BankSouth is a community bank headquartered in Lake Oconee, Georgia. Serving our communities for over 70 years, we offer the flexibility, warmth and customer service that only local decision-making can provide. With branch offices in Lake Oconee, downtown Greensboro, Watkinsville, Atlanta, and Savannah, Georgia, our commitment to excellence has never wavered. Reinvesting in our local community is a personal and corporate priority, actively supporting many local businesses and charities. The BankSouth Foundation provides educational opportunities for area youth to pursue their collegiate dreams. Dedication and support to the community and to customers of Lake Oconee, Greensboro, Watkinsville, Athens-Clarke County, Greene and Putnam Counties, along with our locations in Atlanta and Savannah remain the bank's and our employees'​ highest priorities! Member FDIC. Equal Housing Lender.

Pinnacle Bank is a state chartered community bank serving sixteen counties in northeast Georgia. The bank began operations in 1934 and has experienced steady growth through the years serving this economically vibrant part of the state. We specialize in meeting our customer’s financial needs – now and into the future. Local decisions, quick responses, and numerous locations to serve you are just a few of the reasons to choose Pinnacle Bank. We are committed to providing a full array of products and services with a level of personal service that is unsurpassed in this area.

Homestar Financial Corporation is a full service mortgage banker controlling every aspect of the loan process with in house processing, underwriting, closing and funding of each mortgage transaction. Having an in-house team separates HOMESTAR from other mortgage companies because it is easier for HOMESTAR mortgage lenders to communicate quickly and effectively with every department needed to close a transaction. www.homestarfc.com/disclosure-and-licenses/ Copyright © 2023. Homestar Financial Corporation, a mortgage lender. 332 Washington St. NW, Gainesville, GA 30501. Toll-Free (855) 983-0138. NMLS #70864. For licensing info: NMLSconsumeraccess.org. This is not a commitment to lend and not all customers will qualify. All terms, information, conditions, rates, and programs are subject to credit and property approval and may change without notice. Not all products are available in all states. Certain other restrictions may apply. Homestar Financial Corporation is an equal housing lender and is not affiliated with any government entity.  CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550 THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

First American is Athens' oldest locally owned and managed community bank, serving Northeast Georgia since 1928. We employ more than 100 talented and energetic employees who are trained to assist our customers in managing their financial resources. We still have bankers and lenders and real people answering the telephone and making decisions with the full support of computers behind them, not in front of them. We have redefined what banking should offer. Our mission is to energize our employees, engage our customers and improve our community. First American Bank separates itself from the competition by nurturing its client base and offering greater flexibility in product design and lending structures. We offer a full range of personal and commercial banking products. By using the latest in technology and product expansion - including internet banking with bill pay features, cash management and debit cards - First American is able to provide the same product choices as larger financial institutions with hometown service. We are constantly working to provide the latest in financial technology and partner with our customers in helping them meet their financial goals and objectives. I invite you to visit one of our seven convenient locations and let one of our bank representatives explain how we can partner with you or your business to help you meet your financial goals and to help your business to become more profitable.

Oconee Federal Savings and Loan Association is a federally chartered savings and loan association headquartered in Seneca, South Carolina. Oconee Federal Savings and Loan Association was originally chartered by the State of South Carolina in 1924 as Seneca Building and Loan Association. In 1958, it changed its name to “Oconee Savings and Loan Association” and in 1991 it converted to a federal charter under the name “Oconee Federal Savings and Loan Association.” Oconee Federal Financial Corp. is a federally-chartered corporation that was incorporated in January, 2011 to be the mid-tier stock holding company for Oconee Federal Savings and Loan Association in connection with the mutual-to-stock conversion of Oconee Federal Savings and Loan Association. Our principal business consists of attracting retail deposits from the general public in our market area and investing those deposits, together with funds generated from operations, in one‐ to four‐family residential mortgage loans and, to a much lesser extent, non‐residential mortgage, construction and land and other loans. We conduct our business from our main office, our executive office annex and eight branch locations in South Carolina and Georgia.

At Oconee State Financial Services, we are committed to helping our clients turn their aspirations and financial dreams into realities and our dedication is firmly rooted in our goal to provide high quality, comprehensive financial services.

Pinnacle Bank is a state chartered community bank serving sixteen counties in northeast Georgia. The bank began operations in 1934 and has experienced steady growth through the years serving this economically vibrant part of the state. We specialize in meeting our customer’s financial needs – now and into the future. Local decisions, quick responses, and numerous locations to serve you are just a few of the reasons to choose Pinnacle Bank. We are committed to providing a full array of products and services with a level of personal service that is unsurpassed in this area.

Peach State Bank & Trust is the largest true community bank in Hall County. We have a seasoned management team and a strong board of directors who are not only dedicated to our customers but to this community. We offer competitive rates, a variety of accounts - both personal and business. We hope you will call us or stop by today and see what true community banking is all about!

Providing personalized service to Rabun County for more than 45 years. We're proud to be the only locally owned and operated hometown bank. We have locations to serve you in Rabun and Habersham Counties. Visit us in Clayton or Dillard or at our Traditions Bank branch in Cornelia. An Equal Opportunity Employer Member FDIC and An Equal Housing Lender NMLS# 448995

Peoples Bank & Trust has been serving the Buford and surrounding communities since 1984. As the oldest community bank in Gwinnett County, we have deep roots and long-standing relationships in the area. We offer tailored financial solutions for personal, business, and commercial clients, and our full spectrum of digital banking services lets you bank from anywhere. At Peoples Bank & Trust, we believe in the importance of local expertise and individualized attention. We don't just know what we're doing; we know you. Find out more at peoplesbanktrust.com. Member FDIC. Equal Housing Lender.

F&M Bank and Trust Company is a family owned institution founded in 1947 by Mr. Elmer Loftin with a vision of creating a bank that offered competitive products delivered with superior customer service. Years later, we strive to continue to fulfill this vision. F&M serves not only the City of Manchester and Meriwether County, but also Talbot, Harris, Muscogee, and Troup Counties in Georgia as well as Russell and Lee Counties in Alabama. F&M's main office maintains a full service lobby and drive through facility. In addition, the bank has a loan production office located in Columbus for the convenience of our customers in that market.

Based in Searcy, Arkansas, the privately-held First Security Bancorp has the most complete and diverse product offering of any Arkansas-based financial services holding company. Supported by the strength of more than $650 million in total capital and more than $5 billion in assets, First Security has the ability to meet any financing need - right here in Arkansas. With more than 900 employees covering locations throughout the state, we offer solutions for the financial needs of individuals, businesses and the public sector, including: • A network of local community banks • Personal checking and savings • Respected investment banking • Wealth management services • Public financing and home loans • Real estate development and revitalization • Leasing and mortgage services. At First Security, we're more than just a bank! Member FDIC Equal Housing Lender