Money doesn’t have to be complicated. At JMB Financial, we help you understand your personal financial situation and empower you to make smart decisions. In today’s world it’s more important than ever to separate the “noise” from reality. Having the right guide can help. Growing and preserving your wealth can be an overwhelming responsibility. You want to be assured that your money will be there for you when you need it. We understand. Discover the confidence that comes with knowing you've entrusted your financial future to a team of professionals who always place your interests first—Discover JMB Financial Services Group. We believe that a key component of comprehensive financial planning is helping our clients navigate the maze of information. We pride ourselves at explaining our plans and investments and providing suitable recommendations to our clients. Our relationships and advice are based on transparency, communication, independence and trust. We can help ease the burden of wealth management and provide you the financial independence that comes through an open and honest relationship. Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through JMB Financial Services Group, a registered investment advisor and separate entity from LPL Financial. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which we are registered to do business, please visit: www.jmbfinancial.com .

We believe that the entire healthcare delivery model is in need of disruptive influences. We see first hand the kind of hardship that rising deductibles, increased out of pocket expenses, and rising healthcare costs are having on your employees. There are solutions to these problems and our clients understand those solutions and have consistently out-performed the marketplace when it comes to plan cost and plan performance. Our tagline is "Innovative Solutions for Healthy Companies,"​ is reflective of our values. Our clients see a lot more than just the "Off the Shelf Solutions."​ Our prospects, even if they don't go with us, are always glad they took the meeting. Shoot us a note and let us educate you on some of they ways that we are reducing the burden on employer's bottom line, and more importantly on your employee's welfare.

Cetera Advisor is a national insurance consultant with an office located in Greenwood Village, Colorado. With a wide range of experience and expertise, they cater to clients of all sizes, including large, midsize, and small employers. They have garnered good experience working with self-funded employers, showcasing their ability to navigate complex insurance structures. Furthermore, their strong experience working with Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) enables them to provide tailored solutions that meet the unique needs of their clients. One exemplary case that highlights their proficiency is their collaboration with Media.Monks San Francisco, an employer in the advertising, public relations, and related services industry. Cetera Advisor worked closely with Media.Monks San Francisco's HR and finance team to establish a comprehensive plan. This involved setting up an HMO plan, PPO plan, Pharmacy Benefit Manager (PBM), and drug plan, all designed to best suit the needs of their 1300 members. With their exceptional track record, Cetera Advisor has earned one of the highest M Scores possible, reflecting their extensive experience and knowledge across various client sizes, industries, and insurance products. Notably, their expertise extends to offices of physicians, amusement and recreation industries, as well as the advertising, public relations, and related services industries. Operating across multiple states including Colorado, Ohio, Utah, California, Washington, Florida, Wyoming, Louisiana, and New York, the Greenwood Village office of Cetera Advisor serves a diverse range of clients. Noteworthy employer clients include 92ND Street Y, Kline Galland Home, Media.Monks San Francisco, and Mike Shaw Management Inc. With their commitment to providing tailored insurance solutions and their broad industry expertise, Cetera Advisor is a trusted partner for businesses seeking comprehensive coverage and exceptional service.

We are an employee benefits consulting firm who implements creative solutions and strategies to maximize the value of our clients'​ benefit offerings. The days of the spreadsheet broker are long gone. The past several years have dictated that we become the Swiss army knife of consultants: not only knowing the ins and outs of benefits, but being able to fully integrate that knowledge with a comprehensive understanding of legislation, taxes and subsidies. Our team are true learners and excellent communicators. Atlanta: www.intrepid7.com Denver: www.intrepid-co.com California: www.intrepidca.com

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

BOK Financial's Denver office stands as a prominent insurance broker, demonstrating extensive expertise in catering to a diverse range of clients, particularly in the self-funded sector. Their proficiency in managing stop-loss and limits, along with a keen understanding of pharmacy costs and HR consulting, positions them as a valuable resource for businesses seeking comprehensive insurance solutions. This large office distinguishes itself through its work with a variety of industries, showcasing its ability to adapt to different business needs. Notable clients include Aduro Advisors from the management, scientific, and technical consulting services industry, with over 260 participants; All American Pet Proteins in the animal food manufacturing sector, serving over 170 participants; and Breckenridge-Wynkoop in the restaurants and eating places industry, catering to around 60 participants. These collaborations underscore their capacity to handle diverse client requirements with efficiency and expertise. Moreover, BOK Financial's Denver location has demonstrated significant experience across several other industries, such as architectural, engineering, and related services, dry cleaning and laundry services, and the management of companies and enterprises. Their ability to offer tailored insurance solutions across these varied sectors further establishes their versatility and depth of knowledge. Being part of a regional insurance broker firm, this office has shown notable proficiency in dealing with employers of various sizes, ranging from small to large enterprises. Their adeptness in understanding the unique insurance needs of each business size makes them a go-to choice for employers looking for a broker that can align with their specific requirements and expectations. In summary, BOK Financial in Denver, CO, with its broad industry expertise and a strong focus on meeting the distinct needs of businesses of all sizes, presents itself as a robust and versatile insurance brokerage for employer benefits buyers.