Our passion is protecting what matters most to you. L&W Insurance is committed to meeting your insurance needs, while exceeding your expectations for service. We’re ready to partner with you. #PartnersInProtection L&W Insurance was founded as an independent agency in 1932 by Sal Lobacaro & C. Edgar Wood, as a means for providing insurance to the businesses and residents throughout the state of Delaware. In 1971, Davis Wood took over ownership and laid the foundation for personal service to be at the cornerstone of our success story. In 2005, William Strickland became agency President, solidifying the vision of an agency built on client relationships and immersed in community partnerships. Decades of dedication to our mission have resulted in growth and expansion in both our services and reach. L&W Insurance now operates as one of Delaware’s largest independent agencies, stretching our service area beyond Delaware, into the neighboring states of Maryland, Pennsylvania, New Jersey as well as throughout much of the mid-Atlantic. We contract with regional, national and specialty lines insurance carriers to garner a broad base of options to meet the risk management needs of our clients. Our passion is protecting what matters most to you. L&W’s holistic approach to insurance means we aim to provide coverage for every insurance need that may arise for our clients, whether its commercial, personal, or health benefits.

Custom Benefit Plans, located in the bustling heart of Atlantic City, NJ, stands out as a comprehensive insurance broker with a notably large office. This branch is particularly adept in catering to a diverse range of client sizes, from small businesses to large corporations, showcasing significant experience across various scales of operations. Their proficiency is especially pronounced in working with midsize and large employers, as well as demonstrating a keen understanding of the unique needs of small businesses. A key area of their expertise lies in handling self-funded clients. They offer valuable insights into stop loss and limits, along with a deep understanding of pharmacy costs, making them an excellent resource for businesses seeking to navigate the complexities of health insurance. Their proficiency extends to HR consulting, providing holistic solutions that encompass various aspects of employee benefits. Custom Benefit Plans in Atlantic City has a proven track record in serving prominent clients from diverse industries. Their top customers include Ferragamo USA from the apparel and merchant wholesalers industry, Ferrero USA in food manufacturing, and Formosa Plastics Corporation USA in manufacturing synthetic materials, with employee participants ranging from 220 to over 3220. This demonstrates their capacity to manage extensive and varied employee benefit programs effectively. Moreover, their expertise isn't limited to specific sectors. They have shown great skill in industries such as hospitals, ship and boat building, and drugs and druggists' sundries merchant wholesalers. Being part of a regional insurance broker firm, they combine local understanding with a broad network of resources, ensuring clients receive tailored, comprehensive insurance solutions that align with their specific business needs and objectives. This office of Custom Benefit Plans is a reliable partner for employer benefits, adeptly managing a range of client requirements with professionalism and expertise.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.