Social Security Disability Insurance (SSDI)

Social Security Disability Insurance (SSDI) is a federal program that provides benefits to individuals who are unable to work due to a disability. Here are the key features of SSDI:

·      Eligibility: To be eligible for SSDI, you must have a disability that meets the Social Security Administration's (SSA)definition of disability, be unable to work, and have worked long enough and paid enough Social Security taxes to be insured for SSDI benefits.

·      Benefit Amount: The amount of your SSDI benefit is based on your average lifetime earnings prior to your disability and is paid monthly.

·      Medicare Eligibility: After receiving SSDI benefits for 24 months, you become eligible for Medicare.

·      Continuing Eligibility: To continue receivingSSDI benefits, you must meet certain medical and non-medical eligibility requirements, such as reporting changes in your medical condition, income, and work status to the SSA.

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