Money doesn’t have to be complicated. At JMB Financial, we help you understand your personal financial situation and empower you to make smart decisions. In today’s world it’s more important than ever to separate the “noise” from reality. Having the right guide can help. Growing and preserving your wealth can be an overwhelming responsibility. You want to be assured that your money will be there for you when you need it. We understand. Discover the confidence that comes with knowing you've entrusted your financial future to a team of professionals who always place your interests first—Discover JMB Financial Services Group. We believe that a key component of comprehensive financial planning is helping our clients navigate the maze of information. We pride ourselves at explaining our plans and investments and providing suitable recommendations to our clients. Our relationships and advice are based on transparency, communication, independence and trust. We can help ease the burden of wealth management and provide you the financial independence that comes through an open and honest relationship. Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through JMB Financial Services Group, a registered investment advisor and separate entity from LPL Financial. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which we are registered to do business, please visit: www.jmbfinancial.com .

Integrated Benefits Company in Fort Collins, CO, stands out as a trusted insurance broker with a strong focus on providing comprehensive employee benefits solutions to local and regional employers. Their extensive expertise in medical and ancillary benefits makes them a valuable partner for businesses seeking tailored insurance solutions. This Fort Collins-based branch of Integrated Benefits Company has successfully served a diverse range of clients, including Fort Collins Radiologic Associates PC and Tender Care Pediatric Services and Medical Supply. Notably, they have demonstrated proficiency in industries such as home health care services and offices of physicians. With a track record of managing benefits for businesses like Fort Collins Radiologic Associates PC, boasting 120+ participants, and Tender Care Pediatric Services and Medical Supply, with 130+ participants, they showcase their ability to handle varying scales of employee coverage. As a part of a local brokerage firm, Integrated Benefits Company brings a unique understanding of the specific needs and challenges faced by businesses in the Fort Collins area. Their demonstrated experience with midsize employers further underscores their ability to provide tailored solutions that align with the distinct requirements of businesses in this market. For employer benefits buyers seeking a reliable and locally informed insurance broker, Integrated Benefits Company in Fort Collins, CO, stands out as a strategic choice with proven expertise in crafting effective benefits packages.

On June 1st, 2010, Cody Ritchie assumed the role of President of the newly formed Crest Insurance Group with a vision to develop the firm to be the top agency based in Arizona. Crest Insurance has grown to include offices in Tucson, Phoenix, Scottsdale, Sierra Vista, Flagstaff and San Diego, California. We have experienced producers writing policies for clients throughout the United States. We pride ourselves on being the best at what we do. We provide access to many national carriers and markets yet remain a true local agency with face to face service and deep ties to our community. It has always been our philosophy to give back and support charitable causes and programs whenever possible. We believe serving our community means being a trusted business partner and also sharing our success with those who strive to make our community better. “If we do well, we will do good.”

Coterie Advisory Group, Inc., located in Denver, Colorado, stands out as a national insurance program manager and consultative advisor, specializing in delivering Affordability-Based Medical Plan Strategies. Their focus is on addressing the unique needs of a diverse range of clients, from local small businesses to large national companies in the service industry. This includes working with major clients like Red Robin International in the specialty food retailers sector, managing over 560 participants. Their expertise is particularly evident in the specialty food retailers industry, where they have demonstrated significant proficiency. As a local brokerage firm, they offer a disciplined approach to understanding the specific market and business needs of their clients, tailoring their strategies accordingly. This includes providing customized Statistical Modeling Reports to guide decision support and determine suitable benefit levels and price points for client offerings. Coterie Advisory Group employs an integrated market approach, effectively bringing proprietary and innovative products to the market through various channels and distribution partners. These products are crafted to meet the evolving needs of the marketplace, with a focus on affordability-based medical plan strategies. Their client base is extensive, covering small employer groups, large employer groups, franchise groups, and those in the gig economy. Additionally, they cater to a wide range of eligible classes, including part-time, full-time hourly, temporary, seasonal, and independent contractors. Their offerings are not only relevant and meaningful but also market-leading, addressing real-world problems and significantly impacting consumers' lives. These include their Fundamental Care® programs, which are uniquely designed for niche markets. These plans are structured to be highly affordable, offering upfront, day-one benefits, and are suitable for various classes of employees, including those in small to mid-size businesses, part-time, full-time hourly, and seasonal employees at enterprise-level companies, as well as independent contractors and gig-economy workers. Founded by a team of seasoned insurance and benefits professionals, Coterie Advisory Group's experience spans decades, with a history of working with some of the nation's largest service industry employers. This depth of experience allows them to understand and effectively address the unique needs of a variable hour workforce, offering solutions that not only provide necessary healthcare but also improve recruiting and reduce turnover for companies.

Nestled in the vibrant community of Greeley, Colorado, HUB International's local office stands as a stalwart partner for employers seeking comprehensive insurance solutions. With a focus on medical and ancillary benefits, this branch excels in catering to the unique needs of both local and regional businesses. Boasting a wealth of experience in the management of companies and enterprises sector, HUB International's Greeley team has become a trusted advisor for Huwa Enterprises—a prominent player in the industry, managing over 180 participants. What sets this HUB International location apart is its nuanced understanding of the diverse landscape of management in companies and enterprises. Through years of dedicated service, they have cultivated unparalleled expertise, earning the trust of businesses across the region. As a key outpost of the larger national insurance brokerage firm, this office combines local insights with the resources of a formidable industry player. The Greeley team's commitment to excellence is evident in their tailored approach, ensuring that each client receives personalized guidance and solutions. With a proven track record and a roster of satisfied clients, HUB International in Greeley stands as a reliable partner for employers navigating the intricacies of employee benefits in the ever-evolving landscape of the insurance market.

IMC is a top-producing general agency serving insurance brokers in the Washington Metro Area. Our commitment has been to build and strengthen relationships with the region’s largest insurance carriers, for over 30 years. We deliver the highest degree of personalized service to help you grow your business and retain your valuable clients. Count on IMC to be by your side. Whether you’re quoting and enrolling benefits or collaborating with our team on renewals, you’ll turn opportunities into sales, exceed expectations and build lasting client relationships. Contact us to find out more about how we can assist you today.

We are excited to celebrate our 90th anniversary this year, and through those nine decades this has always remained true...“Caring for Your Unique Potential Is Our Soul Purpose.” That statement is the core of how we do business. We ask the tough questions, avoid the easy path, believe fully in caring for the unique challenges of our clients, and leverage our greatest assets — the hearts and minds of our people — to advocate on behalf of our clients. That’s our approach to risk management and benefits consulting, and it’s worked for us since our inception in 1932. As an independent brokerage, we serve clients in every industry and of almost every size, with the ultimate goal of providing exceptional service and caring for our clients’ unique potential. For more information, visit www.holmesmurphy.com. You can also follow us on Twitter.com (@holmesmurphyins), or Facebook, or Instagram.