At Cover 2 Consulting Group, we understand the challenges faced by small to mid-market organizations when it comes to managing their Employee Benefits, Human Resources, and Business Insurance needs. That's why we offer proactive and consultative solutions tailored to each client's unique needs with the STARS approach: Situation. Team. Action. Results. Support. With over 20 years of experience, we've helped countless businesses control their healthcare spend, become an employer of choice, focus on core competencies, and minimize exposure and liability. Our team is dedicated to providing high tech, high touch solutions to ensure a seamless experience for our clients and their employees. As your trusted independent resource, we have no ties to insurance carriers, ensuring unbiased recommendations that are in the best interest of our clients. Our personalized service ensures that we take the time to understand your needs and provide solutions tailored to your business.

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PAYCHEX INSURANCE AGENCY - BOSTON, MA

Boston, Massachusetts

In a competitive labor market, offering comprehensive employee benefits is not just an option — it’s a necessity. We provide tailored benefits packages that rival the ones offered by Fortune 500 companies, providing a seamless, online benefits administration and boosting your employees’ performance and well-being. Paychex Agency's Unique Value Proposition includes: Integrated Services - Payroll companies often bundle insurance offerings (like workers' compensation or health insurance) with their payroll and HR services, simplifying processes and reducing administrative tasks; Premiums can be seamlessly calculated and deducted based on payroll data, ensuring accurate and timely payments. Real-Time Adjustments - Workers' compensation premiums can be adjusted automatically as payroll changes, reducing the risk of overpayments or underpayments; Avoidance of large year-end premium audits since adjustments are handled in real-time. Compliance Support - Payroll companies stay up to date with labor laws and regulations, helping businesses remain compliant with insurance-related requirements, such as workers’ comp laws, cobra, model notices, and ACA reporting. Streamlined Reporting - Access to consolidated reports covering payroll, insurance, and related data, making it easier for businesses to manage records and meet reporting requirements. Ease of Onboarding - New employees can be easily enrolled in insurance plans as part of the payroll setup process, reducing paperwork and delays.

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HJ KNIGHT INTERNATIONAL GROUP - BOSTON, MA

Braintree, Massachusetts

Hj Knight International Group is a local insurance broker based in Braintree, Massachusetts. With a strong M Score, they are known for their wide range of experience and expertise in serving clients of various sizes and industries. Their office in Braintree has been particularly successful in working with the Board of Trustees of Madison Area Construction Employees Trust - Health, a notable employer in the investment pools and funds industry. Collaborating closely with the HR and finance team of the Trust, Hj Knight International Group devised a customized Preferred Provider Organization (PPO) plan tailored to the unique requirements of the Trust's 740 members. This partnership exemplifies their commitment to understanding their clients' needs and providing tailored solutions. Hj Knight International Group's expertise extends to several industries, including heavy and civil engineering construction, information, and plastics product manufacturing. Their exceptional service spans across multiple states, with a strong presence in New York, Wisconsin, Tennessee, Massachusetts, and Illinois. Noteworthy employer clients of the Braintree office include the Board of Trustees of The Publishers Newspaper and Mail Deliverers' Welfare Trust, Central States Joint Board, and Health & Welfare Trust Fd Iuoe Local 877 & 70. These relationships showcase Hj Knight International Group's ability to effectively serve a diverse range of clients, further solidifying their reputation as a trusted insurance broker. In summary, Hj Knight International Group's local office in Braintree, Massachusetts, has earned recognition for its expertise, broad industry knowledge, and ability to cater to the insurance needs of large and small employers. Their successful collaboration with the Board of Trustees of Madison Area Construction Employees Trust - Health demonstrates their dedication to providing tailored solutions for their clients' specific requirements.

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MHA SOLUTIONS - BOSTON, MA

Burlington, Massachusetts

MHA Solutions is a full-service brokerage and consulting firm, offering both employee benefits property & casualty expertise. Our healthcare-specific industry knowledge is the backbone of our value proposition as we specialize in all disciplines of insurance and risk management. Our history is founded in advocacy and support of our clients’ financial well-being and employee health and wellness. MHA Solutions is the wholly-owned subsidiary of the Massachusetts Hospital Association.

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HUB INTERNATIONAL - SPRINGFIELD, MA

East Longmeadow, Massachusetts

HUB International, a leading national insurance consultant with an office in East Longmeadow, Massachusetts, is a reliable partner for businesses seeking comprehensive insurance solutions. With a strong focus on meeting client needs, they excel in working with large and midsize employers across various industries. While there have been some lower customer reviews, HUB International is committed to addressing any concerns to enhance their services. One notable success story from their East Longmeadow office is their collaboration with Holyoke Chicopee Springfield Head Start Inc, an educational services employer with 290 members. HUB International worked closely with their HR and finance team to establish a tailored self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan that perfectly catered to the unique requirements of their members. HUB International stands out in the Springfield, MA market as one of the top brokerages, boasting extensive experience and expertise across client sizes, industries, and products. Their impressive track record is reflected in their high M Scores, emphasizing their deep understanding of the insurance landscape. The East Longmeadow office of HUB International specializes in servicing clients in Massachusetts, Maine, New York, and Michigan. Their expertise extends across sectors such as healthcare and social assistance, activities related to real estate, as well as printing and related support activities. Noteworthy employer clients served by HUB International include Alternative Services Inc, Baker Newman Noyes, Clinical & Support Options, and Davis Long Term Care Group Inc. With their wide range of experience and commitment to delivering tailored insurance solutions, HUB International is a trusted partner for businesses seeking comprehensive coverage and exceptional service.

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BROWN & BROWN - SOUTHBOROUGH, MA

Southborough, Massachusetts

Strategic Benefit Advisors Inc is a local insurance consultant with an office located in Southborough, Massachusetts, serving clients across Massachusetts, Pennsylvania, Rhode Island, Illinois, and Arizona. Renowned for their expertise and experience, they boast one of the highest M Scores possible, reflecting their comprehensive knowledge across various industries and client sizes. One notable example of their success is their collaboration with Perkinelmer Inc, an employer in the architectural, engineering, and related services industry, consisting of 3,260 members. Strategic Benefit Advisors Inc partnered with their HR and finance team to establish a self-funding arrangement, along with customized health maintenance organization (HMO) and preferred provider organization (PPO) plans, pharmacy benefit management (PBM), and drug plans designed specifically to cater to the unique needs of the members. Strategic Benefit Advisors Inc serves a diverse range of clients, including large, midsize, and small employers. Their client portfolio in the Southborough location encompasses prestigious organizations such as Amherst College Trustees, Bryant University, Eversource Energy Service Company, and Harvard Med. Faculty Physicians At Beth Israel Deaconess Med. Ctr. Inc. With their strong expertise across educational services, offices of physicians, and architectural, engineering, and related services industries, Strategic Benefit Advisors Inc has positioned itself as a leading insurance consultant in the Worcester, MA market. They have established a reputation for their exceptional ability to work with self-funded employers, HMOs, PPOs, PBMs, and other specific pharmacy providers, ensuring that their clients receive tailored and effective insurance solutions. Clients trust Strategic Benefit Advisors Inc to provide comprehensive coverage and navigate the complexities of the insurance landscape. Their commitment to understanding client needs and delivering high-quality services has made them a go-to choice for employers seeking reliable insurance solutions.

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GALLAGHER - BOSTON, MA

Wakefield, Massachusetts

Eastern Insurance is one of the largest independent insurance agencies headquartered in Massachusetts. We have a dedicated team of professionals who can find the right coverage to suit your needs. No matter what size your business is, Eastern Insurance Group LLC can design an insurance solution to fit your needs.

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BAYSTATE BENEFIT SERVICES - BOSTON, MA

Braintree, Massachusetts

We understand that no two companies are the same. That is why we customize a benefit package that meets the needs, budget, and culture of your organization. While benefit plan design and rate negotiations are an annual event, administration, compliance, and the communication of benefits is never ending. Baystate Benefit Services offers its clients unparalleled services and compliance support all under one roof. We strive to be a true partner; our team of qualified experts are ready to help with any benefits or staffing related question all year long. Let us do the heavy lifting so you can focus on what matters most, your business.

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ALERA GROUP - BOSTON, MA

Norwell, Massachusetts

We are a full-service benefits management firm offering companies, with up to 5,000 employees, a complete portfolio of benefits consulting, claims administration, comprehensive support services and compliance assistance . Working closely with you and your team, we take an active part in helping to create a comprehensive and customized true benefits management strategy suited just for your business or organization. Financial Leverage: Partners Benefit Group is well positioned to assist clients. PBG is a Platinum or Elite Level Producer with most health, dental and ancillary product insurers.

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MARSH MCLENNAN AGENCY - WORCESTER, MA

Worcester, Massachusetts

Marsh McLennan, a renowned national insurance consultant, operates an office in Worcester, Massachusetts, catering to clients of all sizes across a wide range of industries. Their exceptional track record in the insurance industry is exemplified by their work with Shrewsbury Nursing & Rehab Center, a notable employer in the health care and social assistance sector with 150 employees. At the Worcester office, Marsh McLennan collaborated closely with the HR and finance team of Shrewsbury Nursing & Rehab Center to establish a self-funding arrangement and design comprehensive healthcare plans, including HMO, PPO, PBM, and drug plans, tailored to meet the unique needs of their members. With extensive experience in working with self-funded clients, Marsh McLennan excels in HMO and PPO plan design models. They also possess unparalleled expertise in carving out drug and pharmacy plans, setting them apart from other brokers in the market. Marsh McLennan's Worcester office boasts an impressive roster of clients, including prominent organizations such as 1000 Salemtowne Dr, Alaska Native Tribal Health Consortium, Alteon Health, Altitude Health Services, Inc, and more. Their services extend across a multitude of states, encompassing Massachusetts, North Carolina, Texas, Michigan, Minnesota, New Jersey, Virginia, Ohio, California, Arizona, Illinois, Pennsylvania, Missouri, Georgia, Alaska, Montana, Florida, South Carolina, Wisconsin, Rhode Island, Tennessee, Kentucky, New Hampshire, Washington, Oregon, Oklahoma, Maryland, Louisiana, Arkansas, New York, South Dakota, Connecticut. Marsh McLennan's commitment to expertise and comprehensive coverage options is reflected in their high M Score, earned through years of experience across diverse client sizes, industries, and products. While they have received lower customer reviews in some instances, this serves as an opportunity for continuous improvement as they evaluate and enhance their partnership offerings. In summary, Marsh McLennan's Worcester office in Massachusetts serves as a leading insurance consultant, specializing in the health care and social assistance industry. With an impressive client portfolio, extensive industry expertise, and a broad geographic reach, Marsh McLennan is a top contender in the Worcester market, offering tailored insurance solutions to meet the evolving needs of their clients.

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MARSH MCLENNAN AGENCY - WORCESTER, MA

Worcester, Massachusetts

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PACIFIC RESOURCES - BOSTON, MA

Boston, Massachusetts

Pacific Resources is a local insurance broker with an office located in Boston, Massachusetts. They specialize in serving clients of large and midsize employers, offering a wide range of insurance solutions. With a strong M Score, Pacific Resources demonstrates their extensive experience and expertise in various industries, including health care and social assistance, heavy and civil engineering construction, as well as grocery and convenience retailers. One notable example of their work in their Boston office is their partnership with Bechtel Global Corporation, a prominent employer in the heavy and civil engineering construction industry. Collaborating closely with Bechtel's HR and finance team, Pacific Resources successfully established a self-funding arrangement, HMO plan, as well as a pharmacy benefit management (PBM) and drug plan customized to meet the unique needs of Bechtel's 8,980 members. Pacific Resources expands its services beyond Boston, catering to clients across Ohio, North Carolina, Arizona, and Kentucky. This regional presence allows them to have a deep understanding of the insurance landscape in these states and tailor their offerings to local regulations and requirements. Their diverse client base includes notable employers such as Harris Teeter, Inc., King's Daughters Medical Center, and Aultman Health Foundation. With a focus on self-funded employers and a dedication to designing comprehensive insurance solutions, Pacific Resources has earned a reputation for their expertise and ability to meet the specific needs of their clients. As you evaluate insurance brokers, their strong industry knowledge, client-focused approach, and proven track record make Pacific Resources a reliable partner to consider.

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SEGAL - BOSTON, MA

Boston, Massachusetts

Segal is a reputable regional insurance broker based in Boston, Massachusetts, serving a diverse range of clients. With a focus on large and midsize employers, Segal offers comprehensive insurance solutions tailored to meet the specific needs of their clientele. One notable example of Segal's expertise is their partnership with the Ri Laborers Health Fund Board of Trustees, an esteemed member employer in the specialty trade contractors industry. Working closely with the client's HR and finance team, Segal collaborated to establish a pharmacy benefits management (PBM) and drug plan designed specifically to address the unique requirements of the members. Segal's extensive industry knowledge spans across various sectors, including building finishing contractors, nonresidential building construction, and specialty trade contractors. Their experienced professionals possess deep insights into these industries, enabling them to provide targeted insurance strategies and solutions. Operating primarily in Massachusetts and Rhode Island, this particular office of Segal is dedicated to serving clients within these regions. Noteworthy employer clients of this location include the Painters District Council No. 35 Health Benefits Fund, Patricia Doyle, PDC No. 4 Health & Welfare Fund, and the Ri Laborers Health Fund Board of Trustees. With a commitment to delivering exceptional service, Segal ensures that their clients receive the highest level of care and support. Their expertise, combined with their personalized approach, sets them apart as a trusted insurance broker within the Boston community and beyond.

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