NATWEST MARKETS SECURITIES INC. is a company based out of 600 WASHINGTON BLVD, Stamford, Connecticut, United States.

Industrial and Commercial Bank of China Ltd. is a leading banking group in China and also one of the largest commercial bank in the world. Industrial and Commercial Bank of China opened its representative office in New York in 1997 and upgraded it to a full branch in 2008.

Caine Mitter & Associates Incorporated is a full service independent financial advisory firm that specializes in the financing of affordable housing by public agencies. Caine Mitter’s services enable housing finance agencies to access the capital markets with optimal efficiency. For over 37 years Caine Mitter has provided continuous services to HFAs, longer than any other financial advisor. Since its inception, Caine Mitter has been ranked first or second amongst HFA financial advisors in both housing volume and number of bond issues by Thomson Reuters. Caine Mitter is the only financial advisor that combines sophisticated analytics, derivative and investment proficiency, capital market expertise and a storied history in both single and multifamily housing finance.

We opened our doors in 1987 and have been helping families invest in the future for over 30 years. Our focus is twofold: first and foremost, we are fiduciaries. We stand against any violation of laws, values and ethics. Second, we treat our clients as part of our family, putting their needs before our own. We strive to exceed client’s expectations – because we have high expectations of ourselves. Securities offered through Grove Point Investments, LLC., member FINRA/SIPC. Investment Advisory Services offered through Grove Point Advisors, LLC. Grove Point Investments, LLC. & Grove Point Advisors, LLC. are subsidiaries of Grove Point Financial, LLC. Medallion Financial Group is not affiliated with Grove Point Financial, LLC. or its subsidiaries. https://www.finra.org https://www.sipc.org

• Prepared market report of the forty largest cities in the United States by analyzing real estate fundamentals and demographics for senior management and board of directors to identify strategic markets • Reported on each market’s status within the real estate industry by looking at statistics, such as current inventory, vacancy rates, and rental rates

The Trust Company of Vermont is a state-chartered trust and investment management firm serving individuals, families, and institutions.

AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program and is very active in the Rental Assistance Demonstration (RAD) Program. Our mortgages provide funding for acquisition, refinancing, construction, and/or rehabilitation of apartment projects nationwide. Our experienced team can tackle anything from a straightforward refinance to the most complex development project with ground leases, tax abatements, LIHTC, tax exempt financing, and many layers of subordinate debt.

BlueHub Capital is a mission-driven, nonprofit community development finance organization focused on building healthy communities where low-income people live and work. We use innovative financial tools and deploy capital to support projects that make communities more vibrant places to live. BlueHub has four distinct programs: BlueHub Loan Fund (community development financing), BlueHub SUN (foreclosure relief), BlueHub Energy (clean energy access) and One Percent for America (citizenship financing). Since our founding in 1985, BlueHub has invested over $2.4 billion (and leveraged over $12 billion) to finance: - Affordable housing, school facilities, child and youth development programs, community-based health centers, grocery stores, and community gathering places - Removing financial barriers to US citizenship - Clean energy enhancements that expand access to solar and other renewable sources for people with low incomes - Mortgage lending for families facing foreclosure Reducing economic inequality is at the heart of why BlueHub exists and why we do the work we do. Our investments focus on economically and racially marginalized communities that have been systematically denied access to capital.

Washington Savings Bank was established in Lowell in 1892 and serves the Merrimack Valley through branches in Lowell and Dracut. The bank is organized as a mutual bank, which means no stockholders, and currently has $200mm in assets. The Bank offers the latest technology in deposit and lending services to consumers and businesses while maintaining the personalized customer service of a smaller bank. Please visit the bank’s website at washingtonsavings.com for more information.

Conduct all your corporate and private banking at our wholesale bank in New York, NY. We have provided banking services since 1898.

On January 1, 2020, CrossState Credit Union Association was born from a collaborative merger between two iconic credit union associations, New Jersey Credit Union League and Pennsylvania Credit Union Association. Both organizations were founded in 1934 and have played an impactful role in the credit union movement by delivering world-class training and education, offering unrivaled expertise in compliance issues, and providing expert political and regulatory advocacy. CrossState serves more than 500 credit unions across Pennsylvania and New Jersey with combined assets of $63 billion and 5 million members. As one of the largest regional credit union trade associations in the country, creating a strong, vibrant climate for credit unions is a priority. Each year, we strengthen and expand what we offer our membership to provide the expert support, services, and guidance your credit union is looking for. Our promise to you is an extraordinary member experience with progressive and innovative services that will move your credit union forward. Take your credit union to the next level by taking advantage of all CrossState Credit Union Association has to offer.

ColumbiaNational is a leading mortgage banking firm operating from the Mid-Atlantic. The company supplies capital and debt for all phases of the comercial and multi-family real estate markets both locally and nationally from production offices in Washington DC and Baltimore, MD.