Pennymac (NMLS #35953) is a top national mortgage lender with over 4 million lifetime customers. Whether you are new to the home loan process or an experienced buyer, Pennymac is dedicated to offering competitive rates and superior service. Being an online mortgage lender means Pennymac can focus on the needs of its customers rather than maintaining a network of branches and banking products. Our mission is to build a foundation of homeownership by enabling our customers to achieve and sustain their aspirations of home. Pennymac Publication Rules We A.R.E. Pennymac: Accountable, Reliable, Ethical. Pennymac does not pay or otherwise provide compensation for reviews/comments. All reviews/comments are subject to the disclaimer provided prior to posting and become the property of Pennymac once submitted. We reserve the right to validate, remove or republish your reviews/comments at any time. Equal Housing Opportunity © 2024 PennyMac Loan Services, LLC, 3043 Townsgate Road, Suite 200, Westlake Village, CA 91361, 818-224-7442. NMLS ID # 35953 (www.nmlsconsumeraccess.org). Trade/service marks are the property of PennyMac Loan Services, LLC and/or its subsidiaries or affiliates. For a complete listing of state licenses and important notices, please visit www.pennymac.com/state-licenses. Co-op loans not available. Some products may not be available in all states.

Montecito Bank & Trust is a locally owned community bank founded in 1975. It is known for its ongoing support of the community through unique giving programs like Anniversary GrantsSM and Community Dividends(R), which annually gifts $1 million to more than 150 local nonprofits. Behind every great community is a great bank.

Velocity Mortgage Capital is a nationwide lender focused exclusively on financing residential investment and small commercial property loans. Our innovative mortgage programs, broker marketing resources, and talented team of investment property specialists help mortgage brokers attract new clients and grow their business by servicing the unique needs of independent real estate investors and small business owners. Grow with Velocity. Visit our website to learn more or call (866) 968-3562 to speak to an investment property specialist or submit a loan scenario.

Remember when a business deal was sealed with a handshake? We sure do. That's how we made loans in 1950, when Ventura County Credit Union was granted a charter. It all started when ten county employees pooled their resources to fund the Credit Union. Operating out of the County Courthouse under a stairwell, a part-time volunteer with a cash drawer helped fellow employees with their financial needs. Back then, the philosophy was simple: people helping people. It's a philosophy that is still embraced today and has helped VCCU grow to more than $1.3 Billion in assets and more than 70,000 members and we're still growing! Credit unions, unlike banks, are not-for-profit financial cooperatives. Their purpose is to provide the best possible service to their members, including members of modest means. Instead of creating profit for a small group of stockholders, credit union earnings are returned to members in the form of consistently lower loan rates, higher interest on deposits, lower fees and more state-of-the-art services like online bill payment and mobile banking. Branches in Ventura, Camarillo, Thousand Oaks, Simi Valley, Oxnard, Port Hueneme, Moorpark and Riverpark in Oxnard, CA. We are hiring! Check out our website for our job openings!

American Riviera Bank opened for business on July 18, 2006 in Santa Barbara, California with the support of approximately 400 local shareholders. The Bank is a full service community bank, focused on serving the lending and deposit needs of businesses and consumers in on the Central Coast. The Bank has three branches, a commercial lending center and a residential lending office in the Santa Barbara area, as well as a branch and lending office in both San Luis Obispo and Paso Robles. As a state-chartered non-member bank, the Bank is subject to regulation by the California Department of Financial Institutions (the “DFI”), and the Federal Deposit Insurance Corporation (the “FDIC”). The Bank’s deposits are insured by the FDIC up to applicable legal limits. FDIC and EHL

CBC Federal Credit Union opened its doors in 1952 serving Ventura County. Becoming a member is fast and easy! We have 4 convenient locations and ATM access with any credit union. Experience the CBC difference! We always make it right, easy and personal for our members. We are a full-service financial institution providing you with the best rates on money market and certificate rates, mortgage loans, auto loans and much more. We'd love to meet you!

The lender of choice for experienced real estate investors and builders since 1998

Dignified Home Loans is an established residential mortgage lender headquartered in Westlake Village, California and was founded by Jack Schakett and Preston James in 2013 to fill a void in the industry. With over 50 years of collective experience leading top mortgage lenders, Jack and Preston were determined to create a traditional mortgage company that put the needs of their customers first. Our mission is simple: Not to be the largest lender but the most respected. • We focus on the traditional values of honesty, integrity, trust, and customer service. • Each loan is viewed as more than just a transaction. It is an opportunity to build a long-term relationship. • We serve the needs of, and expand homeownership to, all communities through an emphasis on home purchase lending. • DHL aims to hire the best and the brightest in the industry. • We enable an entrepreneurial spirit to foster innovation and continual improvement. Dignified Home Loans is a recognized leader in sales support and operations, and a trusted brand within the Realtor community. Our superior operations team, finely-honed processes, and cutting-edge technology, free Loan Officers from cumbersome bureaucracy and loan delays. We enable our Loan Officers to focus on building relationships with Realtors, homebuyers, and homeowners. Our passion for retail mortgage lending will support you in implementing your business ideas and allow you to expand your brand in the marketplace! We are continuously recruiting the best retail, purchase-centric Loan Officers to join our team as we continue to expand. Equal Housing Lender. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #413-1108. NMLS #309234.

SBS Trust Deed Network, a financial services company located in Westlake Village, California, has been providing a complete spectrum of trustee services since it was founded in 1978. SBS provides foreclosure services in California, Arizona, Washington and Nevada. We coordinate all activities with attorneys and affiliate trustee companies to process foreclosures in all other states. SBS operates as a fully automated, technically advanced, in-house processing center. We design our service to meet our client's needs. Over the years, SBS has established the enviable reputation of providing the personal service, attention to detail and technical expertise required to handle any transaction from the simplest to the most complex. Our “team” stands ready to provide the comprehensive, personalized service you expect.

Trusted Merchant Account Placement Since 2005: We are experts in direct merchant account placement and payments consulting for hard-to-place and high-risk merchants. Our focus is on card-not-present and e-commerce merchants. We service a variety of vertical markets: Nutraceuticals (straight-sale and continuity), E-cigarette, MLM, Travel, Cam Sites, Loan Modification and more. Regardless of your business and the challenges you may face, if there is a bank that services your industry, we will bring them to you.

County Schools Federal Credit Union is a member owned financial institution whose staff and volunteers are committed to operating a financially sound credit union by providing our members financial services of the highest quality and security with personal and professional integrity while pursuing sound and steady growth in support of Ventura County’s educational community and their families.

First Rate Financial is a leading lender located in Westlake Village, California, in the heart of the Conejo Valley. Since 1989, First Rate is a Mortgage Company known for its superior service, integrity, and experienced loan consultants. We offer a variety of home loan solutions including first-time homebuyer programs with down-payment assistance, FHA and VA, conventional, jumbo and super jumbo and more! This means you can rest assured that we’ll provide you with a competitive loan that meets your unique needs. Providing a loan to a client is just the beginning of a financial relationship. We believe that First Rate Financial Group is here to satisfy YOUR needs, not just ours. Our goal is to create a "Client for Life."​ We pride ourselves in offering astute financial advice and the highest level of customer service. We make the process of purchasing or refinancing your loan as simple and worry-free as possible. Whether you are purchasing a new property or you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, we are confident that we will satisfy your needs. By putting you first, we assure you a pleasurable transaction.