Insurance is the business of protecting futures. Whether it’s for individuals or families, a small business or corporation, you want experienced professionals to help you prepare for life’s uncertainties. Hardenbergh Insurance Group offers personal and business insurance, as well as group and individual benefits. Our policies include automobile, homeowners, liability, workers’ compensation, medical and more. A PROUD TRADITION The Hardenbergh Insurance Group has been a family owned and operated company for three generations. In over 60 years of business in the Delaware Valley we have focused on insuring futures of both business and families. The tradition and culture created in 1954 still continues today. OUR MOST IMPORTANT ASSET At Hardenbergh we use our 60 years of experience in the insurance industry and leading-edge technology to provide a strategic plan to best meet the needs of our clients. Our staff expertise extends to all varieties of insurance coverages and allows us to keep pace in this continually evolving industry. Our unique culture has enabled us to quickly adapt our services to satisfy our customers. A SUPERIOR LEVEL OF SERVICE Our agency provides the best solutions for your insurance and risk management planning. We utilize the industry’s top providers, and our dedicated staff creates cost effective, tailored service plans to protect your families and your financial and business goals. We are proactive for you, year round, which is the best strategy for your success.

Centerstone, based in Philadelphia, PA, is a notable presence in the local and regional employer benefits landscape, particularly known for its expertise in medical and ancillary benefits. This nonprofit health system specializes in mental health and substance use disorder treatments for individuals across various age groups. Their services extend beyond Pennsylvania, with operations in Florida, Illinois, Indiana, North Carolina, and Tennessee, encompassing outpatient clinics, residential programs, school-based services, telehealth, and an inpatient hospital. A significant aspect of Centerstone's operations includes tailored programs for the military community and children's services, like therapeutic foster care. Their commitment to leveraging research and technology to guide best evidence-based practices is evident in their work, as emphasized by Centerstone’s Institute. This dedication aligns with their mission of delivering care that changes lives, underlining their commitment to community well-being. Centerstone has a substantial impact, as reflected in their service numbers: over 107,000 people served and more than 2.1 million services provided. They maintain a robust presence with over 3,000 employees and more than 170 locations nationwide, including an Inpatient Behavioral Hospital & Addiction Center. This extensive network and diverse range of services make Centerstone a prominent and reliable partner for employers seeking comprehensive employee benefits solutions. Their clientele includes prominent businesses like Scott Imports in the automobile dealers industry, a testament to their proficiency in catering to industry-specific needs. With over 350 participants from Scott Imports alone, Centerstone demonstrates a strong capability to manage large-scale employee benefits programs effectively.

Capstone, an insurance broker based in New York, NY, offers a comprehensive range of services focusing on risk management, employee benefits, and insurance brokerage. Established in 2013, Capstone stands out in the mature insurance industry for its client-centric approach and technically sound risk management strategies. Their mission is to deliver results-driven solutions that surpass the expectations typically associated with traditional insurance and benefits brokers. The firm excels in serving local and regional employers, particularly in the medical and ancillary benefits sectors. They demonstrate significant expertise in the outpatient care centers industry, with notable clients such as Bright Harbor Healthcare in New Jersey, which has over 230 participants. This expertise is a testament to their ability to manage complex employee benefits programs effectively. Capstone's approach to employee benefits emphasizes productivity, growth, and a strong workplace culture, aiming to improve the overall health and wellbeing of employees. This focus on enhancing the bottom line through employee wellness is a cornerstone of their service offering, reflecting their commitment to ensuring the best possible outcomes for both employers and employees. Incorporating these elements into a business description for Capstone's New York location provides a comprehensive overview for potential employer benefits buyers, highlighting Capstone's strengths and specialized areas of service.

The Peterman Group combines years of experience with leading-edge products to provide exceptional service and value to our customers. Our product offering includes insurance products and risk management services for commercial property, casualty, and marine; specialty coverages; surety; and employee benefits, including health, life, disability, and payroll deduction personal lines programs. Headquartered in Montgomeryville, PA we think globally but act locally, with personal services designed specifically for each individual client. The Peterman Group shares information and resources with national networks of brokers to ensure we can meet your every need, and find answers to your questions quickly and efficiently.

Chas E. Rue & Son, Inc., located at 3812 Quakerbridge Road, Trenton, NJ, is a distinguished insurance brokerage firm with over a century of experience, having commenced operations in 1917. As a local brokerage firm, they are well-versed in catering to the specific needs of regional employers, particularly in the domain of medical and ancillary benefits. A notable example of their clientele is Burris Logistics, a prominent player in the grocery and related product merchant wholesalers industry, based in Delaware. With more than 910 participants, this relationship showcases Chas E. Rue & Son, Inc.’s proficiency in managing extensive employee benefit programs, especially for businesses in the grocery and related industries. Their long-standing presence in the business, which spans 106 years, is a testament to their reliability and expertise in the insurance sector. The firm is headed by Mr. William M. Rue, who holds the position of President, emphasizing a stable and consistent leadership that has likely contributed to their enduring success and reputation in the insurance industry. For an employer benefits buyer, Chas E. Rue & Son, Inc. represents a blend of historical expertise and a focused approach towards specific industries, making them a potentially valuable partner for companies seeking specialized insurance solutions that align with their unique business needs and employee demographics.

Armfield Harrison & Thomas is a reputable regional insurance broker with an office located in Holmdel, New Jersey. With a strong focus on serving clients of large and midsize employers, they have established themselves as a trusted partner in the insurance industry. A notable example of their expertise is their collaboration with Fi-Tek, a leading employer in the computer systems design and related services industry, employing 130 members. Armfield Harrison & Thomas worked closely with the HR and finance team at Fi-Tek to develop a tailored pharmacy benefit management (PBM) and drug plan that caters specifically to the unique needs of their members. This showcases their strong experience in working with self-funded employers and their commitment to providing customized insurance solutions. With an extensive portfolio of employer clients in the Holmdel, New Jersey area, Armfield Harrison & Thomas has developed a solid reputation for delivering exceptional insurance services. Their roster of clients includes AdvantageCare Rehabilitation Services, Deep Foods Inc., Fieldstone Properties I LLC, and Fi-Tek. Armfield Harrison & Thomas's success can be attributed to their wide range of experience and expertise across client sizes and industries. They have developed strong competencies in office administrative services, health practitioners, and computer systems design and related services. This broad knowledge base enables them to provide comprehensive insurance solutions that effectively meet the needs of their diverse client base. Driven by a commitment to excellent service and a deep understanding of the insurance landscape, Armfield Harrison & Thomas is dedicated to building long-term partnerships with their clients. They strive to deliver tailored insurance coverage that provides peace of mind and addresses the specific risks and challenges faced by their clients in the ever-evolving business environment.

Starkweather & Shepley's Boston, MA office emerges as a key player in the insurance brokerage realm, specializing in delivering tailored solutions for local and regional employers with a strategic focus on medical and ancillary benefits. As part of a regional insurance broker firm, this office combines local insight with industry expertise to meet the unique needs of its clients. With a robust portfolio, Starkweather & Shepley's Boston location has successfully served diverse businesses. Notable collaborations include Cadete Enterprises in the special food services industry, a Massachusetts-based enterprise benefitting from their services with over 100 participants, and The Arc of Blackstone Valley in the individual and family services sector, a Rhode Island organization with an impressive participant count exceeding 130. Expertise spans across special food services and individual and family services industries, showcasing Starkweather & Shepley's versatility. Their demonstrated experience with midsize employers solidifies their position as a reliable partner for businesses seeking comprehensive and customized insurance solutions in the Boston, MA area. Employers in search of a dynamic insurance broker with local focus and regional capabilities would find Starkweather & Shepley's Boston office a strategic ally in navigating the complexities of employer benefits.

Flexible Benefits Plans, Inc. is dedicated to helping our clients and brokers navigate and manage their employee benefit portfolios. With over 20 year's experience, we focus on reducing costs to maximize the values of your health, life, disability, and ancillary programs. We use a consultative approach along with account management and web-based technology to provide innovative benefit solutions. We are driven by our excellent relationships in this industry and concentrate on differentiating ourselves and our brokers from the competition through the use of our proactive service approach and experienced sales staff. Our first priority is to our customers and brokers and we look forward to building long lasting business partnerships together. FBP is a licensed Third Party Administrator and full service General Agent brokerage firm (Independence Blue Cross Level II) capable of meeting all of your needs. We are able to quote on all groups from licensed professionals to large employers within your brokered book of business. We provide the following services: -Interactive website and HR system -Strategic Planning -Benefit Plan Administration -Renewal Management -Consumerism and Trend Education -Industry Communication

Nj Group Services LLC, located in the heart of New York, NY, stands as a reputable insurance broker specializing in delivering comprehensive benefits solutions to local and regional employers. With a keen focus on medical and ancillary benefits, this office has proven expertise across diverse industries, including computer systems design, cut and sew apparel manufacturing, and retail trade. Demonstrating a nuanced understanding of employer needs, Nj Group Services LLC caters to midsize businesses, offering tailored insurance solutions that align with the unique demands of each industry. Their portfolio includes esteemed clients such as Diaspark, a leader in computer systems design, boasting 120+ participants, Nj Makers Corp in cut and sew apparel manufacturing with 100+ participants, and Oracle Financial Services Software in the retail trade industry with an impressive participant count of 310+. Being an integral part of a local brokerage firm, Nj Group Services LLC brings a localized approach to insurance, ensuring that businesses receive personalized attention and solutions. The office's commitment to excellence is evident in its track record of successfully navigating the intricacies of the insurance landscape, making them a trusted partner for employers seeking reliable and tailored benefits packages in the dynamic business environment of New York.

Sterling Benefits, LLC is an employee benefits firm that provides expertise to employer groups of all sizes in both the public and private sector. We employ a dedicated and experienced team of professionals in Sales, Service, HR Compliance and Claims Adjudication and continually strive to educate our clients on how best to manage their programs in today's complex insurance environment.

Dickstein Associates Agency, located in New York, NY, is a notable insurance broker, particularly renowned for its expertise in serving local and regional employers. This larger office, being a part of a local brokerage firm, demonstrates a robust understanding of the unique needs and challenges faced by businesses in this area. One of their significant strengths lies in their comprehensive knowledge of medical and ancillary benefits, which is critical for companies aiming to offer competitive and comprehensive employee benefit packages. Their proficiency in these areas is particularly beneficial for midsize employers, as they can provide tailored solutions that balance cost-effectiveness with extensive coverage. A testament to their capability is their successful partnership with Ipkeys Technologies, a prominent player in the computer systems design and related services industry based in New Jersey. Dickstein Associates has adeptly managed benefits for over 140 participants at Ipkeys, showcasing their ability to handle complex benefits structures for a significant number of employees effectively. Furthermore, the agency's specialization extends to the broader computer systems design and related services industries, highlighting their adaptability and in-depth industry-specific knowledge. This expertise allows them to design benefits plans that are not only comprehensive but also aligned with the specific needs of industries that are rapidly evolving and highly technical. Overall, Dickstein Associates Agency stands out for its local focus, industry-specific expertise, and commitment to delivering customized benefits solutions that cater to the nuanced needs of midsize employers in the New York region.