The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees. Since our start in 1944, our dedicated staff has focused on business professionals, small businesses, and agricultural producers in both rural and urban markets in Colorado and western Kansas. We strive to consistently exceed our client's expectations. We offer a family friendly environment in which to work, while maintaining and encouraging the highest levels of professionalism. Our success as a financial institution depends wholly on the success of our clients and our employees.

The Kearny County Bank was organized in 1888 by Messrs. B.B. Bacon & C. M. Crawford of Tolono, Illinois following the failure of the Bank of Lakin in 1887. Organized with $11,000 in capital, the KCB Bank occupied the Spivey & Holmes Brothers Building that was located at the current site of the Lakin Fire Department at Main & Waterman. Until 1900 the building was shared with Spivey & Holmes Mercantile when Kearny County bought the building for its county offices and court house. The KCB shared the building with the county until 1906 when its first permanent location was constructed across the street to the west. The bank remained at this location until 1963 when it moved to its present location two blocks north at Main and Washington. Since its move to its present location today the bank has experienced substantial growth in both assets and capital. Though the KCB Bank has been around for more than 130 years it has had numerous owners. In 1904 the original organizers sold the bank to local residents. In 1935, the Deerfield State Bank which was under common ownership with the KCB Bank was merged and the Deerfield State Bank was closed. Until 1946 the bank was owned by local residents when a majority share was sold to the owners of the Garden National Bank with the Campbell family retaining its minority interest. At that time, the Lakin State Bank was merged into the Kearny County Bank. In 1955, majority control of the bank was returned to local hands when the investor group of Dan Ratzlaff, JR Hutton and Clyde Beymer, Jr. acquired the shares controlled by the Garden National Bank owners. The bank is now controlled by the Beymer family and managed by two of Clyde’s sons, Gary Beymer & Bob Beymer. Recognizing the need to grow beyond Lakin and Kearny County, the management of the KCB actively began looking for acquisition opportunities. That endeavor culminated in October 2012 with the acquisition of the Garden City State Bank located 1910 E Mary Street, Garden City.

The Valley State Bank provides commercial loans, real estate and home mortgages, consumer credit, as well as a variety of deposit, savings and retirement account options for customers along with high-tech banking products. Staff members are knowledgeable and provide exceptional customer service. The bank operates with integrity, authenticity, reliability and focuses on providing friendly customer service while being active in the community.