WPS Health Insurance is based in Madison, Wis., and is deeply committed to Wisconsin and its citizens. One of the largest health benefits providers in the state, WPS remains not-for-profit and offers health plans to the public and private sectors. WPS offers Preferred Provider Organization (PPO) health plans for individuals and groups, including high-deductible health plan (HDHP) options that allow the use of Health Savings Accounts (HSAs). WPS also has Medicare supplement plans available for individuals who are eligible for Medicare. WPS contracts with health care providers across the state to provide comprehensive provider networks that include the physicians, specialists, clinics, and hospitals that our customers know and trust. We also offer national networks to cover out-of-state health care needs.

M3 is a top insurance broker and risk management firm in America. We’re leaders in the products we represent and the industries we serve. M3’s people are an extension of your team, providing world-class resources to help you manage risk, purchase insurance, and provide employee benefits. And our focus on community builds better places to live and work. For more information on M3, visit m3ins.com.

CapSpecialty® is a leading provider of specialty insurance for small to mid-sized businesses in the U.S., offering casualty, professional liability, surety and fidelity products in all 50 states and the District of Columbia. By working with select partners through a limited distribution model, CapSpecialty’s creative, hard-working team provides personalized service and cultivates mutually successful partnerships to deliver positive results. CapSpecialty’s carriers have an A (“Excellent”) rating from A.M. Best, writing both admitted and non-admitted policies on the paper of Capitol Indemnity Corporation, Capitol Specialty Insurance Corporation and Platte River Insurance Company. For more information please visit CapSpecialty.com.

Since 1909, National Guardian Life Insurance Company (NGL) has been one of America’s most successful and highly rated independent life insurance companies. NGL specializes in a suite of innovative products for life’s journey, giving people the financial stability, careful guidance and peace of mind to lead a life filled with confidence, dignity and grace. Licensed to do business in 49 states and the District of Columbia, NGL is rated A (Excellent) from AM Best, the world's oldest and most authoritative insurance rating information source. The A rating further attests to our financial strength and ability to meet our policyholder obligations. We are proud to serve partners and policyholders through connection, collaboration and compassion. Reliability, quality and stability are attributes partners and policyholders can expect from NGL. Join us on Facebook at: Facebook.com/NGLIC Subscribe to our YouTube page at: YouTube.com/MyNGLIC Ratings current as of 03/24/21. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life.

Founded in November 2018, NeuGen is a Shared Services organization based out of Madison, Wisconsin. In 1970, the not-for-profit WEA Trust was founded by the Wisconsin Education Association Council (WEAC). Well known for high-touch, personalized customer service, WEA Trust serves Wisconsin public employers, their staff and families throughout the state. In 2018, WEA Trust acquired another Wisconsin-based health plan, Health Tradition, in order to serve both public and private employees in the state. Today, NeuGen supports both health insurance companies in addition to providing medical management and administrative services to other healthcare companies.

At Rural Mutual, we have been protecting what we value in Wisconsin since 1934. As one of the top 50 property and casualty companies in the country, we provide a full line of insurance products exclusively to families, businesses and farms in Wisconsin. •Farm and Agricultural Insurance •Business Insurance •Home/Condo/Renters Insurance •Personal Auto Insurance •Health and Life Insurance

The Wisconsin Farm Bureau Federation is the state’s largest general farm organization representing farms of all sizes, commodities and management styles. Voting Farm Bureau members (farmers) annually set the policy the organization follows, and are involved in local, state and national affairs making it a true grassroots organization. Members belong to one of 61 county Farm Bureaus, all run by a board of directors made up of people working in production agriculture. Members join for various reasons: to support legislative and public relations efforts, to qualify for member benefits and to support Wisconsin’s farm families.

Since 1972, WEA Member Benefits has been helping Wisconsin public school employees achieve their financial goals by providing personal insurance and retirement and investment programs that are designed with unique qualities that set us apart from other commercial providers. We operate as a trust that reinvests any profits back into programs that benefit participants. We have no shareholders. This allows us to focus on meeting the needs of those we serve with high quality products that are competitively priced rather than increasing profits. Outstanding customer service is what you can expect from Member Benefits. In fact, we have one of the highest customer retention and satisfaction rates in the industry. Visit our website to: • Get valuable financial tips, information, and resources • Use free financial calculators • Open an IRA or 403(b) • Attend free financial seminars • Download a budget sheet • Get an insurance quote

At Hausmann Group we help clients anticipate and navigate life’s unexpected challenges. We’re a full-service independent agency that has been named to Insurance Journal’s Top 100 Independent Property & Casualty Agencies, Milwaukee Business Journal’s Largest Employee Benefits Firms in Wisconsin, and we’ve won In Business Magazine’s Executive Choice Award for Independent Insurance Agency several years in a row. We don’t say all this to boast but to show gratitude for the recognition we’ve received. And while these awards are a source of pride for us, they also hold us accountable for maintaining our high standards and continuously improving our services. Our goal is to make sure that our clients receive the best coverage and support, so they can have peace of mind knowing that they are protected.

You do important work. We make it easy for brokers, clients and participants to understand and use benefits, including flexible spending accounts (FSAs), health reimbursement arrangements (HRAs), health savings accounts (HSAs), lifestyle spending accounts (LSAs), COBRA, and more. It’s not just business. It’s personal. We’ve been in business for more than 25 years and we're 100% employee-owned. As owners, our team members are invested in the personal relationships we develop with our customers. Careers at Employee Benefits Corporation www.ebcflex.com/Careers It’s not guesswork. We do our homework. As recognized compliance experts, we make it easy to understand and comply with federal regulations. Years of experience stand behind our customized plan designs. It’s more than technology. It’s about solutions. We design our administration software to help us meet unique employer needs, respond to the ever-changing employee benefits market, and provide a full-featured web experience. It’s more than just service. It’s about your experience. Our teams create a positive experience at every point of contact, so it’s easy to stay engaged and involved.

BetterLife is a different kind of life insurance company. We’re a member-owned company that offers reliable and affordable life insurance protection, friendly service, and knowledgeable guidance, as well as member-exclusive benefits at no extra cost to you. In January 2021, two member-owned life insurance companies with similar histories came together to form BetterLife, a different kind of life insurance company. Both companies were founded over 115 years ago by “average”, hardworking Americans with the goal of providing affordable protection to families in their communities. Members of both societies came together to socialize, have fun, and help others. BetterLife honors our rich, combined history by continuing to focus on what’s best for our members, while also finding new ways to serve you and your community. When you become a part of the BetterLife family, you’re joining a community that will help you live a better life. BetterLife is headquartered in Madison, Wisconsin. BetterLife also has three agency locations throughout Wisconsin and South Dakota: Plymouth, Wisconsin; Wausau, Wisconsin; and Spearfish, South Dakota. BetterLife is authorized to conduct business in 17 states (AZ, CO, IL, IA, KS, LA, MI, MN, NE, ND, OH, OK, SD, TX, WA, WI, and WY) and is currently conducting business as BetterLife Insurance Company in OR.

Wisconsin Mutual [is] organized as a mutual company and continues to operate as one, being fully owned by its policyholders. The company writes business in the state of Wisconsin and expanded into Minnesota in 2016. Wisconsin Mutual utilizes over 1,000 agents in 200 agencies. Wisconsin Mutual insures 42,000 properties and 70,000 automobiles, with policies written in every county. The company handles all but a few of its claims out of the 6 adjuster offices located throughout the state and the Madison home office. With more than 220 insurance companies writing private passenger automobile coverage in Wisconsin, Wisconsin Mutual ranks 11th in direct written premiums. The company is also one of the top writers in property coverage in Homeowner premiums and in Farmowner premiums. In addition to the Automobile, Homeowner and Farmowner packages, the company also writes Fire and Extended Coverage, Commercial Packages, Mobile Homeowner, Umbrella and Other Liability coverages, along with Boats, Recreational Vehicles and other Personal Inland Marine items. Wisconsin Mutual has experienced an extended period of consistent growth recording increased direct premiums in 37 out of the past 40 years. Profitability has also been exceptional as the company has increased surplus in 25 out of the last 29 years. With the steady growth of profitable business, Wisconsin Mutual has also retained one of the best operating expense ratios in the industry providing consumers more value for their insurance dollar with a secure Wisconsin based company. Wisconsin Mutual prides itself in service and provides the public with competitively priced, comprehensive products. By sound underwriting, timely marketing, good service, and controlling operating expenses, Wisconsin Mutual continues to grow and prosper in the ever changing insurance environment.