Citizens National Bank is the largest community bank in Northern Michigan. The Bank was established on January 24, 1931 and has been operating under the same name and at the same location in Cheboygan ever since. The Bank has 8 full-service branches located in Cheboygan, Emmet and Presque Isle counties;. The Bank is owned entirely by CNB Corporation, a publicly owned company. As of December 30, 2020 CNB Corporation had approximately 1,000 shareholders. The shareholders of CNB Corporation reside principally within the Bank’s market area of Cheboygan, Presque Isle and Emmet counties. The stock’s symbol is CNBZ and the current stock price can be found at www.cnbismybank.com/shareholder-relations The Bank presently has 85 full-time employees with average tenure of the full time employee of 9 years. The Bank’s main office is in Cheboygan with additional full service branches located in Onaway, Mackinaw City, Indian River, Alanson, and Petoskey. In the Village of Pellston, located in Emmet County, the branch is a 24-hour E- Branch. As a community bank, Citizens National takes pride in contributing to the communities it serves, not only monetarily but in service as well. The directors, officers and staff are involved in over 83 local non profit organizations and donated over 2914 hours of their time and expertise in 2019. Member FDIC Equal Housing Lender

Alden State Bank is a banking company based out of 2440 N M 88 Hwy, Central Lake, Michigan, United States.

WHO WE ARE First Community Bank is a traditional community bank — our employees are shareholders of the bank, which means they have a personal interest in creating satisfied customers. WHERE WE COME FROM ... AND WHY IT MATTERS We are rooted in South Texas, and we know, understand and serve the residents and businesses of the Coastal Bend at 11 convenient bank locations. Since First Community Bank opened in Alice in 1983, we have grown to include banks in Kingsville, Portland, Padre Island, Premont, Rockport and Victoria with our headquarters and Home Loan Center in Corpus Christi. HOW WE'RE DIFFERENT When you bank with us, your deposits are reinvested in homes and businesses right here in South Texas, helping families and business owners succeed. Together, we’re making a positive impact on the economy in our region. COMMUNITY MINDED First Community Bank encourages employees to serve our communities, on their own or through FCB events. Last year alone, dozens of our employees from our 11 locations put in 151 volunteer hours through 13 FCB community events. PUTTING OTHERS FIRST The First Community Bank Others 1st Project recognizes organizations and charities helping Coastal Bend communities. Each year, FCB asks employees from all locations to nominate local organizations for Others 1st consideration. Each month, FCB chooses three from the list with bank employees and local residents using social media channels to share, like, comment and retweet their support with the group receiving the highest number of social engagements receiving a $1,000 check from FCB in a monthly presentation. First Community Bank | Member FDIC

Charlevoix State Bank is a banking company based out of 111 STATE ST, Charlevoix, Michigan, United States.

First National Bank of St. Ignace remains a true community bank to this day. The main banking office on North State Street in St. Ignace has existed in that block for over 130 years. The bank operates six branch offices in the eastern Upper Peninsula including Mackinac Island, Cedarville, Naubinway, Newberry, and two full-service branches in the St. Ignace area. Customers are also served online at www.fnbsi.com. We are incredibly proud of our tradition of service to the eastern Upper Peninsula and the Straits of Mackinac region.

Membership is open to ANYONE who lives, works, worships, attends school or regularly conducts business in Emmet, Charlevoix and Cheboygan counties. St. Francis X FCU’s mission is to be the premier provider of financial services for all residents of Northern Michigan. To achieve this goal we will sustain a culture of never-ending improvement, commit to maximum customer value, operate with integrity and honesty in all relationships, actively support our community, and pursue the application of innovations in current and future technologies.