F&M Bank, headquartered in Lodi, California, is a locally owned and operated full-service community bank with more than $5.3 billion in assets. We proudly serve California’s great communities with more than 32 convenient locations. F&M Bank is consistently recognized as one of the safest banks in California. We continue to carry the Five-Star, Superior Bank award by the national independent bank rating firm of Bauer Financial, one of the nation’s most well-known independent rating services for banks and credit unions *. We have received this recognition for more than 20 years, longer than any other commercial bank in the state of California. Along with the experience and knowledge of the communities we support, F&M Bank is dedicated to improving the quality of life in the Central Valley and East Bay by reinvesting a significant portion of our profits back into these communities. We proudly maintain the highest rating possible for Community Reinvestment - an “Outstanding” from the Federal Government. Today, F&M Bank continues to grow and prosper each year, while fulfilling the banking needs of local business, the agriculture community, and families. *Bauer Financial, Inc. rated F&M Bank “5-Star, Superior Bank” as of the quarter ending December 31, 2022. For more information please visit www.bauerfinancial.com. Information is accurate as of 1/23/23.

Oak Valley is located in the heart of California’s Central Valley and serves a growing footprint spanning six counties and reaching into the Eastern Sierra Nevada. Small to medium-sized businesses, professionals and individuals are attracted to our unique style of service. Headquartered in Oakdale, Oak Valley boasts the designation of being the only NASDAQ traded company headquartered in Stanislaus County. Embracing a team philosophy and promoting from within characterize how the employees of Oak Valley manage for success under a long term growth strategy. Team-wide commitment to a culture of service and community provide the foundation for a well thought out de novo branch approach, we refer to as our “Rolling 10 Year Plan.” In our 30 year history, execution of this plan has transformed the Bank from a single branch operation in Oakdale, to 18 locations and nearly $2.0 billion in assets. Dynamic individuals with a spirit of teamwork and an aptitude for collaboration excel at Oak Valley, making it a great place to bank and work. High-quality employees attract high-quality clients: Our employees are the driving force behind the Bank’s growth and profitability. They pride themselves on offering a unique style of relationship service. Seamless team participation develops the individual and drives our commitment to continually improve. We seek self-motivated individuals who excel in a team environment and employ a ‘promote from within strategy.’ Our relationship building philosophy extends to clients and employees; it’s a long term vision. Our goal for employees is to create an atmosphere that challenges them to be their best while providing them with the tools to continue to develop professionally and enhance their role in the community.

A central valley refuge from cold, impersonal banking. Don't bank boring, bank with Mocse!

Modesto's First FCU is a not-for-profit credit union, serving the needs of the local Modesto Community. As a thriving financial cooperative, we return our earnings back to our member/owners in the form of higher dividend returns and lower loan rates. We believe that our members come first in all that we do!

GOLDEN VALLEY FEDERAL CREDIT UNION is a company based out of 409 W Center St, Manteca, California, United States.