Innovative Benefits is a full service employee benefits consulting firm. By utilizing creative and innovative solutions, we assist our clients to achieve greater value by increasing efficiencies, reducing cost thereby enhancing employee productivity consistent with each client’s unique culture. In their assignments, our professionals draw on industry experience to develop solutions unique to our clients’ culture and human capital needs. At Innovative Benefits, our strength is our people. You will find our team foundation includes experienced and diversified professionals that come from senior management Benefit Plans and technical backgrounds.

Hafetz & Associates is an independent insurance agency, specializing in employee health benefits and offering superior customer and broker services. We offer CE Courses, sales training, a fully-licensed staff, and over 25 years of award-winning experience. As a client you will have your own personal representative who will work on all of your health insurance solutions. Our experts will handle all of your billing and claim inquiries directly with your carrier, and we will make any employee additions and deletions from our offices. As one of a handful of Master Brokers for Horizon Blue Cross Blue Shield of New Jersey, we can develop customized solutions to fit your health insurance needs. Our ideas can improve your present group health insurance coverage and make sure you are getting the best plan for your money. Our commitment is to use our experience and knowledge to provide quality protection and personal service at an excellent value to individuals and groups.

Custom Benefit Plans, located in the bustling heart of Atlantic City, NJ, stands out as a comprehensive insurance broker with a notably large office. This branch is particularly adept in catering to a diverse range of client sizes, from small businesses to large corporations, showcasing significant experience across various scales of operations. Their proficiency is especially pronounced in working with midsize and large employers, as well as demonstrating a keen understanding of the unique needs of small businesses. A key area of their expertise lies in handling self-funded clients. They offer valuable insights into stop loss and limits, along with a deep understanding of pharmacy costs, making them an excellent resource for businesses seeking to navigate the complexities of health insurance. Their proficiency extends to HR consulting, providing holistic solutions that encompass various aspects of employee benefits. Custom Benefit Plans in Atlantic City has a proven track record in serving prominent clients from diverse industries. Their top customers include Ferragamo USA from the apparel and merchant wholesalers industry, Ferrero USA in food manufacturing, and Formosa Plastics Corporation USA in manufacturing synthetic materials, with employee participants ranging from 220 to over 3220. This demonstrates their capacity to manage extensive and varied employee benefit programs effectively. Moreover, their expertise isn't limited to specific sectors. They have shown great skill in industries such as hospitals, ship and boat building, and drugs and druggists' sundries merchant wholesalers. Being part of a regional insurance broker firm, they combine local understanding with a broad network of resources, ensuring clients receive tailored, comprehensive insurance solutions that align with their specific business needs and objectives. This office of Custom Benefit Plans is a reliable partner for employer benefits, adeptly managing a range of client requirements with professionalism and expertise.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.

Keen Insurance Associates is a reputable local insurance broker, situated in Ocean City, Maryland. With their office conveniently located in this bustling coastal city, they have established themselves as a trusted partner for businesses in the area. One notable example of their expertise lies in their successful collaboration with Machining Technologies Inc, a prominent employer in the fabricated metal product manufacturing industry. Keen Insurance Associates demonstrated their proficiency by working closely with Machining Technologies Inc's HR and finance team to devise a tailored self-funding arrangement. They also designed a comprehensive pharmacy benefit management (PBM) and drug plan to address the unique needs of the company's 90 employees. This exemplifies their strong background in serving self-funded employers. While Keen Insurance Associates caters to clients of various sizes, they specialize in midsize employers and possess extensive experience in this sector. Notable clients at their Ocean City location include Calvin B. Taylor Banking Company, Machining Technologies Inc, and Sti Holdings Inc. Their service area extends beyond Maryland, reaching clients across New Jersey. Keen Insurance Associates has developed a deep understanding of diverse industries, particularly in building equipment contractors, fabricated metal product manufacturing, and depository credit intermediation. This breadth of expertise positions them as a go-to insurance broker for businesses operating in these sectors. Client feedback speaks volumes about Keen Insurance Associates' commitment to exceptional customer service and their comprehensive knowledge. Highly regarded by their clients, they consistently receive rave reviews for their professionalism, expertise, and attentiveness. In the Salisbury, MD market, they rank among the top brokerage firms, affirming their exceptional reputation. With their local presence, industry proficiency, and stellar customer reviews, Keen Insurance Associates is an outstanding choice for businesses seeking reliable insurance solutions tailored to their specific needs.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Our passion is protecting what matters most to you. L&W Insurance is committed to meeting your insurance needs, while exceeding your expectations for service. We’re ready to partner with you. #PartnersInProtection L&W Insurance was founded as an independent agency in 1932 by Sal Lobacaro & C. Edgar Wood, as a means for providing insurance to the businesses and residents throughout the state of Delaware. In 1971, Davis Wood took over ownership and laid the foundation for personal service to be at the cornerstone of our success story. In 2005, William Strickland became agency President, solidifying the vision of an agency built on client relationships and immersed in community partnerships. Decades of dedication to our mission have resulted in growth and expansion in both our services and reach. L&W Insurance now operates as one of Delaware’s largest independent agencies, stretching our service area beyond Delaware, into the neighboring states of Maryland, Pennsylvania, New Jersey as well as throughout much of the mid-Atlantic. We contract with regional, national and specialty lines insurance carriers to garner a broad base of options to meet the risk management needs of our clients. Our passion is protecting what matters most to you. L&W’s holistic approach to insurance means we aim to provide coverage for every insurance need that may arise for our clients, whether its commercial, personal, or health benefits.

Kulikauskas Jane's Atlantic City, NJ location stands as a cornerstone of reliable insurance brokerage services, showcasing a commitment to excellence in employer benefits. With a strategic focus on medical and ancillary benefits, the office boasts impressive expertise in catering to the needs of both local and regional employers. Distinguishing themselves through a comprehensive understanding of the unique challenges faced by businesses, Kulikauskas Jane has established strong relationships with a diverse clientele. Notable among their success stories are Pine Belt Enterprises, a leader in the automobile dealers industry based in NJ, with a participant pool exceeding 70. Similarly, their impact extends to Alvis, an influential player in the individual and family services sector in OH, with over 100 participants. What sets this location apart is its versatility across industries, with a particular stronghold in individual and family services as well as the automobile dealers sector. Leveraging this broad expertise, Kulikauskas Jane ensures tailored solutions that meet the distinct needs of clients, contributing to their sustained success. As a key player in the local brokerage landscape, Kulikauskas Jane's Atlantic City office combines localized insights with a broader industry perspective, offering employers a trusted partner for navigating the complex landscape of employee benefits.

Williams Insurance Agency(WIA) is a service oriented, independent agency that has been dedicated to protecting our customers’ assets since 1948. As a professional agency with a personal touch WIA strives to provide each of our personal and business clients with courteous customer service. Our goal is to bring together carriers and customers into a business relationship that meets their common goals. Our team of highly trained agents is able to provide the most competitive products by working with our many appointed carriers to meet our customers’ needs. Our mission includes striving to be a good corporate citizen by participating and contributing to the community in areas where we can make a difference. WIA was voted a 2015 Top Workplace in DE by the News Journal. We would be happy to review your insurance needs with you. Please feel free to contact us at one of our two convenient locations in Rehoboth Beach or Wilmington.