C.H. Reams & Associates, Inc. is an Erie, PA-based third party benefits administration service provider. Our company specializes in employee benefits and individual services. What our company does is find effective benefit plans for either groups or individuals. We can help design and implement the right plan that meets the needs of your lifestyle or the life of your employees. C.H. Reams & Associates, Inc. works with both large and medium-sized businesses to provide insurance coverage. We also provide specialized insurance plans for individuals to complement their hectic lives. We offer employee benefit plans, individual health insurance plans, and short-term medical insurance plans that help you navigate the stressful rigors of life.

The Djb Group, situated in Meadville, PA, emerges as a distinguished insurance broker with a strong focus on providing comprehensive solutions for local and regional employers. Specializing in medical and ancillary benefits, this office demonstrates a nuanced understanding of the unique needs of businesses in the area. Their commitment to excellence is evident through notable partnerships with top clients such as Arrow Electric, The Franklin Investment Corporation Dba Franklin Industries, and Viking Tool & Gage. With expertise spanning industries including building equipment contractors, iron and steel mills, and accounting services, The Djb Group offers a diverse skill set to cater to a range of business requirements. Their proficiency in these sectors positions them as a strategic partner for employers seeking tailored insurance solutions in Meadville and the surrounding regions. As part of a local brokerage firm, The Djb Group combines localized insights with industry-specific knowledge, ensuring a personalized approach to insurance services. This local affiliation enhances their ability to navigate the unique challenges and opportunities presented by the regional business landscape. Employers evaluating this office can trust The Djb Group's demonstrated experience and commitment to delivering effective and customized insurance solutions for businesses of various sizes and industries.

F.N.B. Corporation (NYSE:FNB), headquartered in Pittsburgh, Pennsylvania, is a diversified financial services company operating in eight states. FNB holds a significant retail deposit market share in attractive metropolitan markets including: Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; and Charlotte, Raleigh, Durham and the Piedmont Triad (Winston-Salem, Greensboro and High Point) in North Carolina. The Company has total assets of nearly $30 billion, and more than 400 banking offices throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina and South Carolina.

HUB International, a national insurance broker, proudly operates its Erie, Pennsylvania office, dedicated to delivering exceptional insurance solutions. With a notable client, Lakeshore Community Services Inc, an esteemed employer in the individual and family services sector, HUB International collaborated closely with their HR and finance team. Their expertise enabled the establishment of a customized self-funding arrangement, including a tailored pharmacy benefit management (PBM) and drug plan, catering specifically to the unique needs of Lakeshore's 300 members. HUB International's track record in serving self-funded employers shines through, leveraging their vast experience with PBMs and specialized pharmacy providers. Catering to clients of various sizes and industries, from large corporations to midsize enterprises, this particular office extends its services to prominent employers such as Children's Home of Bradford, Country Fair, Inc., Greenleaf Corporation, and Lake Erie College of Osteopathic Medicine (LECOM). Additionally, this HUB International office proudly assists clients throughout South Dakota. With an impressive M Score, HUB International stands out due to its extensive expertise across diverse client sizes and industries. Notably, their strong capabilities encompass educational services, depository credit intermediation, healthcare, and social assistance sectors. As a reliable partner, HUB International's Erie office combines its profound industry knowledge and vast resources to deliver comprehensive insurance solutions, tailored to the specific needs of each client they serve.

Northwest Insurance Services is a local insurance broker based in Erie, Pennsylvania. With their office conveniently situated in the heart of the city, they have established themselves as a reliable and trusted partner for businesses in the region. Northwest Insurance Services has an impressive track record, particularly in working with self-funded employers, showcasing their expertise in this area. One notable example of their success is their collaboration with Shults Management Group Inc, an esteemed employer in the automobile dealers industry, boasting a workforce of 270 members. Northwest Insurance Services partnered with Shults Management Group Inc's HR and finance team to develop a customized self-funding arrangement, PBM, and drug plan, tailored to suit the unique needs of their employees. However, their services are not limited to a single industry or client size. Northwest Insurance Services caters to a diverse range of clients, including large, midsize employers like Northwest Bank, Academic Medicine Services Inc, and Community Health Center of Buffalo, Inc. Their expertise extends beyond the boundaries of Pennsylvania, as they serve clients across New York, further expanding their reach. Northwest Insurance Services stands out in the insurance brokerage landscape due to their wide-ranging experience and in-depth understanding of various industries. With a strong focus on sectors such as offices of physicians, depository credit intermediation, agriculture, construction, and mining machinery manufacturing, they bring unparalleled knowledge to the table. With a solid reputation, demonstrated expertise, and a high M Score, Northwest Insurance Services is the go-to choice for businesses seeking comprehensive insurance solutions tailored to their specific requirements.

As an experienced employee benefits administration company, we provide consultative, purchasing, and management services focused on group employee benefit plans for clients in the Northwestern Pennsylvania area. Over the years, our growth has made us one of the largest benefits administration firms in the Erie area. Our clients include many of Erie's largest employers as well as smaller professional services firms. At the heart of our approach are our Benefits Administrators and Advisors, who possess backgrounds and experience that includes successes with firms that range from publicly held companies to sole proprietorships.

USI Insurance Services, a renowned national insurance consultant, operates a dedicated office in Erie, Pennsylvania. Known for their exceptional services, this particular office has an impressive track record, exemplified by their collaboration with Dynabrade Inc., a prominent employer in the cutlery and handtool manufacturing industry. By closely partnering with Dynabrade's HR and finance team, USI Insurance Services successfully established a comprehensive range of insurance plans tailored to address the unique needs of the company's 180 employees. These plans included a Health Maintenance Organization (HMO) plan, Preferred Provider Organization (PPO) plan, Pharmacy Benefit Manager (PBM) services, and a custom-designed drug plan. USI Insurance Services possesses extensive experience working with self-funded employers and a strong background in collaborating with clients and PPOs to fulfill the diverse requirements of their members. Additionally, they have established solid relationships with various PBMs and other specialized pharmacy providers. With a broad clientele encompassing large, midsize, and small employers, this branch of USI Insurance Services serves esteemed organizations such as Bush Industries, Inc., Croton Holding Company, Northwest Bank, and Shults Management Group Inc. Their reach extends beyond Pennsylvania, as they cater to clients throughout New York. Thanks to their vast expertise across industries and client sizes, USI Insurance Services boasts an exceptional M Score, indicating their extensive knowledge and proficiency. They specialize in fabricated metal product manufacturing, health care, and social assistance, as well as the information industries. Recognized as one of the top brokerages in the Erie, PA market, USI Insurance Services stands out for their unparalleled experience and dedication to serving their clients' insurance needs.

Vicary Insurance Agency LLC, a local insurance broker based in Erie, Pennsylvania, offers comprehensive insurance services to clients throughout Pennsylvania. With a reputation for exceptional customer service and expertise, they have received high ratings from their satisfied clients. One notable example of their successful collaboration is their work with Accuride Erie, L.P., a prominent employer in the motor vehicle parts manufacturing industry. Vicary Insurance Agency LLC partnered closely with Accuride Erie, L.P.'s HR and finance team to develop a tailored self-funding arrangement, HMO plan, PBM, and drug plan that catered to the unique needs of their 260-member workforce. Specializing in servicing large, midsize, and small employers, Vicary Insurance Agency LLC boasts a diverse clientele that includes renowned companies such as Custom Engineering Co., Kane Innovations, Inc., and Lutheran Home For The Aged. Their extensive experience and expertise across various industries, particularly in steel product manufacturing from purchased steel, services (except public administration), and architectural and structural metals manufacturing, have earned them a strong M Score. Furthermore, Vicary Insurance Agency LLC excels in working with self-funded employers and possesses considerable experience in collaborating with PBMs and other specific pharmacy providers. As a trusted insurance broker, Vicary Insurance Agency LLC remains dedicated to meeting the insurance needs of their clients, providing them with tailored solutions and exceptional support. Their location in Erie, Pennsylvania serves as a testament to their commitment to serving the local community and fostering long-lasting relationships with their valued clients.

As an independent agency, we offer ALL types of insurance coverage. We don’t just sell insurance. We help you make smart decisions - protecting you from the unexpected and planning for the predictable. We believe our clients' financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. "It's your Life. It's your Business. It's our Expertise."