Blue Cross Blue Shield of Michigan is a nonprofit corporation and an independent licensee of the Blue Cross and Blue Shield Association. BCBSM's commitment to Michigan is what differentiates it from other health insurance companies doing business in the state. That mission has never changed. Nearly 70 years ago, Blue Cross Blue Shield of Michigan started with a purpose to provide people with the security of knowing they have health care when they need it. Today, that nonprofit mission is the same and the company is accomplishing it in many ways, including: Offering access to health care coverage for everyone, regardless of circumstances Never dropping your coverage for health reasons Partnering with the state to cover more than 32,000 children through MIChild Providing financial support to 30 free clinics statewide Contributing more money than any other company to provide Michigan with better health and health care Advocating and educating through Alliance for Advancing Nonprofit Health Care For more on the history of BCBSM, please visit our section on historical highlights: http://www.bcbsm.com/home/bcbsm/1930.shtml

We are a non-profit, Michigan-based company and a subsidiary of the Henry Ford Health System, one of the nation's leading health care systems. We provide health plans for everyone -- individuals and companies of all sizes. Since 1960, we’ve partnered with leading doctors, hospitals, employers and community organizations to enhance the lives of those we touch. We offer six distinct health insurance lines: • Group Insured Commercial • Individual • Medicare • Medicaid • Self-Funded • Network Leasing HAP also provides: • Award-winning wellness programs • Community outreach • Digital health tools • Disease management services • Personalized customer service

Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

Representing policy holders in Michigan, Illinois, Ohio, Indiana, Wisconsin, Minnesota, Kentucky Missouri and Iowa since 1924. As the nation´s premier disaster recovery consulting organization, our core focus is maximizing and expediting our clients´ financial recovery from insurance and FEMA. We have offices in Southfield and Grand Rapids, Michigan, and Chicago, Illinois. We´re experienced with the types of natural disasters that strike here, the companies that insure here, and how local claims are handled. We have the resources and expertise to thoroughly investigate your loss, accurately prepare, document and submit your claim, and get you a full, fair and expedited settlement. For more than 80 years, Globe Midwest has been guiding clients through the unpredictable territory of preparing and settling insurance claims. In 1985 we, along with a group of leading public adjusting firms in the United States, Canada and the United Kingdom, foresaw the need for an international network of highly skilled public adjusters who could bring specific expertise to servicing any type of loss, anywhere, at any time. Adjusters International was the result.

With great intent, we put service, advocacy, technology, and training into action – to be the preferred, trusted partner for insurance agents, carriers, and consumers. We are mindful and considerate to those we connect with every day and value and respect the people and partners who share our common purpose of health and wellness excellence.

Michigan Planners, Inc. is a full-service insurance agency, specializing in employer group benefits. MPI has assisted groups and individual customers with unparalleled service for 60 years now. We represent all major carriers and develop customized benefit solutions to meet every customer's needs. MPI is a Platinum agency of Blue Cross Blue Shield of Michigan, and it is among the top agencies in the state with a variety of ancillary carriers as well. Our dedicated staff provides our customers with over 100 years of combined service experience and are eager to demonstrate the MPI difference.

Wilson Partners (WP) is a benefits and wellness consulting practice that takes a fully comprehensive approach to the management of improved employee health and wellbeing. WP has a history of over 35 years of employee benefit and employee health and wellbeing market experience, working with Fortune 500 employers, health systems, communities, and states. Our history of providing and creating innovative solutions in the marketplace provides a unique value to our client partners and their employees. Our experience in benefits plan management, health & wellbeing strategy, plan design, cost containment strategies, and technology application distinguish us in the marketplace. This is our WPAdvantage.

Conifer Holdings, Inc., is a Michigan-based insurance holding company. Through its insurance carrier subsidiaries, Conifer provides specialty property/casualty insurance on both an admitted and non-admitted basis throughout the United States. Conifer is an innovative company targeting niche markets with tailored products to meet the specialized needs of insureds.

Locomotive Engineers & Conductors Mutual Protective Association, a Michigan-based not-for-profit cooperative, has been a leading niche insurer of union transportation craft and trade workers since 1910. LE&CMPA extends its protection to members throughout the United States and Canada. Financial security is our purpose. The Association focuses on providing member-owners with comprehensive coverage options, outstanding claims handling, underwriting and risk management, for wage loss due to discipline.

The success of Oakland Insurance is based on an unfaltering dedication to customer service. It is this philosophy which has made us what we are today. With nearly 30 years experience in the insurance industry, we have the expertise to fully understand all of your insurance needs. As an independent insurance agency, Oakland Insurance offers a variety of premier companies from which we pick and choose options to design a program for YOUR needs. We will customize a competitively priced program that meets your current insurance requirements and with periodic evaluations we will ensure that your constantly changing needs are always met. We are committed to the success of your program and are confident in our ability to earn your loyalty!

West Congress Insurance Services LLC (WestCongress) is a premier provider of general liability and excess insurance solutions. We offer Excess and Surplus (E&S) lines coverage to the security, artisan contractor, and energy industries throughout the United States. Our affiliation with Champlain Insurance Group (CIG), a fast-growing, specialty E&S insurance enterprise, enables us to provide additional claims administration and management services. WestCongress regularly attends events sponsored by the Texas Surplus Lines Association, Inc. (TSLA), the Independent Insurance Agents of Houston (IIAH), and the Wholesale & Specialty Insurance Association (WSIA). To submit an application, or for more information, please visit us at www.westcongress.com. California License #0L83706​

Allied Insurance Managers, Inc. has provided insurance and risk management solutions to businesses since 1987. As an independent agency, we represent a broad spectrum of national, regional and domestic insurance companies. This allows us to find your business the most comprehensive, cost-effective insurance solutions today and in the future. Business Insurance: Property, General liability, Commercial fleet auto, Inland marine, Employee dishonesty, Equipment breakdown, Workers compensation, Commercial umbrella Health & Life Insurance: Group health, Group life, Group dental, Group disability, Long-term care, Key Man Insurance, Individual Term & Whole Life Insurance. Personal Insurance: Auto, Home, Watercraft, Recreational vehicles, Motorcycles, Personal umbrella, Jewelry and furs, Antiques Bonds: Contactor bonds, Bid bonds, Performance bonds, Municipal bonds, All other Specialty Insurance: Aviation, Builders Risk, Professional liability, Errors & Omissions, Pollution, Employment practices, Directors and officers