Kapnick Insurance Group is an independent insurance brokerage dedicated to providing the best corporate risk, personal insurance, employee benefits, risk management, and financial strategy solutions to their clients across the US and internationally. We simplify the complex. We innovate. We partner. Our consultants and industry experts empower our clients with the strength, knowledge, and direction they need to minimize and manage risks in order to reduce costs.

Locomotive Engineers & Conductors Mutual Protective Association, a Michigan-based not-for-profit cooperative, has been a leading niche insurer of union transportation craft and trade workers since 1910. LE&CMPA extends its protection to members throughout the United States and Canada. Financial security is our purpose. The Association focuses on providing member-owners with comprehensive coverage options, outstanding claims handling, underwriting and risk management, for wage loss due to discipline.

Our human resource and technology solutions focus on improving service levels and reducing operating costs related to health care insurance claim administrative processes. Solutions include: • Claim Examining • Claim Audit • Claim Adjudication • Benefit Plan Building, Testing and Auditing • 1099 Solutions • Dependent Audits • Data Entry/Conversion • Mailroom & Scanning Paper Claims • Claim EDI Clearinghouse • Out-of-Network Claim Discounts • Call Center Services: • Member and Provider Verification • Open Enrollment Employee Helpline • On-Site Enrollment Support • In-Bound and Out-Bound Call Center Management.