CalmWater Financial Group® is the independent financial planning firm that simplifies your financial life by providing credible knowledge and trusted service to you and those you love. Securities and advisory services offered through Commonwealth Financial Network®, www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. CalmWater Financial Group, 3204 W Benjamin Ave. Suite 200, Norfolk, NE 68701, 800-850-6827. This communication is strictly intended for individuals residing in the states of AZ, CO, IA, IN, KS, MN, NE, SD, TX, VA, WI, AL, FL, MI, NV, OH, SC, ND, MO, NY. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Review our Terms of Use: www.commonwealth.com/termsofuse.html.

Grain Merchandiser: Oversee and coordinate purchase and shipment to two 4 million bu/year feed mills. Coordinate logistics, rates, and delivery of purchased grain. Negotiate and enforce price management with producers and resellers. Complete and issue cash grain contracts. Commodities TraderActively maintain and service of grain and livestock accounts using futures and options. Work with producers to manage risk and maximize farm income. Basis discovery.

With over 20 years of experience, MBL Financial is a financial services firm in Midtown Manhattan that strives to create a sounder future for our clients. Working with individuals and companies across all industries, MBL provides holistic financial planning advice and services to address our client’s needs at all stages of life. We cover equity & income markets, alternative & structured products, financial planning, employer sponsored retirement plans, annuities, and all insurance lines across various states.

RetirePath Advisors is a financial planning firm. At our firm, you’ll be treated like family and welcomed into our comfortable, approachable firm. We like to say that we have that “small-town feel." We partner with Thrivent Advisor Network and have access to cutting-edge investments similar to other large firms. We consider it the best of both worlds. We’ve built a reputation with our clients and their families that we uphold through trust, transparency, objective advice, and a high level of care. We believe this attention to our clients is what really sets us apart. RetirePath Advisors may utilize third-party websites, including social media websites, blogs and other interactive content. We consider all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, we generally retain copies of information that we or third parties may contribute to such sites. This information is subject to review and inspection by Thrivent Advisor Network or the securities regulators. Advisory Persons of Thrivent provide advisory services under a “doing business as” name or may have their own legal business entities. However, advisory services are engaged exclusively through Thrivent Advisor Network, LLC, a registered investment adviser. RetirePath Advisors and Thrivent Advisor Network, LLC are not affiliated companies. Securities offered through Purshe Kaplan Sterling Investments (“PKS”), Member FINRA/SIPC. PKS is headquartered at 80 State Street, Albany, NY 12207. PKS and RetirePath Advisors are not affiliated companies.