA), and countless communities. Whether it's our time or money that we're donating, we are committed to doing what it takes to show all the members of our communities that Visions cares. The commitment to community is truly one of our core organizational values, and it's demonstrated at all levels of the organization. - Federally insured by NCUA. - Equal housing opportunity lender.

As a credit union, AmeriCU is a not-for-profit financial institution owned by our members. Serving 24 counties in New York and beyond, AmeriCU provides you with all the products and services you need – often with low or no fees, and better rates. The organization has been serving the local community for over 70 years and, in that time, has grown to more than 160,000 members, 20 financial centers, and $2.7 billion in assets. AmeriCU is located in Central New York and is among the State’s largest, full-service financial cooperatives. For more information, visit www.AmeriCU.org. Equal Housing Lender – Federally Insured by NCUA – Membership Eligibility Required.

CFCU Community Credit Union is a non-profit financial institution serving residents in Tompkins, Cortland, Seneca and Cayuga counties. We hire local employees, have local board members, make decisions locally, and support local charities. Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge and ability of our members to manage and control their financial well-being; to provide sound financial management in order to maintain earnings for our continued growth and to provide our employees with a challenging and rewarding career.

LNB is your local hometown community bank with fifteen branch offices located throughout Wayne, Onondaga, Ontario, Seneca, Monroe, Cayuga and Yates Counties. LNB has a long-standing tradition of excellence, dating back to 1852. As its mission, LNB safely and profitably serves all of its customers and communities with unmatched professional service. LNB offers an extensive variety of products within the personal and business banking realms, including direct deposit, online banking, Cash Manager, Remote Deposit Capture and much more. LNB also provides financial services, including investments and insurance. Stop by and learn more about banking the way it ought to be - at LNB!

Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve. We seek to deliver the investment return expectations of our shareholders while enriching the community through our contributions and the involvement of our employees. Solvay Bank provides a rich, rewarding work environment for its employees. We recognize the value of a strong, committed workforce and we value the contribution of each and every person in our Bank. Solvay Bank Mission Statement Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our shareholders. Solvay Bank Values Excellence: We are committed to exceed expectations in the work we do. Pride: We are Professional, Responsive, Innovative, Dedicated, and Enthusiastic in our relationships with our co-workers and customers. Teamwork & Respect: We value one another and strive for excellence in the customer experience. Engagement: We work with a common purpose to connect with our community and to uphold the mission, values, and goals of our Bank.

You are more than just a customer, and we are more than just a financial institution. At Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender of the Year Award by the U.S. Small Business Administration, with 53 consecutive quarters on the BauerFinancial Inc. "Recommended Bank List.”

Tioga State Bank is a family owned independent community bank that serves Tioga, Broome, Tompkins and Chemung Counties.

Like us on Facebook !