Welton Investment Partners is an established alternative asset manager focused on creating better investor outcomes. Unconstrained by convention or product silos, we draw on our experience, investment acumen, and creativity to develop non-correlated investment strategies that seek to address common yet frequently unmet investor needs. We believe our investment edge derives from our proprietary investment strategies and sophisticated capital allocation process, applied across the major liquid markets spanning equities, fixed income, commodities, and currencies. See important disclosures: https://www.welton.com/privacy/

At Monterey Private Wealth, we are here to answer your most challenging financial questions. We are a fiduciary and fee-only financial adviser - 100% fee-only. This means we only get paid the fees our clients pay us, and we do not accept commissions or payments from third parties. Monterey Private Wealth provides advanced financial planning and wealth management services, including investment management and estate, tax, and retirement planning. You can expect a thoughtful experience that starts with our Lifetime Planning Approach as we guide you through your financial journey -both now and throughout your financial future. Our Resilient Portfolios will help you get the returns you need without taking excessive risks. You’ll have an investment plan that’s coordinated with your financial plan - all personalized to your values, needs, and concerns. Your advisor at Monterey Private Wealth will guide you on your path to financial security, leaving you with time to focus on what’s most important to you - your, and your family. Monterey Private Wealth believes in service above self. This spirit of generosity remains a common thread in our organization. Whether it is giving of our time, talent, or treasure, we share a heart of service. By committing ourselves to being lifelong learners, we find solutions to complex situations. Our culture of honor creates an environment where differences are strengthened toward solutions. We empower our team members to develop professionally while engaging as a stakeholder in the community. We honor each relationship, knowing strong relationships make for stronger communities. We are valued for our contribution, not by our position. Monterey Private Wealth is an independent registered investment advisor (RIA) registered with the United States Securities & Exchange Commission.

Hastie Financial Group ia Registered Investment Advisory Firm specializing in fee-based financial services, including investment management and financial, retirement and estate planning. The Financial Professionals of Hastie Financial Group are Registered Representatives and Investment Adviser Representatives with/and offer securities and advisory services through Commonwealth Financial Network®, Member www.FINRA.org/www.SIPC.org, a Registered Investment Adviser. Financial planning services offered through Hastie Financial Group are separate and unrelated to Commonwealth. [Hastie Financial Group, 307 Main Street, Suite 300, Salinas, CA 93901.] This communication is strictly intended for individuals residing in the states of [AZ, CA, CO, FL, ID, NV, OH, OR, PA, TX, UT, VA and WA]. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Review our Terms of Use: www.commonwealth.com/termsofuse.html.

• Organized seminars to initiate and establish multiple mutually profitable long-term relationships • Assessed various clients’ financial goals to provide Social Security maximization strategies, IRA distribution planning, and insurance strategies to develop a customized tax-efficient retirement plan•Collaborated with Morningstar and Blackrock financial services to deliver accurate investment outcomes to clients