We’re members – just like you GICU is a proud credit union organized differently than banks and other financials. We're not-for-profit, member-owned and return net earnings to our members through higher yields, lower rates and greater overall returns on your hard-earned money. At GICU, we’re passionate about helping our members reach their financial goals and want to see them succeed. The driving force of GICU is simple: We’re people helping people. Greater Iowa Credit Union is a federally insured, state-chartered community credit union with eight branch locations in Ames, Ankeny, Denison, Des Moines, Indianola, Waukee and West Des Moines. GICU is a growing, member-owned, not-for-profit financial cooperative with assets of $478 million. Our story begins in June of 1932 with just nine people and winds its way from humble beginnings working out of the superintendent of buildings and grounds office on the Iowa State University campus to now serving nearly 32,000+ members throughout a 33-county area in Central and Western Iowa. The Iowa Credit Union Division oversees Greater Iowa on the state level, while the National Credit Union Administration provides federal oversight. All Greater Iowa deposits are insured up to $500,000; $250,000 by NCUA and an additional $250,000 insured by Greater Iowa through Excess Share Insurance Corporation. The majority of financial services and products needed by businesses and people to succeed in their daily lives are offered by Greater Iowa Credit Union. And while technology will continue to change, the products, services and how we offer them to best meet our members’ needs will never change. Our philosophy has endured: "Not for profit, not for charity, but for service."