After quietly taking care of employee benefits for some of the most respected companies in the region for 25 years, Life & Health Underwriters now also offers Property & Casualty Insurance, Surety Bonding, and Private Client Services. To reflect our new expanded role, we've changed our name to LHUI.

Justworks Insurance Services, based in New York, NY, stands out as a dynamic and reliable partner for employer benefits. Notably, they are an IRS Certified and ESAC accredited Professional Employer Organization (PEO), ensuring adherence to stringent standards set by the IRS and ESAC. Additionally, Justworks is compliant with both SOC-1 and SOC-2, emphasizing their commitment to rigorous compliance and security standards. This office is particularly adept at catering to the unique needs of local and regional employers, focusing on medical and ancillary benefits. They have a track record of serving a wide range of industries, including management, scientific, and technical consulting services, with notable expertise in handling the needs of large employers. Their top clientele includes Justworks Employment Group, a significant player in the consulting services industry in New York, boasting over 124,050 participants. Furthermore, Justworks offers access to large-group benefits and perks from leading nationwide providers, with a variety of plan options. These include flexible vision, dental, short-term disability, and life insurance, as well as on-demand urgent care through One Medical. This comprehensive range of options ensures that clients can tailor their benefits packages to meet their specific needs. Supporting a broad spectrum of U.S.-based clients, Justworks is equipped to service companies with as few as two employees or as many as 200. While they are not exclusive to any particular sector, they have a strong presence in industries such as technology, media, law, consulting, financial services, accounting, and marketing or advertising. This comprehensive suite of services and their dedication to compliance and client support makes Justworks Insurance Services an excellent choice for employers seeking reliable and tailored benefits solutions.

Life is unpredictable, and when the unthinkable happens, you want to know you're protected. At MMG Insurance, "protecting your piece of the world"​ is more than our tagline, it's our purpose. Throughout our more than 125 year history, we've been committed to superior service, innovation, technology, community involvement, ease of doing business and offering our independent agency partners and customers the unique options they need and deserve. Headquartered in Presque Isle, Maine, the company has offices in New Hampshire, Pennsylvania, and Virginia and operates in ME, NH, VT, PA and VA.

Wealth Advisory Group has been empowering people with sound financial strategies since 1933. We employ a disciplined, comprehensive approach to wealth management. Our goal is to help you achieve the quality of life you’ve always imagined. More than 100 Associates are here to guide you through a full range of planning that may include insurance and investments tailored specifically for your needs. Wealth Advisory Group, LLC is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 355 Lexington Avenue, 9th Fl, New York, NY 10017, 212-541-8800. PAS is a wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Wealth Advisory Group LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2022-141079 Exp 07/24

We help clients financially protect what is most important in their lives; their family and their business. Our role is to help you think differently about your insurance programs and share insights on unique strategies to: 1. Reduce costs 2. Reduce compliance risk before there is an issue 3. Streamline non-revenue producing functions so you can focus on your core business Our clients include employers and individuals who require unbiased solutions to help solve the complexity of Employee Benefits, Life Insurance, Disability, Risk Management and Retirement Planning. Why Cambridge Work with Cambridge: Insurance Experts with Integrity that can help you make the best decision on your insurance options available.

Wealth Advisory Group has been empowering people with sound financial strategies since 1933. We employ a disciplined, comprehensive approach to wealth management. Our goal is to help you achieve the quality of life you’ve always imagined. More than 100 Associates are here to guide you through a full range of planning that may include insurance and investments tailored specifically for your needs. Wealth Advisory Group, LLC is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 355 Lexington Avenue, 9th Fl, New York, NY 10017, 212-541-8800. PAS is a wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Wealth Advisory Group LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2022-141079 Exp 07/24

York International is one of the leading independent insurance brokers in the nation. Established in 1985, at the firm’s core is a deep connection to serving the needs of the New York real estate community. As we grew, our focus diversified into additional industries and the related areas of insurance and risk management. We have established significant employee benefit, high net worth personal and life insurance practices along side our broad commercial P&C expertise. Our high quality standards and commitment to professional development has been recognized by our industry peers. The Independent Insurance Agents and Brokers of America has named York as one of only a handful of firms to be awarded the distinction of being a Best Practices Agency for the past 10 years in a row. Every client routinely interacts with a shareholder of the firm on a daily basis; we believe this makes a difference in the quality of our client and insurer interactions. And, our commitment to remain an independent firm is vital to our success and is in alignment with the goals of our clients, colleagues, insurance markets and the community we serve.

Our company designs and administers employee benefit plans for small and medium size businesses. We service group health, dental, life, and disability insurance programs, as well as, design and administer 401K and pension plans. Our other specialty is to design financial and estate plans to meet the client's specific situation.

Adalsan Inc, based in Jericho, New York, stands out as an adept insurance brokerage firm with a specific focus on serving local and regional employers, particularly in providing medical and ancillary benefits. Their proficiency is notably evident in the information industry, as exemplified by their substantial engagement with a top client like Relx, based in New York, which has over 14,000 participants. This underscores their capability to handle large-scale insurance needs within this sector. Established in 1992, Adalsan Inc has cultivated a reputation for its longstanding expertise in various insurance domains. They specialize in Group Health insurance, Life Insurance, and Disability insurance, demonstrating a comprehensive approach to employee benefits. Their services extend beyond these areas, encompassing Group Health and Dental, Group Life and LTD, Standalone and Hybrid Long Term Care, and Annuities, thereby offering a wide range of options for businesses seeking robust insurance solutions. The firm's commitment to serving small-to-midsize employers in the New York-Newark-Jersey City, NY-NJ-PA metro area is a testament to their deep understanding of the local market dynamics and the specific needs of businesses within this region. This local focus, coupled with their ability to manage the insurance requirements of large companies, positions Adalsan Inc as a versatile and reliable partner for employers of various sizes and industries seeking to navigate the complexities of employee benefits and insurance.

Your trusted insurance advisor in business, life, and everything in between. We combine creativity, passion and expertise to find the right coverage to protect your business, your home and your lifestyle. Our educational, relationship-first approach makes doing business with us convenient and efficient. We’re on your side, fighting for you, every step of the way – before, during and after the sale. --------------------------------------------------------------------------------------- At New Agency Partners, we do more than just sell insurance. We offer a commitment to serve as your advocate, helping protect you through life’s biggest ups and downs. Our advisors know you by name. They know when to ask the right questions – the way you do business, how you live life and what makes you tick. They know how to make the most of your answers, providing advice from an objective point-of-view and proactively looking out for your best interests. We partner with the insurance industry’s top companies, such as Chubb, The Hartford and many others, which allows us to thoroughly compare rates and coverage options as we custom-design your insurance plan. Every policy we create is unique, from business liability and employee benefits to home, auto and yacht insurance, making sure your business and your family are properly covered for life’s unpredictable moments. Our goal is simple – to become your lifetime insurance partner. As time passes and your needs change, we will be there for you every step of the way. Whether you grow your business, acquire new assets, make lifestyle changes, or add to your family, we’ll be there to help you protect every bit of it.