We’re proud to offer financial services for every stage of your life—from your child’s first youth savings account to financing their education; to major purchases such as cars or your home—we’re dedicated to delivering consistent service to every member, every day, every time. Privacy and Security Policies: With respect to content on Northwest Federal Credit Union's official Facebook, Twitter and YouTube pages, Northwest Federal Credit Union follows the privacy policies posted on these individual sites. Please note that when visiting any of these official Northwest Federal Credit Union's social media pages, when applicable you are also subject to the terms and conditions of Northwest Federal Credit Union's Privacy and Internet Policy and general terms of use, in addition to the individual site's terms of service and privacy policies. Access our complete policy here: https://www.nwfcu.org/interior_template.aspx?id=1343 To protect your privacy and the privacy of others, please do not include personally identifiable information such as Social Security numbers, account numbers, phone numbers or e-mail addresses in any comment or post. If you do include personally identifiable information in your comment, your comment or post may be deleted. Federally insured by NCUA. Equal Housing Lender.

In 1919, a group of community leaders in the small town of Orrstown, Pennsylvania saw the need to form a bank to meet the financial needs of the citizens. More than a century later, Orrstown Bank has become one of the region's most successful and influential community banks, offering a full range of consumer, business, and wealth management services. Headquartered in Shippensburg, Pennsylvania, with additional regional executive and administrative locations, including Harrisburg Pennsylvania, Orrstown Bank has grown to 21 banking offices and 4 business offices across 10 counties in Pennsylvania and Maryland. With $2.9 billion in assets, Orrstown Financial Services, Inc., the parent company of Orrstown Bank, is one of the largest independent community banks headquartered in the region and is publicly traded on the NASDAQ market under the symbol ORRF. At Orrstown Bank, we uphold the timeless tradition of providing personal service rooted in the community. Understanding clients' needs and building a trusting relationship is important to us. If you're looking for a bank big enough to provide products and services needed to achieve your financial goals but small enough to greet you by name, visit us and get to know Orrstown Bank. Orrstown Bank is an Equal Housing Lender and its deposits are insured up to the legal maximum by the FDIC. For more information about Orrstown Financial Services, Inc. and Orrstown Bank, visit www.Orrstown.com.

Meeting the financial needs of our customers by providing appropriate financial solutions is the core of our service philosophy at F&M Trust. We are a community bank offering personalized service for over 115 years. As we grow and expand into new communities, we remain focused on meeting the needs of the community, its families and its businesses. If you're currently an F&M Trust customer, we certainly appreciate your business and hope that you will continue to look to us for Financial Solutions to meet your needs. If you have not yet experienced F&M Trust, we encourage you to visit our nearest community office or give us a call...we look forward to the opportunity. Sincerely, Timothy Henry President and CEO

ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of 17 community banking offices, located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York, as well as loan offices in Lancaster and York, PA, and Hunt Valley, MD. As divisions of ACNB Bank operating in Maryland, FCB Bank and NWSB Bank serve the local marketplace with a network of five and six community banking offices located in Frederick County and Carroll County, MD, respectively. Affiliated with ACNB Bank is ACNB Insurance Services, Inc., a full-service insurance agency with licenses in 44 states and the other wholly-owned subsidiary of ACNB Corporation. For more information regarding ACNB Corporation and its subsidiaries, please visit acnb.com. Member FDIC | Equal Housing Lender

Bank of Clarke is a financial services company headquartered in Berryville, VA. We have 16 locations throughout the Shenandoah Valley, Loudoun County, and Fauquier County, Virginia. We're the bank for that. Bank NMLS # 402313

Capital Bank N.A., headquartered in Rockville, Maryland is a Maryland chartered commercial bank that offers commercial and consumer banking services to clients in the Washington D.C. metropolitan area, alongside two nation-wide lending brands; Capital Bank Home Loans, a mortgage division that lends in all 50 states, and OpenSky a credit card division that offers and services credit cards across all states. Capital Bank focuses on merging digitally based products with personalized services. This enables our commercial sales teams, mortgage loan officers and OpenSky customer care associates to deliver a meaningful customer experience customized by the nature of the relationship, whether it be a credit card, a home loan, or a commercial customer with complicated lending and treasury needs. Our expansion has been deliberate with a focus on trading brick and mortar expenses for investment in digital technologies to enable our customers to focus on their goals, or their personal vision. For more information, visit https://capitalbankmd.com Member FDIC. An Equal Housing Lender. NMLS# 401599. CAPITAL BANK, PARTNERS IN YOUR VISION

National Institutes of Health Federal Credit Union (NIHFCU) Accountable for all Business and Consumer lending activities * Increased consumer lending production by 171% year-over-year and exceeded consumer lending budget expectations by $8 million • Created Risk-Based pricing for consumer lending • Resolved all NCUA audit issues for Residential and Consumer Lending • Completely recreated the Consumer and Residential loan policies and Lending Authority matrix • Created the Consumer Loan underwriting guidelines and rate sheet • Implemented 100% CLTV for home equity loans using a credit enhancement to mitigate risk for the Credit Union • Implemented the employee loan discount program for consumer and residential loans

At Patriot, you're more than an account number - you're an owner! We are committed to serving all your financial needs and developing a solid, long-term relationship that will help you through every phase of your life. Mortgage, Home Equity, Vehicle loans, VISA Credit Cards, Savings accounts, Share Certificates, IRAs, Money Market, Retirement Services, Investment Strategies, and other products and services to fit your needs.

BCT - Bank of Charles Town, also known as The Community's Bank, is a historic community bank established in 1871. The bank serves its communities by providing Commercial and Retail Banking services, Residential Mortgages, and Trust and Wealth Management services. BCT was voted BEST BANK, BEST LOAN SERVICING, and BEST FINANCIAL PLANNER by the 2022 Readers' Choice Award of The Journal-News. American Banker selected BCT a “Best Bank To Work For” in 2019, 2020, and 2021. Forbes recognized BCT as a 2018 Best In State Bank. With it's main office located in Charles Town, West Virginia, BCT serves the Eastern Panhandle of West Virginia, Western Maryland, and Northern Virginia through 11 convenient Branch and Loan Production Offices in the following locations: - West Virginia: Charles Town (main office), Harpers Ferry, Kearneysville, Martinsburg, and Hedgesville - Maryland: Hagerstown - Virginia: Fredericksburg (LPO), Leesburg (Branch), Leesburg (LPO), Middleburg, and Purcellville Member FDIC | Equal Housing Lender

Welcome to CNB Bank! CNB Bank's success since 1934 has been a direct result of our unwavering commitment to providing exceptional service and products for our customers. We continue to be focused on building and maintaining long-term relationships with our customers and providing the financial services that will help keep our communities strong and growing. CNB Bank is one of a few remaining local community banks in the eastern panhandle of West Virginia and western Maryland. CNB Bank has eight community-banking offices, two in Morgan County, three in Berkeley County, one in Hancock and two in Hagerstown, Maryland. The Bank offers a full array of financial services consisting of lending, deposit, treasury management services and Investment Management and Trust Services. Our decisions are made right here locally, not in some corporate office far away. CNB Bank continues to invest in technology that will allow us to offer new services and products for our customers to make their banking easier, more convenient and faster. We have a dedicated and knowledgeable staff that pride themselves in providing a high level of quality customer service. Our staff is involved in organizations throughout our community; giving both financial and volunteer support to make the Eastern Panhandle and Western Maryland a better place to live. CNB Bank appreciates the important role of a local independent community bank where customers can find financial solutions delivered by people they know and trust. As a community bank, we have a familiarity with and understanding of our customers that large national and regional banks just can't match. The financial services sector is a changing industry. CNB Bank continues to introduce new services and products, expand our online presence and enter new markets. We remain focused and committed to the success of our customers, employees, communities and shareholders. Sincerely, Mark D. Harrell President/CEO

Farmers and Merchants Bank is a community bank that was established in 1919 and is headquartered in Upperco, Maryland. Farmers and Merchants Bank currently operates eight banking offices located in Northern Baltimore County and Carroll County, Maryland. Member FDIC. Equal Housing Lender.

Heritage Financial, Inc. is a full service mortgage broker specializing in residential mortgage financing, Conventional, FHA, VA, and Reverse Mortgages. NMLS ID 181623 http://nmlsconsumeraccess.org MD Lic#181623 DC Lic# MLB181623 Licensed by the Virginia State Corporation Commission MC-5475