Chas E. Rue & Son, Inc., located at 3812 Quakerbridge Road, Trenton, NJ, is a distinguished insurance brokerage firm with over a century of experience, having commenced operations in 1917. As a local brokerage firm, they are well-versed in catering to the specific needs of regional employers, particularly in the domain of medical and ancillary benefits. A notable example of their clientele is Burris Logistics, a prominent player in the grocery and related product merchant wholesalers industry, based in Delaware. With more than 910 participants, this relationship showcases Chas E. Rue & Son, Inc.’s proficiency in managing extensive employee benefit programs, especially for businesses in the grocery and related industries. Their long-standing presence in the business, which spans 106 years, is a testament to their reliability and expertise in the insurance sector. The firm is headed by Mr. William M. Rue, who holds the position of President, emphasizing a stable and consistent leadership that has likely contributed to their enduring success and reputation in the insurance industry. For an employer benefits buyer, Chas E. Rue & Son, Inc. represents a blend of historical expertise and a focused approach towards specific industries, making them a potentially valuable partner for companies seeking specialized insurance solutions that align with their unique business needs and employee demographics.

Otterstedt Insurance Agency, located in New York, NY, boasts a prominent presence as a larger office, specializing in comprehensive insurance solutions for both local and regional employers. With a dedicated focus on medical and ancillary benefits, this agency stands out for its exceptional expertise in catering to the unique needs of businesses in the medical and diagnostic laboratories as well as basic chemical manufacturing industries. Demonstrating a track record of success, Otterstedt Insurance Agency has cultivated strong relationships with notable clients such as Collagen Matrix and Kobo Products. Collagen Matrix, a leader in the medical and diagnostic laboratories sector in NJ, with over 140 participants, and Kobo Products, a key player in basic chemical manufacturing, also with 140+ participants, are prime examples of the agency's prowess in delivering tailored insurance solutions to diverse industries. As a part of a local brokerage firm, this office location benefits from a collaborative and community-oriented approach, enhancing its ability to understand and address the specific needs of midsize employers. With a proven commitment to excellence and a keen understanding of the intricacies within the medical and chemical manufacturing sectors, Otterstedt Insurance Agency in New York, NY, stands as a reliable partner for employers seeking robust and tailored insurance coverage for their workforce.

Rue Insurance, a local insurance broker based in Hamilton Township, New Jersey, is dedicated to providing exceptional insurance solutions to clients across the state. With a prime office location, they have established themselves as a reliable partner for businesses of all sizes and industries. Notably, Rue Insurance has showcased their expertise in serving self-funded employers, successfully assisting numerous clients in navigating the complexities of insurance coverage. An excellent illustration of their capabilities lies in their collaboration with Galaxy Systems Inc, a professional, scientific, and technical services employer with a workforce of 500 members. Rue Insurance worked closely with Galaxy Systems' HR and finance team to develop a tailored Pharmacy Benefit Management (PBM) and drug plan, addressing the unique requirements of their employees. Furthermore, Rue Insurance has garnered an impressive reputation for their proficiency in various sectors, including professional, scientific, and technical services, miscellaneous manufacturing, and depository credit intermediation. They boast an extensive clientele that encompasses prominent organizations such as Burris Logistics Company HQ, 1ST Constitution Bank, and Allentown, LLC, among others. With a broad spectrum of experience and a deep understanding of the insurance landscape, Rue Insurance has established themselves as one of the leading brokerages in the Trenton, NJ market. Their commitment to delivering personalized solutions and their strong track record across client sizes and industries has earned them a high M Score, reflecting their industry expertise and reliability. Clients across New Jersey rely on Rue Insurance's knowledge, professionalism, and dedication to protect their businesses and employees with comprehensive insurance coverage tailored to their specific needs

Innovative Benefit Planning is an employee benefit planning and financial services company that combines innovation with integrity for companies across the United States. Our people and experience, coupled with sound financial services, have helped thousands of organizations and their employees achieve their employee benefit planning goals and more.

Capstone, an insurance broker based in New York, NY, offers a comprehensive range of services focusing on risk management, employee benefits, and insurance brokerage. Established in 2013, Capstone stands out in the mature insurance industry for its client-centric approach and technically sound risk management strategies. Their mission is to deliver results-driven solutions that surpass the expectations typically associated with traditional insurance and benefits brokers. The firm excels in serving local and regional employers, particularly in the medical and ancillary benefits sectors. They demonstrate significant expertise in the outpatient care centers industry, with notable clients such as Bright Harbor Healthcare in New Jersey, which has over 230 participants. This expertise is a testament to their ability to manage complex employee benefits programs effectively. Capstone's approach to employee benefits emphasizes productivity, growth, and a strong workplace culture, aiming to improve the overall health and wellbeing of employees. This focus on enhancing the bottom line through employee wellness is a cornerstone of their service offering, reflecting their commitment to ensuring the best possible outcomes for both employers and employees. Incorporating these elements into a business description for Capstone's New York location provides a comprehensive overview for potential employer benefits buyers, highlighting Capstone's strengths and specialized areas of service.

We believe an insurance broker is only as good as the team that is servicing your account. That's why we suggest you get a second opinion about your insurance program. Meeker Sharkey & Hurley handles accounts with complex insurance and employee benefit requirements. We dig deep into clients’ coverage matters, identify risk exposures, and determine how to best insure them. Our focus is not only on the price of insurance but also on disaster recovery, safety, business efficiency and productivity, and employee health. Our goal is to improve our clients’ business operations. We are focused on service as opposed to a large agency that tends to focus on its biggest accounts. When a client calls us, they have a specific person that they can talk to that will address their concerns. We know people by name and not their policy number. We are coverage and service driven with competitive prices versus just being price driven without the service you need. This is the difference between our team and the traditional approach to insurance. The Meeker Sharkey Approach: - Focus is on your business risks - Your issues are evaluated continuously - Risk management and employee benefits are integrated to reach business goals - We get to know your organization thoroughly via site tours and employee interviews - In-depth analysis of coverage and benefits to address critical business risks - Implement alternative solutions to manage business risks we identify - Selected based on proven performance over time and value delivered - Flexible - based on value delivered