CBSI, based in Trenton, NJ, stands out as a noteworthy insurance brokerage, particularly for its adept handling of employer benefits. Characterized as a larger office, this branch of CBSI is part of a local brokerage firm that has established a notable presence in the region. Their expertise shines in catering to both small and midsize employers, demonstrating a keen understanding of the unique needs and challenges faced by these businesses. The team at CBSI Trenton is particularly adept in dealing with industries such as accounting, tax preparation, bookkeeping, and payroll services. Their proficiency is further highlighted by their successful partnerships with top customers like Sax, which operates within the accounting and payroll services sector and has over 140 participants. This showcases their ability to manage complex benefits packages for a sizable workforce. Additionally, CBSI's prowess extends to the healthcare sector, where they have shown great skill in working with health practitioners. A prime example is their collaboration with Reformed Church Home in New Jersey, catering to over 60 participants. This experience underscores their capacity to navigate the intricacies of medical and ancillary benefits, which are critical in the healthcare industry. What sets CBSI in Trenton apart is their deep-rooted understanding of local and regional market dynamics. This local expertise, combined with their broad experience across various industries, makes them a valuable partner for employers looking to navigate the complexities of employee benefits. Their approach is tailored, ensuring that each client, regardless of size, receives dedicated and expert service.

OneDigital delivers strategic advisory consulting and technology-forward solutions to more than 85,000 employers across the nation. As employee health care, wellness and workplace benefits continue to converge, businesses of all sizes have relied on OneDigital’s exceptional advisory teams for counsel in employee benefits, wellbeing, human resources, pharmacy consulting, property and casualty solutions, as well as the retirement and wealth management services provided through OneDigital Investment Advisors. OneDigital’s commitment to technology and innovation enables its 3,000 advisors to deliver the most modern and intuitive customer experience anywhere in the industry. OneDigital has been named as a Best Place to Work in Insurance by Business Insurance. For more information, visit onedigital.com.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

We believe an insurance broker is only as good as the team that is servicing your account. That's why we suggest you get a second opinion about your insurance program. Meeker Sharkey & Hurley handles accounts with complex insurance and employee benefit requirements. We dig deep into clients’ coverage matters, identify risk exposures, and determine how to best insure them. Our focus is not only on the price of insurance but also on disaster recovery, safety, business efficiency and productivity, and employee health. Our goal is to improve our clients’ business operations. We are focused on service as opposed to a large agency that tends to focus on its biggest accounts. When a client calls us, they have a specific person that they can talk to that will address their concerns. We know people by name and not their policy number. We are coverage and service driven with competitive prices versus just being price driven without the service you need. This is the difference between our team and the traditional approach to insurance. The Meeker Sharkey Approach: - Focus is on your business risks - Your issues are evaluated continuously - Risk management and employee benefits are integrated to reach business goals - We get to know your organization thoroughly via site tours and employee interviews - In-depth analysis of coverage and benefits to address critical business risks - Implement alternative solutions to manage business risks we identify - Selected based on proven performance over time and value delivered - Flexible - based on value delivered

Sapoznick Insurance is a highly regarded regional insurance broker based in Philadelphia, Pennsylvania. With a proven track record of excellence, they have established themselves as experts in providing tailored insurance solutions to clients of all sizes and industries. One notable example of their expertise lies in their partnership with the Early Learning Coalition of Miami-Dade/Monroe, an employer in the educational services industry with 280 members. In collaboration with the coalition's HR and finance team, Sapoznick Insurance worked diligently to design and implement a comprehensive range of insurance plans specifically tailored to meet the unique needs of the coalition's members. This included the setup of a Health Maintenance Organization (HMO) plan, Preferred Provider Organization (PPO) plan, Pharmacy Benefit Manager (PBM), and a specialized drug plan. Sapoznick Insurance has amassed considerable experience and proficiency in working with HMOs, PPOs, PBMs, and other pharmacy providers, ensuring their clients receive the most suitable coverage to meet their individual requirements. Their extensive client base spans across large and midsize employers, including notable companies such as Ad1 Wholesale LLC, Florida Memorial University, and Gotrg. With a strong presence in New York and Ohio, Sapoznick Insurance serves clients beyond their Philadelphia office location. They have earned an excellent M Score, reflecting their wide-ranging expertise across various industries, including educational services, traveler accommodation, and support activities for transportation. Clients can rely on Sapoznick Insurance's comprehensive understanding of insurance products, personalized service, and commitment to delivering effective solutions tailored to their specific needs.

After quietly taking care of employee benefits for some of the most respected companies in the region for 25 years, Life & Health Underwriters now also offers Property & Casualty Insurance, Surety Bonding, and Private Client Services. To reflect our new expanded role, we've changed our name to LHUI.

Gutman Insurance Agency's New York, NY office is a prominent player in the insurance brokerage landscape, offering a comprehensive suite of services tailored to the diverse needs of employers. Boasting a substantial presence, this larger office is deeply rooted in the local community and is part of a respected local brokerage firm. With a proven track record, Gutman Insurance Agency excels in working with self-funded clients, showcasing particular proficiency in serving the nursing and residential care facilities, employment services, and home health care services industries. This expertise extends to supporting both local and regional employers, with a notable client portfolio that includes industry leaders. Their impressive clientele features entities such as 701 Lansdale Operating, a key player in the nursing and residential care facilities sector, with over 180 participants. Additionally, they serve Bronx Harbor Health Care Complex Dba Kings Harbor Multicare Cent, boasting 150+ participants, and Excelsior Care Group, a major presence in the nursing and residential care facilities industry with 270+ participants. Demonstrating adaptability, Gutman Insurance Agency showcases a wealth of experience working with midsize and large employers, positioning them as a reliable partner for businesses of varying scales. This office stands out for its local touch, industry acumen, and commitment to delivering tailored solutions for employer benefit needs.

HUB International, a national insurance broker, operates an office in Blue Bell, Pennsylvania. Their expertise extends to a variety of industries, including information and converted paper product manufacturing. Notably, this office has successfully partnered with Bentley Systems Inc, a prominent employer in the information industry. Collaborating closely with Bentley's HR and finance teams, HUB International tailored a comprehensive insurance solution for their 1510 employees. This encompassed a self-funding arrangement, HMO and PPO plans, a pharmacy benefit management (PBM) system, and a specialized drug plan. Leveraging their extensive network, HUB International facilitated access to top-notch PBMs and other pharmacy providers, ensuring the unique needs of Bentley's members were met effectively. The Blue Bell office of HUB International serves clients throughout Pennsylvania, catering to large and midsize employers across various industries. Notable clients include Bentley Systems Inc and Bron Tapes, among others. With a strong M Score, HUB International's Blue Bell location has established a solid reputation for its wide-ranging experience and expertise, allowing them to cater to clients of diverse sizes and industries. Drawing on their deep understanding of the insurance landscape, HUB International's professionals excel in crafting tailored solutions that meet the specific requirements of their clients. With a commitment to providing exceptional service and comprehensive coverage, HUB International stands as a reliable and trusted partner for businesses seeking insurance solutions in the Blue Bell area and beyond.

Buckingham Insurance Brokers, situated in Philadelphia, PA, distinguishes itself with its profound expertise in catering to local and regional employers, primarily focusing on medical and ancillary benefits. This office, being an integral part of a local brokerage firm, brings a personalized touch to its services, underpinned by a deep understanding of the unique needs of the regional market. Their proficiency is particularly notable in the industries of beer, wine, and distilled alcoholic beverage merchant wholesalers, where they have established a strong reputation. This expertise is evidenced by their work with prominent clients such as the Wine and Liquor Salesmen of New Jersey Local No 19D Welfare Fund. This client, rooted in the New York alcoholic beverage wholesaling industry, benefits from Buckingham's tailored services for its 370+ participants, ensuring their specific industry needs are met with precision. Additionally, Buckingham's prowess extends to the healthcare sector, demonstrated by their successful partnership with the United Health and Welfare Fund. Based in New Jersey and operating within the ambulatory health care services industry, this client entrusts Buckingham to manage the benefits of its 110+ participants. This collaboration highlights Buckingham's capacity to handle complex benefit requirements in the healthcare industry, further solidifying their position as a versatile and reliable insurance broker. Overall, Buckingham's Philadelphia location stands out for its specialized focus on industries such as alcoholic beverage wholesaling and healthcare, coupled with its local market expertise. This makes them an ideal choice for employers seeking a knowledgeable and regionally-focused insurance broker.

Metro Agency is a highly reputable local insurance consultant, conveniently located in New Hyde Park, New York. With their extensive experience serving clients of various sizes, including large, midsize, and small employers, they have established themselves as a trusted partner in the insurance industry. Metro Agency's expertise extends to working with self-funded employers, ensuring they have the necessary knowledge and resources to develop comprehensive benefit arrangements. The agency also boasts a strong track record in collaborating with Health Maintenance Organizations (HMOs) and clients to deliver tailored solutions that best meet their needs. Their proficiency in working with Preferred Provider Organizations (PPOs) further showcases their dedication to meeting member requirements effectively. An excellent example of Metro Agency's work can be seen through their partnership with All Nippon Airways (ANA), a respected employer with 300 members. Metro Agency worked closely with ANA's HR and finance team to establish a self-funding arrangement, HMO plan, PPO plan, Pharmacy Benefit Manager (PBM), and drug plan, all designed to cater specifically to the unique needs of their members. This collaboration highlights Metro Agency's ability to create customized benefit packages. With an exceptional M Score, Metro Agency demonstrates their wide-ranging experience and expertise across client sizes, industries, and products. Their strong knowledge base encompasses industries such as offices of physicians, professional, scientific, and technical services, as well as educational services. Servicing clients across New York, New Jersey, California, Illinois, and Minnesota, Metro Agency has developed a diverse portfolio of employer clients. Notable clients include All Nippon Airways (ANA), Celebrity Motor Car Company, Common Living Inc, and Gen II Management LLC. This expansive client base is a testament to Metro Agency's commitment to delivering exceptional service and tailor-made insurance solutions.