Palmer & Cay is a specialty commercial insurance and employee benefits brokerage and consulting firm. We specialize in industry niches with complex risks and extensive service needs, delivering high value services to clients on a worldwide basis. Our highly synchronized teams bring deep experience and strategic talents to each client’s needs. Our focus is on middle market to large corporate clients, delivering Property & Casualty and Employee Benefits consulting & brokerage services, including risk analysis, claims consulting, program design, marketing and administration, and risk control. When losses occur, we surround our clients with intense claim advocacy services. Building upon a culture that was started nearly 150 years ago, we understood then, and today still believe, that people are what make an organization successful. To deliver on our promise to consistently deliver “exceptional client service”, we know we have to attract the best, most passionate, and technical people in our business. Combining this fundamental approach with a culture where the client is at the center of everything we do allows us to create extraordinary results for our clients.

Otterstedt Insurance Agency, located in New York, NY, boasts a prominent presence as a larger office, specializing in comprehensive insurance solutions for both local and regional employers. With a dedicated focus on medical and ancillary benefits, this agency stands out for its exceptional expertise in catering to the unique needs of businesses in the medical and diagnostic laboratories as well as basic chemical manufacturing industries. Demonstrating a track record of success, Otterstedt Insurance Agency has cultivated strong relationships with notable clients such as Collagen Matrix and Kobo Products. Collagen Matrix, a leader in the medical and diagnostic laboratories sector in NJ, with over 140 participants, and Kobo Products, a key player in basic chemical manufacturing, also with 140+ participants, are prime examples of the agency's prowess in delivering tailored insurance solutions to diverse industries. As a part of a local brokerage firm, this office location benefits from a collaborative and community-oriented approach, enhancing its ability to understand and address the specific needs of midsize employers. With a proven commitment to excellence and a keen understanding of the intricacies within the medical and chemical manufacturing sectors, Otterstedt Insurance Agency in New York, NY, stands as a reliable partner for employers seeking robust and tailored insurance coverage for their workforce.

Lyons Global, located in the heart of New York, NY, is a distinguished insurance broker with a strong focus on employer benefits. Their extensive experience and commitment to serving the needs of local and regional employers make them a valuable asset for businesses seeking comprehensive insurance solutions. With a keen understanding of the medical and ancillary benefits landscape, Lyons Global has demonstrated expertise in designing customized insurance plans that cater to the unique requirements of their clients. Their impressive track record includes serving prominent organizations such as Riverside Health Care Center, a leader in the nursing and residential care facilities industry in New York. With over 4,510 participants under their coverage, Lyons Global has proven its ability to handle large and complex accounts effectively. What sets Lyons Global apart is their deep-rooted knowledge of the nursing and residential care facilities sector. They excel in navigating the intricacies of this industry, ensuring that clients receive tailored insurance solutions that address specific risks and challenges. As a part of a local brokerage firm, Lyons Global combines the benefits of personalized service with the resources and connections of a larger network. This unique blend enables them to provide clients with a comprehensive suite of insurance options, expert guidance, and unparalleled customer support. For employer benefits buyers seeking a dependable partner in the insurance realm, Lyons Global's New York office stands out as a trusted choice with a proven track record in meeting the needs of diverse businesses.