Capstone, an insurance broker based in New York, NY, offers a comprehensive range of services focusing on risk management, employee benefits, and insurance brokerage. Established in 2013, Capstone stands out in the mature insurance industry for its client-centric approach and technically sound risk management strategies. Their mission is to deliver results-driven solutions that surpass the expectations typically associated with traditional insurance and benefits brokers. The firm excels in serving local and regional employers, particularly in the medical and ancillary benefits sectors. They demonstrate significant expertise in the outpatient care centers industry, with notable clients such as Bright Harbor Healthcare in New Jersey, which has over 230 participants. This expertise is a testament to their ability to manage complex employee benefits programs effectively. Capstone's approach to employee benefits emphasizes productivity, growth, and a strong workplace culture, aiming to improve the overall health and wellbeing of employees. This focus on enhancing the bottom line through employee wellness is a cornerstone of their service offering, reflecting their commitment to ensuring the best possible outcomes for both employers and employees. Incorporating these elements into a business description for Capstone's New York location provides a comprehensive overview for potential employer benefits buyers, highlighting Capstone's strengths and specialized areas of service.

Situated in the vibrant city of Philadelphia, PA, Univest Insurance emerges as a pivotal player in the insurance brokerage landscape. Operating from a larger office, this branch prides itself on a wealth of experience and a steadfast commitment to serving the unique needs of local and regional employers. Univest Insurance excels in working with self-funded clients, showcasing a nuanced understanding of the intricacies involved in providing comprehensive coverage. Their expertise extends across a diverse array of industries, with notable clients such as Almirall in professional, scientific, and technical services, Elm Terrace Gardens in nursing and residential care facilities, and Ionos in computing infrastructure providers, data processing, web hosting, and related services. As a cornerstone of the local brokerage scene, Univest Insurance distinguishes itself through its ability to navigate the challenges faced by midsize and small employers alike. Their demonstrated experience in these segments reflects a commitment to tailoring insurance solutions to the specific requirements of businesses, fostering a sense of security and well-being within the Philadelphia community.

Flexible Benefits Plans, Inc. is dedicated to helping our clients and brokers navigate and manage their employee benefit portfolios. With over 20 year's experience, we focus on reducing costs to maximize the values of your health, life, disability, and ancillary programs. We use a consultative approach along with account management and web-based technology to provide innovative benefit solutions. We are driven by our excellent relationships in this industry and concentrate on differentiating ourselves and our brokers from the competition through the use of our proactive service approach and experienced sales staff. Our first priority is to our customers and brokers and we look forward to building long lasting business partnerships together. FBP is a licensed Third Party Administrator and full service General Agent brokerage firm (Independence Blue Cross Level II) capable of meeting all of your needs. We are able to quote on all groups from licensed professionals to large employers within your brokered book of business. We provide the following services: -Interactive website and HR system -Strategic Planning -Benefit Plan Administration -Renewal Management -Consumerism and Trend Education -Industry Communication

Creative Benefits, Inc. is an employee benefits consulting and brokerage firm with offices in Newtown Square and Kingston, Pennsylvania. We support small, mid-sized and large employers in the tri-state area and across the country in a variety of industries. It is our mission to create optimal solutions in employee benefits that 'insures' the right coverage for every stage of life. Through this page, it is our goal to guide you through ongoing change from a compliance and legislation perspective; as well as keep you up to date on industry news and informed of benefit-related changes and new product offerings. We've got you covered!

Advanced Benefit Concepts of Cherry Hill, LLC. is a highly reputable insurance broker serving clients of various sizes, including large, midsize, and small employers. Renowned for their exceptional customer service and expertise, this local insurance consultant, based in Cherry Hill, New Jersey, has garnered excellent reviews from satisfied clients. With a focus on self-funded employers, they possess extensive experience in crafting tailored insurance solutions for different organizations. A standout feature of Advanced Benefit Concepts of Cherry Hill, LLC. is their proficiency in working closely with clients and Preferred Provider Organizations (PPOs) to meet the unique needs of members. They also have significant expertise in collaborating with Pharmacy Benefit Managers (PBMs) and other specific pharmacy providers. This comprehensive approach ensures that clients receive the most suitable and cost-effective insurance coverage. One notable success story of this office involves their partnership with Apt Electronics Inc., a 100-member employer operating in the electrical equipment and component manufacturing industry. Collaborating with Apt Electronics' HR and finance team, Advanced Benefit Concepts of Cherry Hill, LLC. designed a range of customized plans, including an HMO plan, PPO plan, PBM, and drug plan, specifically tailored to the needs of Apt Electronics' members. Thanks to their extensive experience and expertise across client sizes, industries, and products, Advanced Benefit Concepts of Cherry Hill, LLC. boasts one of the highest M Scores possible. Their strong knowledge extends to various sectors, including offices of physicians, legal services, computer systems design, and related services industries. Servicing clients in New Jersey, Pennsylvania, California, and Colorado, this location of Advanced Benefit Concepts of Cherry Hill, LLC. has established partnerships with notable employers such as Center For Family Services Inc, Community Realty Management, Hale Trailer Brake & Wheel Inc Sales and Service, and Harris Freeman & Co. This widespread presence demonstrates their ability to cater to diverse client needs in different regions effectively.

Collegeville Financial Group is a highly regarded insurance broker located in Collegeville, Pennsylvania. With a reputation for exceptional customer service and expertise, they cater to a wide range of clients, particularly large employers. Their local office in Collegeville has established itself as a trusted partner for businesses in the automobile dealers industry, exemplified by their successful collaboration with Conicelli Autoplex. As a 620-member employer in the automotive sector, Conicelli Autoplex relied on Collegeville Financial Group's profound understanding of their industry to develop a tailored Pharmacy Benefit Management (PBM) and drug plan. By working closely with Conicelli Autoplex's HR and finance team, Collegeville Financial Group ensured that the plan met the unique needs of their members. Collegeville Financial Group excels in providing specialized insurance solutions across various industries, including automobile dealers. Their extensive expertise and knowledge make them a go-to choice for employers in need of comprehensive coverage and risk management strategies. While based in Pennsylvania, this particular office of Collegeville Financial Group extends its services to clients throughout Wisconsin. In addition to their collaboration with Conicelli Autoplex, they have also established strong partnerships with esteemed employer clients such as Pennsylvania Automotive Association and Pennsylvania Automotive Association - Harrisburg, PA. As a trusted insurance broker, Collegeville Financial Group is committed to delivering exceptional value to their clients through personalized service, industry expertise, and tailored insurance solutions.

Alera Group, formed in early 2017, has over 3,500 employees serving thousands of clients nationally. We have specialists in employee benefits, property and casualty, wealth and retirement plan services. Alera Group was created by the merging of 24 high-performing, entrepreneurial offices across the United States. Now, with new partner acquisitions across the country, we are serving clients with national expertise and resources paired with local, personalized service. Today Alera Group is the 7th largest privately held employee benefits firm, the 15th largest independent insurance agency, and the 16th largest privately held insurance firm in the United States. Alera Group companies are motivated by the desire to find a better way to serve clients nationally without losing the independent thinking and values of each individual office. Alera combines the national resources of its members to deliver the best possible outcomes for clients—positively impacting our employees, clients, communities and the lives of people where we serve. We look forward to our continued growth by partnering with individuals and companies who share our vision, mission and passion. To learn more about the Alera Group and how you could join our team, please visit our website.

In 1983, Tracy J. Martin founded Martin Insurance Group and today we are one of New Jersey’s leading independent insurance agencies, serving individuals, families and businesses alike. From the beginning, Tracy wanted to establish a different kind of agency where the customer truly comes first. This meant helping residents and businesses with their insurance needs regardless of whether they were a client or not. This philosophy and dedication in providing unparalleled service has benefitted the people and the communities we serve throughout the years. Today, as the next generation of Martins working alongside our father, we have the same commitment to offer responsive and attentive service to prospects and clients. All of us here are proud to say “Hi, I’m Martin”, the place and people you call when you need to purchase or update your insurance, have a question about a policy or a particular coverage, or have a claim that requires the support you expect from your insurance advisor.

BeneServ has been serving businesses in the Greater Philadelphia area for over 30 years. We have become one of the largest, most respected benefit consulting firms due to our award-winning customer service. Our in-house client support team is available Monday through Friday from 9 a.m. – 8 p.m. to provide immediate assistance. Clients can also reach us 24/7 online, through email or by text. We have helped our clients obtain millions of dollars in premium savings with our strategic renewal negotiation and claims reduction approach. Seven out of ten companies that review our benefit consulting and HR services make the switch to BeneServ from their current broker. We are proud that we have built long lasting relationships with our clients year after year.

Exude Benefits is a prominent insurance broker with a local office based in Philadelphia, Pennsylvania. Their services extend across multiple states, including Pennsylvania, Connecticut, Virginia, New York, Colorado, Maryland, and New Jersey. This particular office of Exude Benefits showcases its exemplary work with various clients, such as Play & Learn, a renowned employer in the educational services industry. At Exude Benefits, they collaborate closely with their clients' HR and finance teams to devise tailor-made insurance solutions. For Play & Learn, they successfully established a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan, all specifically designed to address the unique needs of its 240 members. With a diverse client portfolio, Exude Benefits caters to large, midsize, and small employers. Their extensive experience and expertise across industries and products have earned them one of the highest M Scores attainable in the industry. Exude Benefits particularly excels in serving clients in educational services, offices of physicians, and services (except public administration) industries. They possess extensive knowledge and hands-on experience in handling self-funded clients, working with HMOs to ensure optimal coverage, assisting clients with PPO plans to meet member requirements, and collaborating with PBMs and other specialized pharmacy providers. Employers such as Acme Corrugated Box Co., Inc., Association of Community Service Agents Inc., Boston Insurance Employee Benefit Trust - Dfe, and Children's Crisis Treatment Center (CCTC) rely on Exude Benefits for their comprehensive insurance solutions. With their local presence and industry-leading expertise, Exude Benefits remains a trusted insurance consultant dedicated to meeting the diverse needs of employers across the region