Pentegra is a leading provider of retirement plan and fiduciary outsourcing solutions nationwide. As one of America’s oldest independent fiduciaries, we deliver retirement plans that run with less risk, greater efficiencies and improved outcomes. With an 80-year legacy of fiduciary expertise and oversight unmatched in the industry today, we partner with firms at the advisor, sponsor and enterprise level to bring maximum flexibility to every opportunity, offering a comprehensive array of retirement plan solutions, plan consulting, TPA services and fiduciary support. Learn more at pentegra.com.

Conveniently located in Edison, New Jersey, we offer financial services including savings, checking, direct deposit, secured and unsecured loans, online banking and much more. We encourage you to

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Bridgewater Associates is a premier asset management firm, focused on delivering unique insight and partnership for the most sophisticated global institutional investors. Our investment process is driven by a tireless pursuit to understand how the world’s markets and economies work — using cutting edge technology to validate and execute on timeless and universal investment principles. Founded in 1975, we are a community of independent thinkers who share a commitment for excellence. By fostering a culture of openness, transparency, and inclusion, we strive to unlock the most complex questions in investment strategy, management, and corporate culture.

NEW YORK STATE COMMON RETIREMENT FUND is a company based out of 110 STATE ST, Albany, New York, United States.

Laborers Union is a government administration company based out of 23 Elm St # 400, Plattsburgh, New York, United States.

First Reserve is a leading global private equity investment firm exclusively focused on energy. With 40 years of industry insight, investment expertise and operational excellence, the Firm has cultivated an enduring network of global relationships and raised more than USD $32 billion of aggregate capital since inception. First Reserve has completed over 750 transactions (including platform investments and add-on acquisitions), creating several notable energy companies throughout the Firm’s history. Its portfolio companies have operated on six continents, spanning the energy spectrum from upstream oil and gas to midstream and downstream, including resources, equipment and services, and associated infrastructure.

The New York City District Council of Carpenters Benefit Funds or NYCDCCBF, is a dynamic service organization that administers welfare, retirement, and vacation benefits to hard-working union carpenters across New York City. The NYCDCCBF has a fun, diverse culture that offers its employees the opportunity to grow professionally while receiving competitive wages, an unmatched benefits package, and ample paid time off for personal or health reasons. About Us Located at 395 Hudson Street in New York City, surrounded by the lively districts of SOHO, Greenwich Village, and West Village, the New York City District Council of Carpenters Benefit Funds (“NYCDCCBF”) exists for the sole benefit of its members and eligible dependents. The mission of the Benefit Funds is to properly administer benefit plans and deliver superior service to our members in all respects. The NYCDCCBF provides comprehensive, valuable benefits to over 25,000 working and retired carpenters — members of the NYCDCC — and their families. Through the Welfare, Pension, Annuity and Apprenticeship Funds, NYCDCC members enjoy health, vacation, and scholarship benefits, and apprenticeship and journeymen training, as well as a defined monthly pension and defined contribution benefit at retirement, all at little or no cost to the members.

► The Benefit Practice is a full-service, independent retirement consulting firm specializing in the design and implementation of client-focused retirement benefits programs. ► Our team of fully credentialed, forward-thinking retirement specialists, actuaries, and ERISA attorneys bring fresh perspectives and insights to every stage of the process—from analysis to design to implementation. We take a 360-degree approach to ensuring that the plan we deliver meets your firm’s needs, budget, and financial goals. And we follow it up with best-in-class service that is renowned for exceeding our clients’ expectations. ► Find out why firms of all sizes—from startups to Fortune 500 companies—have come to rely on The Benefit Practice for benefits expertise, technological know-how, integrity, and service excellence. ► Not only can The Benefit Practice help financial professionals through our client-focused solutions, but we are also committed to offering ongoing education and skills development in the ever-changing retirement industry. ► Stay up to date on the constantly changing retirement plan industry through our News Room. ♦ http://www.benefitpractice.com/category/news/ ► Ask about our: ♦ Retirement Master Classes – for Financial Advisors ♦ The Coffee Meet – for CPAs and Attorneys ♦ The Sounding Board Service ► For more information please contact: Managing Partner Lloyd A. Katz, FSA, EA, FCA, MAAA at (203) 517-3501 or [email protected] Managing Partner Peter M. Coleman, ASA, EA, FCA, MAAA at (203) 517-3502 or [email protected]

INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 137 is a company based out of 1360 PLEASANTVILLE RD, BRIARCLIFF, New York, United States.

X-Caliber is a nationally recognized, direct commercial mortgage lender and loan servicer. We are an FHA-approved Multifamily Accelerated Processing (MAP) lender and GNMA-approved MBS issuer, and together with our affiliates, X-Caliber Rural Capital and CastleGreen Finance, provide HUD, bridge, USDA, and C-PACE finance solutions for commercial, multifamily, healthcare, seniors, business properties, and more. Our mission is clear and focused. We strive to deliver to our clients, and to the communities in which we lend, the best financing solutions available to support their business goals, while focusing on some of the nation’s greatest challenges – affordable housing, the environment, care for our seniors, and rural businesses. By leveraging the most effective private and government programs in the country, we can harness the power of our expertise and practice the values for which we stand, so we can make the world a better place for all. We achieve this by practicing our 12 core values that drive our culture and success every day: *Teamwork *Collaboration *Integrity *Respect *Creativity *Making a Difference *Transparency *Humility *Service *Trust *Diversity *Fun-spirited We are a certified Great Place to Work® and are committed to excellence in all that we do for our clients, employees, and stakeholders.