Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness, quality, leadership and superior service that has served our customers well. This has enabled Magnolia State Bank to acquire a major share of the local banking markets in which it operates. Magnolia State Bank has grown and prospered through the years since the bank's opening and has banking facilities serving Eastman, Gray, Milledgeville and the surrounding communities. We have operated as an independent community bank under local management since 1909. The Board of Directors of the bank remains convinced that this direction can continue to offer a superior level of service to our customers, more rewarding careers for our employees, and higher returns for our shareholders.

We are a Community Bank that opened for business in December of 2007 to serve the financial service needs of our community. Our goal is to deliver superior customer service to every customer at every contact.

CGR Credit Union is a not-for-profit, member-owned and -operated, State chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members and their families. On the surface we may look like any other full-service community credit union or commercial bank but we are not open to the general public. Our primary membership is professionals and employees within the medical community located in Bibb, Houston, Baldwin, Peach, Tift, Monroe, and Putnam Counties in Georgia. While hospital employees do make up the largest portion of our very active membership, many of our members work in or for the area’s doctor’s offices, clinics, nursing homes, and other healthcare related businesses. Family members and persons living in the same household of these eligible employee groups can also be members and enjoy the full use and benefits of the Credit Union. Under our Charter, once you become a member you are a member for life. Unlike commercial banks and most others in the financial services business, CGR Credit Union is not a for-profit stockholder owned company. Our owners are our members and we serve only them. All of our volunteer officials, board of directors and committees, are healthcare employees both active and retired. CGR Credit Union is financially sound and offers the utmost security to our members. Accounts are federally insured up to $250,000 through the National Credit Union Administration, a U.S. government agency.

Leveraging the foundation of a 100-year-old legacy, Apex Banking Company of Georgia strives to bring the latest in banking technology to customers while preserving the exceptional levels of service expected from a great community bank. The Apex team understands the banking needs of North Georgia and is committed to building long-lasting relationships based on trust and integrity. With a dedication to helping communities thrive, Apex strives to deliver the best banking experience to every customer we have the privilege to serve.