Dedicated to serving our policyholders with compassion, integrity, and excellence in order to create peace of mind, one decision at a time. Pioneer State Mutual Insurance Company is a property and casualty insurance carrier specializing in coverages for individuals and businesses. We market our products through the Independent Insurance Agency model and currently only write in the state of Michigan, providing best in class service for our agents and policyholders while maintaining a satisfied, highly motivated work force, and a sound financial base. Since 1908, Pioneer State Mutual and our network of Independent Insurance Agents have been dedicated to serving our policyholders with compassion, integrity, and excellence in order to create peace of mind, one decision at a time. Today, we offer a wide array of insurance options including Auto, Home, Farm, Mobile Home, Renters, and Commercial policies, all expertly tailored to your specific needs.

Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

With great intent, we put service, advocacy, technology, and training into action – to be the preferred, trusted partner for insurance agents, carriers, and consumers. We are mindful and considerate to those we connect with every day and value and respect the people and partners who share our common purpose of health and wellness excellence.

Liberty Title is a family-owned business that has been helping people with their real estate transactions for since 1974. Our roots in the Ann Arbor area real estate market go back to 1957; from there we have expanded our territory to the Metro Detroit area, all the way East including Port Huron and…. so we definitely know the territory! We now have 12 convenient locations throughout Southeastern Michigan, so you don’t need to go out of your way for your closing.

Wilson Partners (WP) is a benefits and wellness consulting practice that takes a fully comprehensive approach to the management of improved employee health and wellbeing. WP has a history of over 35 years of employee benefit and employee health and wellbeing market experience, working with Fortune 500 employers, health systems, communities, and states. Our history of providing and creating innovative solutions in the marketplace provides a unique value to our client partners and their employees. Our experience in benefits plan management, health & wellbeing strategy, plan design, cost containment strategies, and technology application distinguish us in the marketplace. This is our WPAdvantage.

Al Bourdeau Insurance Agency is one of the largest and oldest insurance agencies in Michigan. We represent many insurance companies, more than most other insurance agencies. We know how to work with our companies effectively. That means we help you get the best coverages at the lowest price. As our customer, you'll never know how hard we work to save you money! We make it easy for you. Our corporate headquarters is in Flint, Michigan, and for your convenience, we also have offices in Clarkston/Waterford, Farmington Hills, East Lansing, Williamston, and Port Huron. Click on the Find an Office link at the right if you wish to visit or contact one of our locations directly. We are happy to help you with your insurance needs over the phone, by email, by mail, or in person - however you prefer to conduct business. Use the website for your greatest convenience. Al Bourdeau Insurance Agency employs over 100 talented, service-oriented staff. We look forward to working with you.

EHIM is a national, privately held, woman-owned (WBENC) Pharmacy Benefit Manager and Third-Party Administrator that helps organizations proactively contain rising prescription and healthcare costs. Our hands-on approach allows us to administer the most effective benefits and pharmacy plans. We use a combination of custom formularies and engagement to promote member compliance while providing innovative solutions to manage specialty drugs and ACA requirements. We are dedicated to providing responsive and creative solutions, and standards-based best practices for our clients’ complex and dynamic requirements. If someone calls our Michigan-based call center, we answer—and our answers are supported by reviews from Clinical Pharmacists, Pharm. Ds and Physicians. We work with corporations and organizations of all sizes and have extensive experience with union negotiated benefits, retiree plans, and government entities. EHIM stays true to our promise to deliver innovative concepts and exceptional service to our clients through something we like to call The EHIM Experience. Through a unique set of approaches and designs, including our non-rebate driven philosophies, generic alternatives, and other ACA compliant initiatives, our clients can realize significantly lower pharmacy costs and support more member engagement. We achieve results that exceed expectations of the clients we service. In fact, in 2017 EHIM’s PBM clients realized a cost trend of -2.54% vs. the national average of 11.6% – that’s 122% lower. Our goal is simple, but our results are profound: EHIM provides creative solutions for complex problems. We would love to discuss our organization and how we can support yours, contact us today to learn how much you could save.

Conifer Holdings, Inc., is a Michigan-based insurance holding company. Through its insurance carrier subsidiaries, Conifer provides specialty property/casualty insurance on both an admitted and non-admitted basis throughout the United States. Conifer is an innovative company targeting niche markets with tailored products to meet the specialized needs of insureds.

LSS is celebrating 23 years of recovery servicing. Since 1997, LSS has provided solutions for insurers, self-insured entities, third party administrators and specialty risk companies as a subrogation vendor and purchaser of subrogation assets. Through the vision of our founder, Bradley J. Schram, Esq., and a strong management team, the company has experienced steady growth by maintaining strong relationships with its client partners by delivering results through our subrogation management program. Today, the company is experiencing unprecedented expansion as a premier subrogation servicing company with long standing clients and new relationships. We utilize state-of-the-art technology along with the best employees in the industry to showcase our expertise and maximize results for our clients.

Having been in business for nearly 45 years, M&O is the oldest and longest-standing independent marketing organization (“IMO”) in the fixed annuity industry. Founded in metro-Detroit in 1976 and originally having only marketed long-term care in Michigan and Ohio (hence, “M&O”), we have since expanded to also market fixed annuities and life insurance to thousands of independent financial professional nationwide. Just as our now-national business model has evolved, so has our marketing perspective. With today’s ever-changing pace of innovation in the financial services industry, we have grasped the keys of success developed from yesterday’s knowledge, today’s experience, and tomorrow’s vision to provide financial professionals with arguably the most versatile and cutting-edge marketing value proposition in the industry today.

Michigan Financial Companies has been helping individuals, families and business owners preserve and grow their assets and realize their financial goals for over 30 years. Our associates meet the highest professional and ethical standards and are dedicated to helping clients attain their financial objectives of capital accumulation and estate preservation. We are committed to a comprehensive financial analysis process that allows us to thoroughly understand a client's goals and financial situation. We are committed to providing the same advice to our clients as we would expect to receive. Securities and investment advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Please see our website for additional disclosures. finra.org (FINRA) sipc.org (SIPC)