NBT Bancorp Inc. is a financial services holding company headquartered in Norwich, N.Y. The company primarily operates through NBT Bank, N.A., a full-service community bank and two financial services companies. NBT Bank has over 150 locations in seven states with offices in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. NBT Bank is an Equal Housing Lender and member of FDIC. EPIC Advisors, Inc., based in Rochester, N.Y., is a full-service 401(k) plan recordkeeping firm. NBT Insurance Agency, LLC, based in Norwich, N.Y., is a full-service insurance agency.

Ulster Savings Bank is a local community bank with 170 years of service to the community. Headquartered in Kingston, NY, Ulster Savings Bank has locations throughout the Hudson Valley. Visit us at www.ulstersavings.com or call toll-free 866-440-0391. (Investment, Tax, Payroll, and Insurance products and services available through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.) We serve the needs of individuals and small businesses with a diverse menu of products and services and the latest banking technology: • In-branch, online and mobile banking • Residential and commercial mortgages • Consumer loans and lines of credit • Investments and retirement planning* • Home, auto and commercial insurance* • Tax preparation* • Payroll processing* *THESE PRODUCTS AND SERVICES ARE OFFERED THROUGH OUR SUBSIDIARIES, ULSTER INSURANCE SERVICES, INC. AND ULSTER FINANCIAL GROUP, INC. AND ARE NOT FDIC INSURED. ULSTER SAVINGS BANK. MEMBER FDIC. EQUAL HOUSING LENDER. NMLS# 619306

HNB will never request personal or financial information through any form of social media. HNB will not send time-sensitive messages asking customers to confirm or -update sensitive information through any form of social media. HNB will never require an individual to provide account numbers, user IDs, passwords, ATM / Debit Cards numbers or PINs through any form of social media. HNB will never supply you with a link to an unaffiliated or outside website to assist with your banking relationship or related activity. Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, and Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations and hours. HNB offers full-service personal and business banking and safe deposit boxes. We are ready for any of your financial needs with loans, mortgages, and equipment leasing. You can visit our trust department and financial services in the Corporate Center in Honesdale. We offer 24-hour telephone banking, free online banking and online bill pay. Visit us at one of our locations or check us out online at www.hnbbank.bank. Member FDIC. Equal Housing Lender. Equal Opportunity Lender.

Founded in 1871 in Honesdale, PA, Wayne Bank now has 26 community offices serving Wayne, Pike, Monroe, and Lackawanna Counties in Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank is a subsidiary of Norwood Financial Corp., Member FDIC. The stock trades on the NASDAQ Global Market under the symbol— NWFL.

Sidney Federal Credit Union is a banking company based out of 3 Liberty St, Walton, New York, United States.

For your security, do not disclose non-public information or financial transactions online. This page is monitored Mon – Fri, 8:30am - 4:30pm excluding holidays. The Dime Bank will never use social media to receive or process non-public information or financial transactions. If you have an issue or need assistance, we request that you keep it offline to protect you from identity theft. For branch hours or questions, please call 888-4MY-DIME or visit us at https://www.thedimebank.com/locations-and-hours. At The Dime Bank, we believe in relationships. With offices in Honesdale, Hawley (downtown and the lake region), Damascus, Greentown, Dingmans Ferry, and Carbondale, we strive to be our communities’ total financial partner. We have been helping generations of customers in Northeastern Pennsylvania realize their goals and dreams by meeting their financial needs since 1905. We offer a full array of financial services and solutions ranging from traditional products to electronic banking, and wealth management services. At The Dime Bank, we appreciate your business and we value your time. We endeavor to create products and services that not only give you the best value for your dollar, but also provide you with as much convenience as possible, so you can spend less time banking and more time living!

Delaware National Bank of Delhi has served Delaware County & surrounding since 1839. We are proud to be your community bank! Visit our site to learn more.

Ulster Federal Credit Union is a banking company based out of 3139 Highway 9w, Saugerties, New York, United States.

Established in 1868, Rondout Savings Bank is a state-chartered, mutual banking and financial services provider headquartered in Kingston, New York. Rondout Savings Bank has five locations in Kingston, West Hurley, and Hyde Park, and operates divisions in asset management, personal banking, and business banking. Rondout Savings Bank is consistently recognized by BauerFinancial, Inc. with the 5-Star Superior Quality Rating. This rating is only awarded to 10% of the financial service institutions in the country and distinguishes Rondout Savings Bank as one of the strongest banking institutions in the country. Rondout Savings Bank’s Vision is to be the leading and most trusted provider of Business Banking and Retail Financial Services in our markets, by delivering total client satisfaction. For more information visit: RondoutBank.com

GHS Federal Credit Union is a not for profit, full-service financial institution that was federally charted in 1940 and community chartered in 2002. With more than 19,000 members and more than $130 million in assets it serves Broome, Chenango, and Tioga counties. GHS embraces the fundamental philosophy of the credit union movement - not for profit, not for charity, but for service. GHS’s experienced leadership team and staff are very knowledgeable and friendly. We offer competitive rates, and an array of affordable products and services to help you meet your financial goals. Join GHS Federal Credit Union for The Relationship of a LifetimeSM.

Oliver's Campers, Inc. has offered families trusted value since 1966. Robert and Shirley Oliver had a passion for the outdoors and camping. That passion grew into a business venture when they started selling Nimrod campers in their front yard. Dinner hour was soon accustomed to sales and customer service. That customer loyalty and appreciation Robert and Shirley instilled in their yard has lasted over 50 years and three generations. We sell Travel Trailers, Fifth Wheels and Toy Haulers. We carry a wide variety of brands including: Hideout, Crossroads Cruiser, Aspen Trail, Shadow Cruiser, Minnie, Micro Minnie, Minnie Plus, Minnie Drop, and A-Liner.

Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, that serves those who live, work and worship in the New York counties of: Chenango, Delaware, Herkimer, Madison, Montgomery, Otsego and Schoharie. We have newly expanded our field of membership to better serve the people of the greater Leatherstocking Region.