Bancorp Financial Services Inc. is a Western based integrated real estate finance and fund management company. Our lending focus is the multi-family sector including land loans, first mortgage construction loans, mezzanine financing and inventory loans. We manage 2 mortgage investment corporations offering investors the opportunity to invest in a portfolio of real estate mortgages. Each of our mortgage funds is comprised of a diversified portfolio of mortgage loans secured by real property.

Cl Enterprises is a company based out of 6787 Baker Rd, Athens, Ohio, United States.

Pioneer State Bank is a banking company based out of 137 S MAIN ST, Earlville, Illinois, United States.

Homebuyers can view live, interactive mortgage payment and qualifying information for each property listing and identify potential properties more efficiently. Real Estate Agents will experience a competitive advantage through increased customer capture rates and longer customer sessions within listings provided (current average increase of 4.5 minutes)…also provides a more efficient use of time because statistics show that traditional homebuyers visit approximately 15 homes before purchasing, while Internet buyers visit approximately 7. (there is no cost for a Agent to be in this program) •Loan Originators will increase customer exposure to their in-house lender and increase mortgage leads, while offering a value-add service to their member Agents.

• Led monthly financial statement meetings with business leaders, and managed all accounting functions for assigned businesses, including A/R, A/P, journal entries, bank reconciliations, and financial statement preparation/analysis; organized and cleaned old books, implementing correct accounting procedures for recording revenue, COGS, and inventory. • Established accounting policies & procedures for all company entities, forecasted weekly cash positions to determine a variety of project funding, preparing schedule E/C data and 1065 US Return of Partnership Income, and booking 2013 K-1 results to the company’s financials; consistent policies/procedures across the entities led to upper management easily reviewing and determining profitability across each company. • Managed a team of three Senior Accountants and six business entities, assisting with the proper recognition of Groupons, sales & use tax returns, month-end close accruals, financial statement preparation, 1120 S tax returns, and cash funding requests. • Led the financial shut down of Little Miss Muffin, a company entity, including the transition of accounting duties, processing final payroll, open A/P negotiations, aggressive A/R collections, and building shut down; minimized additional spend, bringing in due balances and negotiating payments down to a comfortable point. • Served as an accounting team lead during a system migration from QuickBooks to NetSuite, ensuring companies used the same system; the migration allowed executive leadership to review all businesses and make critical investment decisions. • Determined opening balance sheets for business acquisition and submitted the required documents for business registration in new states. • Collaborated with the payroll processor, establishing a feed from the payroll system to the accounting system; improved payroll journal entry process, and removed manual payroll entries, ensuring accuracy and saving time.