Excellus BlueCross BlueShield, a nonprofit independent licensee of the BlueCross BlueShield Association, is part of a family of companies that finances and delivers vital health care services to about 1.5 million people across upstate New York. Excellus BlueCross BlueShield provides access to high-quality, affordable health coverage, including valuable health-related resources that our members use every day, such as cost-saving prescription drug discounts and wellness tracking tools. To learn more, visit excellusbcbs.com.

As one of Western New York's first HMOs, Independent Health covers approximately 355,000 people here and across the country with more than 100 plans, services and products. If you have any questions about your Independent Health account, feel free to contact us through one of the following links: Members - Contact Member Services for questions regarding your Independent Health plan, benefits, doctor information, etc. You may also use this link if you are having problems logging into our online system. FSA Members - Contact the FSA Department for questions regarding your FSA Account information. You may also use this link if you are having problems logging into our online system. Healthcare Professionals/Providers - Provider or Health Care offices may contact Provider Relations for billing inquiries, requests to become participating providers, or for general questions. Employers - Contact Employer Relations Brokers - Contact Broker Sales

For over 50 years, Monroe Plan for Medical Care, a not-for-profit health care services organization, has been focused on improving the health status of individuals and families who are recipients of government sponsored health insurance. Monroe Plan has consistently been recognized as a national leader in the “safety net” area, with a proven track record of improving health outcomes and reducing disparities. At our inception, Monroe Plan established an Independent Physician Association (IPA) uniquely dedicated to serving government sponsored program recipients. Today, the IPA represents over 12,000 providers in Western NY. Monroe Plan also has a robust and growing Health Home Care Management Agency (CMA) that is contracted with Health Home Hubs Serving 27 counties and close to 3000 members. Our CMA is widely recognized for providing expert and empathetic support to members and positively impacting health care outcomes as a result. Finally, Monroe Plan is the parent company of MP CareSolutions, a Healthcare Management Services Subsidiary. Through MP CareSolutions, we provide services to healthcare companies, large and small, offering expertise in Care Management, Utilization Management, Analytics, Provider Network Operations and more.

EMS Group was formed to provide our clientele with highly competitive products, counseling, and service, supported by an experienced and stable business organization, with quality people who share our commitment to excellence. We are a group of INDEPENDENT insurance agencies. We do not work for an insurance company; we work for you. We work on your side when you have a loss, and we follow through to see that you get fair, prompt payment. EMS Group represents a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price. Services you can expect: •We complete an analysis of all your insurance needs. •We design a responsible protection program for you. •We select the insurance company or companies best suited to your situation. •We present you with a competitively priced proposal. •We move quickly to get fair, prompt settlement of your claims. •We periodically review the adequacy of your insurance program. •We look for ways to save you money.

The specialty insurance brokerage Greene & Associates was founded in 1986, when William Greene resigned his position as vice president of a major national wholesaler with a vision of a specialty organization built to specifically serve the unique insurance needs of retail agents. After just a few months, Greene & Associates secured contracts with key specialty line companies and moved into its first office in Orchard Park, NY. Greene & Associates quickly established itself as an insurance leader in commercial, wholesale brokerage and underwriting.

Bene-Care, Inc. is a leading provider of Employee Benefits, Payroll Services, HR Support, Third Party Administration and Commercial Insurance. Founded in Rochester, NY in 1973, we now proudly serve over 5,000 mid-to-large sized companies in the Greater Western New York area. Businesses today are faced with ever-evolving regulations concerning employee benefits, business insurance, payroll and human resource related functions. You need a trusted partner to help you navigate. With Bene-Care, you can be confident in the guidance and services we deliver. As a leader in the industry for over four decades, Bene-Care has achieved unparalleled expertise as a benefits partner; in 2012, we expanded our services to include payroll administration and human resource support. Today, we offer our clients a complete human capital management solution. Our extensive knowledge, combined with the most advanced technologies, enables Bene-Care to support our clients with prompt, accurate communications and excellent service. Our reputation of integrity is founded on a longstanding history of customer satisfaction and retention. Clients are able to put their confidence in our team, knowing we’re here to help on a daily basis with informed answers and support. Bene-Care is where performance meets peace of mind to take your business further.

We are a full service insurance agency serving our clients for over 80 years. We provide a complete range of business and personal insurance coverage. As an independent agent, we work with over twenty insurance carriers. This means we can provide you with best coverage at a competitive price, all based on your needs. It also means we are on your side when you have a loss. We will follow through to make sure you get fair and prompt payment. We offer 24/7 claims reporting, dedicated customer service representatives or the ability to manage your account online.

LM Group is a marketing company that helps clients define what they need to grow and succeed. We create targeted communications that engage our clients' audiences. LM Group provides content for web, print and social media, as well as social media management services, marketing strategy and implementation for clients worldwide ranging in size from startups to Fortune 500 firms. We work with companies, organizations and institutions in a broad range of industries including: life sciences and healthcare, finance, data management, interior design, home services, education, marketing, retail sales, industrial manufacturing and more.

Providing a comprehensive approach to Life Insurance. As an independent insurance agent I can shop all insurance companies to give you the best rate!

The Northwoods Corporation is an independent insurance agency that sells and services property and casualty insurance products from 12 conveniently located offices located throughout the western New York area. Northwoods represents over 30 national and regional insurance carriers and offers comprehensive insurance package programs for both personal and commercial customers. As one of the largest independent agencies in upstate New York, Northwoods employs over 75 in the Buffalo and Rochester areas and sells personal and commercial insurance products through a sales staff of 40.

Niagara National Insurance is an Independent Insurance Agency that was founded back in 1951. Since then, our agency has grown and now employs a professional staff of more than 30 insurance professionals. Through our network of affiliate insurance carriers, we are able to offer a broad selection of premium insurance coverages for both individuals and businesses, including employee benefits and retirement planning. Our agency also offers specialty insurance programs for colleges and universities, manufacturing companies, contractors, wineries and gourmet food companies, wholesale distributors, restaurants, social services, and day care facilities. As a Trusted Choice® agency, Niagara National is dedicated to you and is committed to treating you as a person, not a policy. All Trusted Choice agencies agree to adhere to a Pledge of Performance, designed to assure quality service, competitive pricing, a broad selection of insurance coverages, and valuable advocacy. In short, Niagara National Insurance has pledged to offer you the best service and the best insurance solutions to protect what you value most.

NFA; National Fire Adjustment Co., Inc is North America's largest licensed public adjusting firm, established in 1922 by Bernard J. Papa. NFA is a 4th generation Public Adjuster firm with headquarters located in Buffalo, NY. NFA works on behalf of the policyholder, not the Insurance Company. A Public Adjuster advocates for the rights of the policyholder in appraising and negotiating an insurance claim in order to assist their clients in maximizing their insurance policy to receive a hire settlement offer. NFA holds Public Adjuster licenses in over 30 states and Provinces and has a "Catastrophe and Large Loss Unit" in which they are able to dispatch to various locations within the US and Canada that have been struck by disaster and still able to assist their clients with the insurance claims process. NFA has a team of over 30 adjusters, many of whom have worked within the Insurance industry for a number of years before joining NFA. NFA also has a number of Accountants, Appraisers and Estimators and Architect in house, with various fields of specialty. NFA has a multitude of resources and a long history of handling a wide range of claims from Residential claims to multi-million dollar Commercial losses. NFA also received the distinguished 2005 Better Business Torch Award for marketplace ethics. This award is given to companies that demonstrate a superior commitment to business ethics, customer satisfaction and dedication to the community.