Founded in 1861, Foa & Son are international insurance brokers based in New York City. Foa & Son's Commercial Insurance Division, Private Insurance Advisory Service, Corporate Benefits Practice, Multinational Services Division, and Blue Water Hull Division, provide insurance solutions to some of the USA's, and the world's, most prestigious firms. Since 1861, five generations of Foas have led the firm to be responsive to the changing needs of our clients to assess exposures and manage risks. Every Practice at Foa & Son is headed by a Senior Account Executive with at least 25 years of insurance experience. Our local knowledge, national experience, and international capability continue the legacy of our founder, Fortunato Foa. Our expertise as an international broker began when Mario Foa moved the firm's insurance business from Genoa, Italy, via Switzerland, to New York in 1935. To this day, all of our US offices continue to work with insurance companies and intermediaries all over the world. Our in-depth knowledge and experience extends to all principal sectors including: luxury brands, real estate, hospitality, manufacturers, distributors, financial and professional service firms, not-for-profits, municipalities, educational institutions, and shipowners.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Buckingham Insurance Brokers, situated in Philadelphia, PA, distinguishes itself with its profound expertise in catering to local and regional employers, primarily focusing on medical and ancillary benefits. This office, being an integral part of a local brokerage firm, brings a personalized touch to its services, underpinned by a deep understanding of the unique needs of the regional market. Their proficiency is particularly notable in the industries of beer, wine, and distilled alcoholic beverage merchant wholesalers, where they have established a strong reputation. This expertise is evidenced by their work with prominent clients such as the Wine and Liquor Salesmen of New Jersey Local No 19D Welfare Fund. This client, rooted in the New York alcoholic beverage wholesaling industry, benefits from Buckingham's tailored services for its 370+ participants, ensuring their specific industry needs are met with precision. Additionally, Buckingham's prowess extends to the healthcare sector, demonstrated by their successful partnership with the United Health and Welfare Fund. Based in New Jersey and operating within the ambulatory health care services industry, this client entrusts Buckingham to manage the benefits of its 110+ participants. This collaboration highlights Buckingham's capacity to handle complex benefit requirements in the healthcare industry, further solidifying their position as a versatile and reliable insurance broker. Overall, Buckingham's Philadelphia location stands out for its specialized focus on industries such as alcoholic beverage wholesaling and healthcare, coupled with its local market expertise. This makes them an ideal choice for employers seeking a knowledgeable and regionally-focused insurance broker.

York International is one of the leading independent insurance brokers in the nation. Established in 1985, at the firm’s core is a deep connection to serving the needs of the New York real estate community. As we grew, our focus diversified into additional industries and the related areas of insurance and risk management. We have established significant employee benefit, high net worth personal and life insurance practices along side our broad commercial P&C expertise. Our high quality standards and commitment to professional development has been recognized by our industry peers. The Independent Insurance Agents and Brokers of America has named York as one of only a handful of firms to be awarded the distinction of being a Best Practices Agency for the past 10 years in a row. Every client routinely interacts with a shareholder of the firm on a daily basis; we believe this makes a difference in the quality of our client and insurer interactions. And, our commitment to remain an independent firm is vital to our success and is in alignment with the goals of our clients, colleagues, insurance markets and the community we serve.

Epic Insurance Brokers & Consultants in Bridgeport, CT, operates as a robust and expansive office catering to the diverse needs of local and regional employers. This larger office stands out for its profound expertise in employer benefits, specializing in medical and ancillary coverage. Their adept team brings a wealth of experience, particularly in serving midsize and small employers. Distinguishing themselves in the architectural, engineering, and related services industries, Epic Insurance has successfully navigated the complexities of this sector, earning the trust of prominent clients like 626 Opco and Rotating Machinery Services. Notably, 626 Opco, a key player in the commercial and industrial machinery and equipment industry based in FL, entrusts Epic Insurance with the well-being of over 190 participants. Similarly, Rotating Machinery Services, an entity in the architectural, engineering, and related services industry based in PA, relies on Epic for the benefit coverage of their 90+ participants. As a vital part of a regional insurance broker firm, this office taps into a broader network, enhancing its ability to deliver tailored solutions. Whether working with large corporations or small enterprises, Epic Insurance Brokers & Consultants in Bridgeport stands out for its comprehensive approach, making them a valuable partner for employers seeking unparalleled benefits solutions.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

Westchester Benefit Group is a New York-based independent insurance broker serving the greater Valhalla region. With an M Score of 4, one of the highest scores possible, representing an extensive range of experiences and positive customer feedback, Westchester Benefit Group has been providing medical insurance, voluntary benefit programs and other services to employers in the Metro Area for over 20 years. Westchester Benefit Group is one of the leading insurance brokers in the United States. For more than 40 years, they have been serving businesses and individuals with their comprehensive insurance services. The agency has offices in Valhalla, New York, Summit, New Jersey, and Atlanta, Georgia.

FNA is a full service general agent and employee benefit consultant, currently providing a network of over 5,000 retail agents and brokers with comprehensive employer group insurance consulting, compliance, and billing/administrative services through their five affiliate divisions. Founded in 1974, FNA has 40 years of experience in assisting the Northeast broker community in analyzing their clients’ employee benefit needs and working with carriers to obtain the optimal health and specialty benefits plans available in the marketplace.

Whether you’re an employer, vendor, or broker looking to enhance your employee benefit programs and product offerings, PBS is here to help you turn conceptually-sound ideas into fully implemented solutions that add tangible value and unprecedented ROI. At PBS, each of our programs is uniquely positioned in the marketplace – particularly when they’re contrasted against traditional vendors with basic products. Our lineup includes: Pharmacy analytics and cost containment programs Financial wellness programs Student loan benefits Personalized action plans for protecting employee’s financial goals Financial coaching College planning services Employee loan programs Lifestyle benefit programs Employee purchase programs Employee communication Enrollment and Benefits technology Id theft protection The central focus of Preferred Benefit Solutions is to merge innovation with benefits. Our passion is to uncover new and existing companies that offer unique products and services that employers and brokers can derive tangible value and benefit. We are revolutionizing this industry from the inside out.

Heffernan Insurance Brokers is an independent insurance agency big enough to compete with direct writers, but still small enough to provide boutique personal service. With a strong commitment to community, one year Heffernan gave back 22% of profit to charity. Heffernan is 100% employee-owned. We get to know your business and we get to know you. Because you’re different. With offices in California, Oregon, Washington, Arizona, New Mexico, Missouri, Philadelphia, and London, UK, Heffernan serves you from coast to coast whether you need commercial insurance, personal insurance, employee benefits or financial services and retirement. Contact Heffernan Insurance Brokers today @ 877-731-7905.

Saving money on employee benefits is imperative in today’s economy. The cost of providing benefits continues to rise, and employees consistently seek more and more. Many employers struggle to balance employee needs with their own bottom lines. Helping you meet these divergent needs is Leading Times Insurance specialty. Obtaining competitive quotes for coverage and handling claims problems is only a small part of what you should expect from your insurance and employee benefit advisors. We go much farther by providing quality services throughout the year. Providing your current carriers with a simple letter that names Leading Times Insurance as your “Broker of Record” will allow us to complete an in-depth market analysis and obtain quotes from more markets and leverage our relationships with carriers. Brokers typically receive commission dollars from carriers on a monthly basis which means that your plan renewals dates do not affect your ability to change brokers at any time during your plan year. Your employees are paying for a portion of your benefit plans, and consequently are paying a portion of your broker’s fees. Ensure that you are providing the best value and service for your company and its employees by working with a quality organization. Our professional employee communications will keep your employees informed, healthy, and safe.