Capstone, an insurance broker based in New York, NY, offers a comprehensive range of services focusing on risk management, employee benefits, and insurance brokerage. Established in 2013, Capstone stands out in the mature insurance industry for its client-centric approach and technically sound risk management strategies. Their mission is to deliver results-driven solutions that surpass the expectations typically associated with traditional insurance and benefits brokers. The firm excels in serving local and regional employers, particularly in the medical and ancillary benefits sectors. They demonstrate significant expertise in the outpatient care centers industry, with notable clients such as Bright Harbor Healthcare in New Jersey, which has over 230 participants. This expertise is a testament to their ability to manage complex employee benefits programs effectively. Capstone's approach to employee benefits emphasizes productivity, growth, and a strong workplace culture, aiming to improve the overall health and wellbeing of employees. This focus on enhancing the bottom line through employee wellness is a cornerstone of their service offering, reflecting their commitment to ensuring the best possible outcomes for both employers and employees. Incorporating these elements into a business description for Capstone's New York location provides a comprehensive overview for potential employer benefits buyers, highlighting Capstone's strengths and specialized areas of service.

Armfield Harrison & Thomas is a reputable regional insurance broker with an office located in Holmdel, New Jersey. With a strong focus on serving clients of large and midsize employers, they have established themselves as a trusted partner in the insurance industry. A notable example of their expertise is their collaboration with Fi-Tek, a leading employer in the computer systems design and related services industry, employing 130 members. Armfield Harrison & Thomas worked closely with the HR and finance team at Fi-Tek to develop a tailored pharmacy benefit management (PBM) and drug plan that caters specifically to the unique needs of their members. This showcases their strong experience in working with self-funded employers and their commitment to providing customized insurance solutions. With an extensive portfolio of employer clients in the Holmdel, New Jersey area, Armfield Harrison & Thomas has developed a solid reputation for delivering exceptional insurance services. Their roster of clients includes AdvantageCare Rehabilitation Services, Deep Foods Inc., Fieldstone Properties I LLC, and Fi-Tek. Armfield Harrison & Thomas's success can be attributed to their wide range of experience and expertise across client sizes and industries. They have developed strong competencies in office administrative services, health practitioners, and computer systems design and related services. This broad knowledge base enables them to provide comprehensive insurance solutions that effectively meet the needs of their diverse client base. Driven by a commitment to excellent service and a deep understanding of the insurance landscape, Armfield Harrison & Thomas is dedicated to building long-term partnerships with their clients. They strive to deliver tailored insurance coverage that provides peace of mind and addresses the specific risks and challenges faced by their clients in the ever-evolving business environment.

Indecs, located in the bustling heart of New York, NY, stands out as a premier insurance broker dedicated to serving the diverse needs of local and regional employers. Specializing in medical and ancillary benefits, this office boasts an impressive track record of providing comprehensive coverage solutions tailored to the unique demands of various industries. With a keen focus on the residential building construction, religious, grantmaking, civic, professional, and similar organizations sectors, Indecs has established itself as a trusted partner for businesses seeking top-notch insurance services. Their expertise extends beyond mere consultation, as evidenced by their successful collaborations with prominent clients. Notable examples include Legacy Treatment Services, a leader in the religious, grantmaking, civic, professional, and similar organizations industry based in NJ, boasting over 300 participants. Additionally, Muncy Homes, a key player in the residential building construction sector headquartered in PA, relies on Indecs to provide insurance solutions for its 160+ participants. As an integral part of a local brokerage firm, Indecs combines the personalized touch of a community-oriented business with the resources and capabilities of a larger entity. This strategic positioning enables them to deliver unparalleled service and tailored benefits packages that address the specific challenges faced by employers in the ever-evolving landscape of employee benefits. Indecs is not just an insurance broker; it is a steadfast ally for businesses seeking expertise, reliability, and a genuine commitment to their success.

Located in the vibrant business hub of New York, NY, the J52 agency's office is a distinguished player in the insurance brokerage landscape. With a profound understanding of the needs of local and regional employers, this branch specializes in crafting tailored medical and ancillary benefits packages. Their expertise extends across industries, notably excelling in servicing clients within rail transportation and miscellaneous durable goods merchant wholesalers sectors. This J52 agency office boasts a commendable track record, managing benefit programs for prominent companies like Hanwha Techwin America. Situated in the miscellaneous durable goods merchant wholesalers industry in NJ, Hanwha Techwin America relies on the J52 agency to provide comprehensive coverage for its 560+ participants. Another testament to their prowess is Pantos Usa, a key player in the rail transportation industry based in NJ, with over 1100+ participants benefiting from meticulously designed insurance solutions. Affiliated with a local brokerage firm, this J52 agency location combines the personalized touch of a community-oriented approach with the vast resources and industry insights of a larger network. Their commitment to excellence, coupled with a deep understanding of employer benefit needs, positions them as a reliable and strategic partner for businesses seeking comprehensive and effective insurance solutions.

KORE is an independent insurance partner that delivers an experience unlike any other: Unconstrained in our tailored approach and adjective advice, unrivaled in our white-gloved service, and unlimited in our delivery of complete solutions to unlock possibilities. Our team of proven and handpicked professionals works with you to understand your needs and to deliver complete coverage from the most- respected carriers in the world. As an independent firm, we do not push proprietary products. Our brokerage and advisory services extend across risk management, business and operational risks, transactional risks, and claims and litigation. KORE was established in 2013 with our roots, principles, and service commitment dating back to 1972 via our predecessor companies. We are a story of achievement through continuous adaptation and evolution – relentlessly focused on helping clients navigate changing markets and evolve their insurance coverage.

We believe an insurance broker is only as good as the team that is servicing your account. That's why we suggest you get a second opinion about your insurance program. Meeker Sharkey & Hurley handles accounts with complex insurance and employee benefit requirements. We dig deep into clients’ coverage matters, identify risk exposures, and determine how to best insure them. Our focus is not only on the price of insurance but also on disaster recovery, safety, business efficiency and productivity, and employee health. Our goal is to improve our clients’ business operations. We are focused on service as opposed to a large agency that tends to focus on its biggest accounts. When a client calls us, they have a specific person that they can talk to that will address their concerns. We know people by name and not their policy number. We are coverage and service driven with competitive prices versus just being price driven without the service you need. This is the difference between our team and the traditional approach to insurance. The Meeker Sharkey Approach: - Focus is on your business risks - Your issues are evaluated continuously - Risk management and employee benefits are integrated to reach business goals - We get to know your organization thoroughly via site tours and employee interviews - In-depth analysis of coverage and benefits to address critical business risks - Implement alternative solutions to manage business risks we identify - Selected based on proven performance over time and value delivered - Flexible - based on value delivered

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Strategic Benefits, centrally located in New York, NY, emerges as a cornerstone in the realm of employer benefits, operating within a dynamic business landscape. With a proven track record of supporting local and regional employers, this office exemplifies expertise in working with self-funded clients, offering valuable insights into benefits administration. Noteworthy among their clientele is Vitaquest International, a major player in the pharmaceutical and medicine manufacturing industry based in NJ. With over 740 participants, Vitaquest International benefits from Strategic Benefits' tailored approach, showcasing the broker's ability to navigate the complexities of the pharmaceutical and medicine manufacturing sector. Strategic Benefits' proficiency extends seamlessly across the pharmaceutical and medicine manufacturing industries, demonstrating a nuanced understanding of the unique challenges within this field. As part of a regional insurance broker firm, their services are finely tuned to the specific needs of the New York business community and the broader region. The office's demonstrated experience with large employers underscores its capacity to scale and customize solutions effectively. Employers evaluating Strategic Benefits in New York can anticipate a strategic partner with regional insight and a proven ability to address the complexities of benefits management for businesses of substantial scale and influence.

Corporate Synergies is a national insurance and employee benefits brokerage & consultancy. We deliver strategies that control costs, relieve administrative burdens and mitigate risk. Our benefits & insurance experts develop a deeper understanding through established listening posts in all areas of our competencies, fueling our ability to better execute. We have won numerous awards and are recognized for our level of service and innovative programs. Corporate Synergies has also been designated as a Business Journal “Top Places to Work” company. We operate nationally from five U.S. locations, including our headquarters in Camden, New Jersey; and regional offices in New York City; Melville, New York; Bethesda, Maryland; and Orlando, Florida. Corporate Synergies | 1.877.426.7779 | www.corpsyn.com

Your trusted insurance advisor in business, life, and everything in between. We combine creativity, passion and expertise to find the right coverage to protect your business, your home and your lifestyle. Our educational, relationship-first approach makes doing business with us convenient and efficient. We’re on your side, fighting for you, every step of the way – before, during and after the sale. --------------------------------------------------------------------------------------- At New Agency Partners, we do more than just sell insurance. We offer a commitment to serve as your advocate, helping protect you through life’s biggest ups and downs. Our advisors know you by name. They know when to ask the right questions – the way you do business, how you live life and what makes you tick. They know how to make the most of your answers, providing advice from an objective point-of-view and proactively looking out for your best interests. We partner with the insurance industry’s top companies, such as Chubb, The Hartford and many others, which allows us to thoroughly compare rates and coverage options as we custom-design your insurance plan. Every policy we create is unique, from business liability and employee benefits to home, auto and yacht insurance, making sure your business and your family are properly covered for life’s unpredictable moments. Our goal is simple – to become your lifetime insurance partner. As time passes and your needs change, we will be there for you every step of the way. Whether you grow your business, acquire new assets, make lifestyle changes, or add to your family, we’ll be there to help you protect every bit of it.